preferential-lite
shadow

Buying Toys Without Favoritism

As the holidays approach, many people find themselves in the position of buying toys for several children. The one factor that many people find themselves facing is having a strengthened relationship with one child in particular makes it very easy to buy for that child while the other child may not share the same degree of closeness which makes it ever more difficult to buy an appropriate gift. In many cases, this issue really comes down to gender. Gender based relationships can seem to have a certain ease. Many people simply feel more comfortable with a child of one gender versus another. This is much more common than people realize, but in an attempt not to look like they are showing a favorable side to one and ignoring the other, these issues are often left un-discussed.

If you are concerned that you are attempting to thwart discomfort around such a difficult issue, its perfectly natural to want to draw away, to get the kids something routine or mundane to avoid the perception of favoritism. The truth is, whether you ever admit or not, you do have a favorite. Use this as a positive instead of a negative. There are many ways to go about this. For the purposes of explaining we will use one boy and one girl, brother and sister, although with family dynamics as they are, you may find yourself struggling with greater numbers and greater influences than just two children.

If you already know what you want to get for the child you are more at ease with, then by all means, go ahead. This is now your margin. Gifts dont have to cost the same to be valued the same way. If you spent fifty dollars on one you can still spend thirty dollars on the other without appearing to be playing favorites. The truth is in the value the child places on the gift will determine its worth. However, buying one child a bike and one child a package of underwear makes things a little obvious and cruel.

Youre ultimately trying to develop a higher comfort level with the child you are having a difficult time purchasing for. Start, if you can, by spending a little extra time with that child. Notice things about them, even if you dont understand them. Maybe she likes to play dress up and tea parties and house and you are just at a complete loss because you never played like that when you were little. Thats okay. Youre just paying attention to the way she operates. Maybe you notice that she needs new art supplies or her bedroom is in the middle of being redone and she loves the color pink. These simple things can guide you along the way. Youre not necessarily trying to purchase a gift that you think is so cool, but one that she will think is so cool.

If you are unable to spend extra time with her, alone, then try talking to the child you have a tighter bond with. If you tell him you dont know what to get his sister for Christmas, he may very well be able to rattle off all kinds of things that youll be able to get for her. Often, brothers are well apprised as to what their parents got his sister for Christmas. Siblings often have a unique insight into each other. They may not always like each other much, but they usually do understand a lot about each other.

Parents of the child, assuming that it is not your child, are one of the best resources available to you. Just ask. If they can, they will help you out. Of course, parents also tend to reply with cost effective answers, as parents of children are not usually willing to spend other peoples money on their child. If you have already purchased a gift for one child, tell them this and tell them what it is so that they have an understanding of what youre spending on the kids. This only clarifies communication, it isnt a chance for you to toot your own horn. Often parents will respond directly in correlation to the gift you already purchased for the other child.

If youre really at a loss and you cant find a good, healthy way to determine what it is that you are planning on purchasing, try buying numerous smaller gifts. Chances are, by spreading it out a little bit, youre going to nail the horse on the head with something as little and reasonable as finger nail polish, a new dress up set, or anything else that you can think of that would work well in a set. It may initially appear that you are giving “more” to that child, but chances are the kids arent really counting when theyre both happy.

Earn an Extra Income with these Home Business Opportunities

No matter what your skills or interests, there are many opportunities to make money on the Internet. Whether you're a career mom who wants to stay home while earning a living or a father who wants to earn an extra income, the Internet is still wide open for success.

Below are some unique ways people are earning money online and tips on how you can get started.

Information Research and Brokerage

The Internet is often called the "Information Highway" because so much information is available online. Someone has to find and compile this information through research and put together helpful materials, articles, brochures, manuals, and so forth. Businesses and organizations usually need a continuous flow of information to provide to their users. This gives you a great opportunity for employment from home. You can find work-at-home jobs researching or preparing informative materials for one particular company or start your own home business providing the services to several companies.

Specialist Opportunities

If you wish to specialize in a certain field, there are many home business opportunities in various fields such as real estate, finance, education, writing, and retail. You can narrow your job search to the fields of interest to find a job you love. For instance, if you've always wanted to work in real estate, you might find a work-at-home job with a real estate company. Even if you're not a real estate agent yet, there are opportunities for clerical work, photography, website design, accounting, and more.

Niche Home Based Business Opportunity

Another type of home business is the "niche" business. "Niche" means a unique product or service - something that is not available just anywhere. Perhaps you've developed a certain product or have found a rare product that you can buy wholesale and sell through your own website. Or, you might have a unique service to provide to individuals or business owners. The possibilities are endless!

Affiliate Marketing and Other Moneymaking Methods

Another way you can earn money online is through affiliate marketing. You can become an affiliate of one or more companies and sell their products or services for a commission. To do so, you will probably need your own website. Some companies will provide a ready-made website for you; however, you should have the ability to customize the website for uniqueness in the search engines.

You can also work for companies online that are involved in marketing or finance. There are paid survey programs, turnkey opportunities, and wealth-building programs to help you create multiple streams of income. With paid survey programs, you fill out survey forms online or participate in product forums to earn dollars. Some are earning $100 to $200 per day doing this full time while others earn a great part-time income.

With turnkey opportunities, you are provided a website that has been tested and all the tools you need to build wealth. Some turnkey solutions require a fee to start, some are free. Just be sure to check out the company first for legitimacy.

As you can see, home business opportunities are available for just about anyone. There are work-at-home jobs or opportunities to start your own business. Choose what will work best for you so you can start reaching your goals today!

London Transport Tips

London Underground (Londoners call it The Tube) is the quickest way of getting around London. The Underground has 12 lines, and covers 253 miles of track. Trains are fast, modern but in rush hours very crowded. The Tube is highly recommended for tourists, because in easy way they can visit many places in one day without traffic jam.

London Transport bus system provides over 6,800 scheduled buses, which are operated by independent operating companies. Buses are used for local journeys and by night. You can buy ticket from bus driver (only in Central London it’s impossible) or pre-purchase it from ticket-machine. Travel by London bus is also interesting because You can see there famous big double-decker red buses.

Tickets for London Transport are very expensive, especially for tourists. For single travel by bus you have to pay 2 pounds. Single The Tube tickets are more expensive but when you plan to use underground many times you should think about Travelcard for one or three days. For more information and ticket prices you should visit (http://www.londontransport.info-London Transport) site.

Very popular in London are London Black Cabs. Maybe there are not cheap when you travel alone, but vehicles allow up to 5 passengers in the back. Cabs are comfortable and have fixed charge, so you won’t be surprised by price. The additional charge must be paid for telephone booking (2 pounds) and payment by credit and debit card (10-15%).

When you travel London you should be prepared for high stakes for getting around London. Maybe London Transport isn’t cheap but it is fast and efficient. In many places you can get free Travel Maps which are very helpful when you visit London first time.

Office Max Uncovered

Office Max operates nearly 1,000 superstores throughout America including Puerto Rico and the United States Virgin Islands, in addition to several others in Mexico. Besides offering office products, business machines and related items, OfficeMax superstores also feature their CopyMax and FurnitureMax departments which are what the company refers to as convenient store-within-a-store sections of their operation. They also provide two national call centers for any questions you might have about the products they market and sell, in addition to 19 delivery centers throughout their various store locations.

OfficeMax markets its services and products to their customers by providing over 30,000 items via its award winning eCommerce site, OfficeMax.com and the direct-mail catalogs it sends out. Let’s take a look at some of the numerous products and services they have to offer.

Supplies

In the area of supplies, you can go online or directly to the store to view an abundance of business and school related items. Beginning with the basics of different kinds of pencils and paper, you can also explore the assortment of binders, presentation boards, folders, staplers and paper clips they have. There are also numerous types of pens, markers and other writing elements. Various kinds of correction tape, adhesive tape and self-stick notes and flags are a few more of the items you can purchase at OfficeMax.

Technology

OfficeMax offers a wide variety of Audio-Visual products and accessories including microphones and speakers, TVs and VCRs, laser pointers, multi-media, overhead and slide projectors and screens. They also have a wide range of calculators which include graphing, scientific and financial varieties in addition to the basic mathematical kinds.

Furniture

If you’re looking for anything from a bookcase, to mat that goes under your office chair to help it roll easier, you can find it at OfficeMax. They also sell different types of filing cabinets, desks and drafting tables. OfficeMax even carries a wide variety of home-based and commercial safes.

Print Services

OfficeMax provides print services in quite a few areas which include business cards, invitations, labels and custom-made calendars. You can order one of their ready-made designs or by uploading your files through their website, get a quote on what it will cost to have your own, personal designs and documents printed, and the timeframe you can expect it to be completed in. Some additional services are binding and finishing, digital color prints of your files or photos and also large format printing.

For more on the products and services OfficeMax provides, visit one of their store locations which are open to serve you seven days a week including most holidays. The items they offer are also easily accessible on the web for browsing and ordering at www.officemax.com.

Panama Real Estate: Evictions

Introduction - Our law firm, Panama Legal, occasionally gets queries about the eviction process in Panama for residential real estate. Below follows a brief summary of the process and time frames involved. This is not legal advice, just an overview of what is involved.

Applicable Law - Law #93 dated 1973 is the law that covers residential real estate leases in Panama. Some leases that would be excluded from coming under this law would be leases with following attributes:

* leases of rural property

* leases of property in the reverted Canal Zone

* leases where the rent is calculated by the day such as a hotel, motel, bed and breakfast, boarding house, Inn, etc.

* leases of property primarily designated as vacation property where the term including any existing renewals of the lease is under 180 days

* leases whereby the government of Panama or its municipalities are parties in the lease agreement. However if they do appear in the lease agreement as the property owner or landlord they can utilize the eviction provisions of the applicable law we are dealing with here.

Rental Values - If the residential real estate in question has an initial rent in excess of $150 per month, the agreement can incorporate rental increases as agreed to by the parties of the lease agreement.

Lease Term - There is great freedom allowed in selecting a term for the lease as long as the rental value is in excess of $150. There can also be provisions for extensions of the lease term as well.

Lease Cancellation - The tenant is allowed to cancel any residential lease on 30 days written notice.

Security Deposit - Normally a security deposit equal to one months rent is submitted to the Panama Housing Ministry, which is returned at the end of the lease unless the landlord files a claim for damages.

Eviction Proceedings - This is generally going to take 120 days. The collection of the unpaid rent (if any) is going to take about 270 days. If the workload of the court is high legal processes could take longer. Do not plan on it going any faster.

Conclusion - The eviction process is a fairly long one. In many other countries it can even take longer. Some countries that are known for their large amounts of homeless people do have more abbreviated eviction procedures. If you are renting to an expatriate one needs to bear in mind that they may up and decide to leave Panama someday. If they do this discretely and not pay rent for their last few months here the landlord would suffer. They could have their funds out of the country along with all of their assets. They could also have their assets secreted in foundations and corporations that you know nothing about therefore keeping them immune from your attaching them.

If you are a landlord and are concerned about leasing to foreigners contact our law firm and we should be able to design some protective measure for you that are lawful.

If you are a landlord never engage in any self-eviction practices. Never disconnect the electricity or water, never change the locks and do not decide that their front doors or windows need painting on a Saturday night and remove them for painting. Tenants could file counter claims against your legal action and further extend the time frames for eviction. Do seek competent legal counsel.

Worldwide Real Estate Prices Compared to Panama: 2007

Introduction - We are a Panama Law Firm not a real estate business. Our clients are frequently relocating to Panama and we assist in the real estate acquisition for them. We are often asked if the real estate bubble is going to bust in Panama or if the boom has just begun. Well we are not sure. We have done a few articles on the Panama real estate bubble breaking but now we are going to present objective data in support of the Panama real estate boom just starting. It could be true and prices may continue to escalate.

Worldwide Residential Real Estate Prices by the Square Meter - These are current prices for some major cities in Europe. This will give you a perspective as to how the Panama market fits into the greater scheme of things. These prices are for serious executive homes in prime locations. A discussion will follow after the prices:

* London ? $10,000 Sq. Meter to $20,000 Sq. Meter

* Paris - $9,000 Sq. Meter

* Amsterdam - $9,000 Sq. Meter

* Lichtenstein - $8,000 Sq. Meter

* Moscow - $7,500 Sq. Meter

* Rome - $7,200 Sq. Meter

* Zurich - $7,000 Sq. Meter

* Oslo - $6,900 Sq. Meter

* Dublin - $6,800 Sq. Meter

* Lithuania - $5,150 Sq. Meter

* Latvia (Riga) - $4,100 Sq. Meter

* Berlin - $4,300 Sq. Meter

* Warsaw - $1,600 Sq. Meter

* Slovakia - $1,750 Sq. Meter

* Seoul - $11,825 Sq. Meter

* Sydney - $7750 Sq. meter

* San Diego - $2650 Sq. Meter to $15,000 Sq. Meter

* San Francisco - $5,000 Sq. Meter to $20,000 Sq. Meter

* New York - $15,000 to $43,000 Sq. Meter

* Miami Beach - $9500 Sq. Meter to $32,000 Sq. Meter

* Toronto - $3,000 Sq. Meter

* Montreal - $3,200 Sq. Meter

* Vancouver - $3,700 Sq. Meter

Panama Real Estate Comparison - In Panama City one can get an executive condo in a new high rise building for $1,800 to $3,500 per Sq. Meter and pay less in an older building. We are talking about Condos with a swimming pool and recreation area, balcony, enclosed parking, round the clock security guards, multiple elevators, modern kitchens, city and or water views, beautiful lobbies with marble floors, walls and furniture, and so forth. In the outlaying areas single family homes and town homes can be bought for a bit less with $2,000 to $3000 a Sq. Meter generally bringing in a home in a gated community with all the features of an executive home.

Discussion of Panama Relative Housing Prices - Panama is priced very low compared to the other markets around the world. The question is can Panama rate with the major cities like Paris, New York, San Francisco, Miami Beach, and London etc. This would be an indicator of the attractiveness of Panama relative to the real estate market prices. Below are some categories where we unilaterally decided to indicate how Panama stands, so this is just our opinion, nothing more.

* Entertainment - DEFICIENT. Panama lacks any serious theatre, opera, orchestra, ballet, museums, foreign film houses, major league baseball, football, basketball, and hockey. There is some soccer and boxing. Panama does have gambling and horse racing. The outlaying areas have no entertainment to speak of.

* Crime - EXCELLENT. Most of these major cities have more violent crime in one day than Panama has in one year. Panama has crime but is very safe compared to these cities.

* Traffic - DEFICIENT. Lots of congestion. Wild drivers who disobey traffic laws, stop signs and even red lights. No vehicle safety inspections. Taxi and bus drivers have decided they are the only ones on the road who matter. Outlaying areas have far less problems with the traffic than Panama City. As the new housing projects complete and the Canal expansion begins the traffic is expected to get worse. On Fridays closet to pay day the traffic barely moves from about 3PM until 8 PM. Most of the stores and restaurants have parking. Lately it is almost impossible to get parking at the Allbrook Mall on weekends.

* Restaurants - SUPERIOR. Panama is loaded with excellent restaurants at very low prices. Steak dinners for $10.00 or less are abundant. Food is great.

* Shopping - VERY GOOD. You can get whatever you want in Panama City if you know where to find it. Lots of high-end stores are opening up in the malls. Lots of discounters popping up.

* Cost of Living - EXCELLENT. Your biggest expense will be real estate.

* Domestic Help - EXCELLENT. A live in Maid in Panama City is about $275 a month with benefits, plus room and board. Most of the condos and houses are built with a maid?s room and full bath. A driver runs about $325 a month.

* Airport - GOOD. Lots of airlines going to many cities in Central America, South America and USA. For Europe, India or Asia not so convenient.

* Medical - VERY GOOD. There are major hospitals including a full John Hopkins Hospital. Most prescriptions can be obtained in the drug stores. There is an abundance of competent doctors in all specialties. You can even have a doctor make a house call. Health care costs about 40% of what it does in USA.

* Weather - VERY GOOD. Panama is a tropical climate. No shoveling snow. It does get hot and humid. Some locations have more moderate weather but they usually have high humidity. No hurricanes, not tornadoes, no earthquakes in Panama City, no volcanoes, no tsunamis.

* Boating and Fishing - EXCELLENT. World-class sport fishing with 1200-pound Marlin and 400-pound Grouper. Abundant marinas.

* Stable Government - VERY GOOD. Things are most stable.

* Banking, Stock Market - EXCELLENT. Great banks and stockbrokers.

Conclusion - It appears likely that Panama could escalate in real estate prices to the $5,000 a Sq. Meter market price. They are going to have to work on the culture and entertainment to draw in people accustomed to that housing price market. The traffic will need to be addressed and projects to improve congestion are already in the works. The downside of this theory is that there is not enough to draw people to Panama. Culture and entertainment is lacking and it may take many years for this to improve. There are no major industries here such as: banking, insurance, advertising, stock market, general manufacturing, software, high tech manufacturing, entertainment, tourism and so forth. This eliminates large groups of highly paid executives who need to pay high prices for housing to be close to their workplace. Retirees have needs that are fairly simple and can be met in any many different places around the world and it remains to be seen how much the retiree will pay for real estate. Quite possibly Panama Real Estate Prices have not yet even come close to peaking. Time will tell.

Web Page Design is a Reflection of Your Business

Consider this scenario. You're considering patronizing a certain business, and decide to look it up on the Internet before making your final decision. Up pops their website and it looks like someone went berserk with a web design program. The fonts are either unreadable or the text is so large that it screams at you. The colors clash or are so bright that they hurt your eyes. The pictures are out of focus or so large that the page takes forever to load. Hyperlinks lead nowhere, and the site navigation leaves you perplexed. In a split second, you know that you'll never give this company your business.

This may be an exaggeration, but we've all seen bad web site designs. They infect the Web like a bad head cold that won't let go. You can't help but wonder what the business owner was thinking. After all, why have a website if it reflects poorly on your company or actually drives customers away?

Often, small - and medium-sized business owners aren't aware of the impact that their websites have on customers and potential customers. They may know that having a web site is important, but think that professional webpage design is cost prohibitive. So, they conclude that their child, neighbor, or spouse can put something together and that it will be "good enough." Or, ten years ago they may have actually paid a professional web page designer and having done any modifications for years.

In today's business world, there's no getting around the fact that your web page design is a reflection of your business. Whether yours is an e-commerce site, a lead generation site, or simply a small informational website, you need to put your best (virtual) foot forward and project an image that puts your business in the best possible light. Keep in mind that, if you don't have a good website, your competition probably does and is siphoning customers away from you.

If you've hesitated hiring a business web page designer because of cost considerations, it's time to think again. Unless you need a highly customized, programming intensive site, a web designer isn't going to break the bank. In fact, there are web page design firms that specialize in helping small - to medium-sized businesses succeed in their online endeavors.

Today, a website designer can economically provide you with hundreds of templates from which to choose. These templates come in a variety of styles that are appropriate for a wide range of businesses. A professional web page designer can easily customize templates, giving them images and graphics that will make your website unique.

In addition, a web page design company can provide you with a suite of options that will help you develop your online business. These tools might include a shopping cart, an SSL certificate, free hosting, email accounts, domain registration, and even marketing strategies.

If you don't already have a website, your business needs an online presence. If you haven't updated the design of your company website in two years or more, it's time to consult with a web page design company. And, if you happen to have one of the nightmarish sites that turn potential customers away, it's time to look forward, turn over a new leaf, and hire a professional web page designer.

Live on Yacht Tax Free

This is a new concept but one that is gaining in popularity. This is for the nautically inclined only with boating skills that are developed. Basically you live your present country and become a citizen of the world traveling perpetually on your yacht. While all this sounds great you still need to have papers and documents of registration and passports to avoid constant hassles with authorities wherever you go. So what can be done is as follows:

You form an anonymous Panama SA company (bearer shares). This company then buys a yacht for at least $150,000. Now you need to hire three Panamanians for at least $253.00 a month each. So you have deckhands, crew, cook etc. This would let you get residency in Panama quickly and after three years you could apply for citizenship and get a Panama passport. You could also do a version of this using the small investor visa to do it with a $40,000 investment and three employees on your fishing or touring boat. You can get a Panama cell phone, mail box, bank account, visa debit card, atm card and you can travel the world. For most this isn't feasible but it is fun to dream anyway.

Investor Visa (Inversionista)

Designed for those who wish to establish a business in Panama (note, though, that some retail businesses and some professions are reserved to Panamanians).  There must be a minimum investment of $150,000 and minimum of three, permanent Panamanian employees hired. It is granted provisionally for one year and after renewal is granted permanently with the right to be issued a cedula identity card. Five years after obtaining the permanent visa, holders will be eligible to apply for Panamanian nationality.

Small Business Investor Visa

(Inversionista de Pequeсa Empresa)

Designed for those who wish to establish a small business in Panama (note that retail businesses and some professions are reserved to Panamanians).  There must be a minimum investment of $40,000 and minimum of three permanent Panamanian employees hired.  It is granted provisionally for one year, and needs to be renewed three more times before it is granted permanently with the right to a cedula. Five years after obtaining the permanent visa, holders will be eligible to obtain Panamanian nationality.

Call Centers : Say Hello To Big Business!

The elusive dream of a successful business depends on how well you attract the interest of potential clients.  In order to attract clients, you need to capture the imagination of aspiring and existing business owners everywhere.  Making such a big impression establishes professionalism and creates trust and confidence.

The growth of the call center industry signals the beginning of a new age in business and communications.  During the past few decades, there has been a major transformation in the way people work, socialize, communicate, and engage in business. Call centers offer a variety of services to organizations and customers such as answering calls, handling orders, complaints, providing technical support to customers, direct response advertising, infomercials, etc.  The demand for call centers increases as businesses diversify and their products and services become more complex.

In today’s global economy, call centers optimize a client company's investment in human capital by providing market differentiation, brand identity and commitment, and ultimately, operational success.  Their business strategy is built on excellence in such areas as technology, database management, and the human capital.

Clients who are always on the go will not sit up with a recorded message when they call.  Having trained customer service agents to answer the phone for you gives you the enhanced image and professionalism clients always look forward to.  No one knows that these agents are not inside your office.  These agents can talk to people all over the world anytime and and access vast amounts of information at the click of the mouse.   They take pride in providing the most advanced solutions and technologies in the industry.  You need to let the client believe that you can fit into the high-powered executive world just as well as anyone.

Call centers do more than just provide a 24/7 "live" call answering service and take phone messages for you. They help screen the calls to minimize your interruptions yet they can just as easily connect to you an important caller in seconds. The need to make an immediate human connection is a concern of every potential clients.  A client's first phone call inquiry is so important that is why it is necessary to make that good first impression as well.

The call center industry has paved the way for cost-efficient work force.  It has reduced overhead, employee paperwork, and extra expenses that are usually associated with hiring employees, acquiring furnitures, as well as office equipment and technology.  No more hassles of having enough phone lines and repair maintenance.  With customer service agents to answer the calls 24-hours a day, 7 days a week, you get a toll-free business phone number and only pay for actual calls answered.

Part of the service that call centers offer is to gather important contact information for your sales and marketing campaigns.  They take the time to get to know your business, find out who your clients are, and identify what customer service needs you can offer.

With the proliferation of call centers, the vision of flowing profits, industry respect, thrilled customers, and a successful business is as easy as saying “hello”.