Everyone Wins With Private Label Rights

Would you believe a person if they told you that it was possible to take another person’s work, change it anyway you please and call the edited material yours?

What if that person also told you that besides being able to do so, you could actually profit from that work and not be liable for any copyright infringement?

If you haven’t heard of private label rights, then most likely you’d think they were pulling your leg. But all the above are true if you are able secure these rights.

But what are private label rights?

To understand why private label rights are so special, you need to know about resale and master resale first.

Resale rights are simply permission from the owner of a work (a book, for example) to allow you to take the said material and distribute it for your own profit.

Master resale rights take it a step further and allow you to sell the resale rights to the work. The reason why it is called master resale rights is because it covers a large set of permissible actions to the person who acquires those rights.

Experts would tell you that to get the most of your purchasing of master resale rights, the following list of actions should allow you to:

1. give the material away unaltered

2. combine the material with others

3. give the material away as a bonus item

4. use the material a content for websites

5. divide the product into separate articles

6. put the rights for the material or the material itself up for auction

7. provide the material as content for paid membership sites

8. sell resale rights for the material

9. change or alter the material

Buying the whole set of these rights is great but it can cost you. But there is a way to get almost all of these actions and not have to pay as much for master resale rights IF you acquire just the right to change or alter the material, which is exactly what private label rights are.

With these set of rights, you are given permission to change another person’s work. By altering the material, you have made the work your own which then allows you to profit from the material any way you intend to.

Let’s say you were able to acquire private label rights for a particular ebook. What can you do?

For starters, you can break up the book into separate chapters and then sell these as articles. On the other hand, if you were able to acquire private label rights for a set of articles, you could combine them and package it as a book, which you then can sell.

You can change the material’s content by adding or removing details. You can also add pictures or illustrations as well as other media like sound or video clips.

All of these actions are possible but the best part about private label rights is that you are not obligated to mention the original author (or pay them any royalties) for the changes you have done to his or her material. You can claim the material as yours by putting your name as the author of the material.

With these changes, the ways on capitalizing on them are many.

You can come up with a whole new set of products from a single material source. Take an ebook for example. On one hand, you’ve broken up the book to sell them as articles. On the other, you’ve enhanced the book’s content with media to package it as your own work and putting it up for sale on the market.

Acquiring private label rights is a great way to create a brand for your business. As you may already know, one of the keys to a successful business is to distinguish yourself from the rest. With private label rights, you can change the material and make it uniquely yours. If your target market likes your material, your market can perceive you as an expert in your line of business, which is something you can really capitalize on as you sell your products or services.

However, it is not only the person who acquires private label rights who stands to benefit from it. It may be difficult to understand at first, but selling private label rights benefits even the original creator.

With the increasing demand for original material to be sold with private label rights, a writer can make good money from his or her work. The incentive is that he or she can command a higher price for the work given the rights that go with the material.

Furthermore, selling the right to change the material any way the buyer wants is actually giving new life to the material. By giving the buyer the freedom to change the content in a number of creative ways, the material’s usability sand relevance is extended.

By compensating the original content creator well; by allowing freedom and flexibility for the purchaser; and by giving the end user a wealth of very useful information, private label rights are by far one of the best things out there in the world of online marketing.

IPhone Nova – Your Number One Source For IPhone Downloads

Only 10 fingers: count the stuff you'll do with your PSP system.  PsP games and downloads can be a very good way to get new

games for your psp hand held.  The PSP system has a boatload of talents, including:Gaming Over 350 titles-and more coming all

the timeVideo More than 460 feature films, TV programs and music videos available on UMD™ disc (each sold seperately)Music It plays MP3s,

WAVs, WMAs, ATRAC3+ and MP4s Photo Create a slide show of your photos or beam them to friends via Wi-FiNetwork Communicate with other  play games online, browse the Web and moreRSS Stay up-to-the-minute with your fave blogs, podcasts and news feeds.  iPhone Nova is a quick loading website with a clean layout.  iPhone Nova is an iPhone download site that offers free downloads for iPhone.

Be the first to know about new downloads from Iphone Nova-sign up to receive email alerts each time we update our site.

Demos can also either be downloaded to a personal computer and later transferred into the "GAME" file on the PSP's Memory Stick or

downloaded directly to the PSP using the PSP's system browser.  Downloading iPhone Nova 2007 will take minute if you use fast ADSL connection.

Download from millions of titles with NO download limits or fees.  download your favorite songs, movies, games, screensavers, and software

programs, all for free with the latest and fastest version of ares.

Iphone Nova offers an iPhone download service that is formally the realitys best and fastest iPhone downloads on the internet.

iPhone Nova is completely free of spyware, adware, viruses and trojan horses, and does not come bundled with any additional software

of any kind.  iPhone Nova is one of the superior iPhone downloads membership site we have personally tried out so far.

Access to the fastest iPhone downloads on the net.  Download Services About iPhone Nova: iPhone Nova is probably one of the best

sites I have found.

Click the following  link and sign up with the world's first IPhone Nova download service :

Cash Paid Surveys – Exactly What Are They?

Cash paid surveys are surveys placed on websites that pay users for completing surveys. There are quite a few specialized websites that allow you to register and take as many surveys as you want. You are paid a certain amount of money for each survey. The amount paid fluctuates for different companies and surveys.

What is the purpose for cash paid surveys? There are many companies or institutes that need to research the public opinion for a variety of reasons: political parties that need to find out what the electorate wants to build their electoral strategy effectively, companies that need marketing research studies for their marketing campaign, sociological research organizations wanting to explore public opinion trends and even the government.

With so many requests to answer surveys, both online and offline, people are becoming more and more jaded. In order to get enough responders, the organizations taking these cash paid surveys need to offer people an   incentive. This is why they are willing to invest some money in determining people to answer their polls. This is what a paid survey opinion is for.

What Are The Advantages?

For the companies:

With the new cash paid survey opinion technique, organizations get enough responders to conduct their studies successfully. Compared to the benefits of getting their research done, the cost of paying the responders is very low. If they conduct their studies online, the cash paid survey opinion method costs them even less that if they had to print all the questionnaires and pay interview operators.

For the consumers:

Giving your cash paid survey opinion is an easy way of earning money. You can do it in your own home, without spending time on traveling to the office and back home every day. In addition, you get to choose the hours when you're taking a pay survey opinion and you can take a break at any time you want.

You don't have to get up early in the morning to go to work and you don't have to wear a tie. You can stay in your pajamas all day long. You can also take a vacation whenever you want and then get back to work without having to worry about losing your job. You don't have to go through all the stress that comes along with job interviews and dealing with demanding bosses or unfriendly colleagues.

Cash paid survey opinion is very suitable for new moms who need to stay home with their new born babies, for teenagers who go to school and can't afford to have a job and for those persons who would just have to have a tight schedule. You can also do it for some extra money when you already have a job.

Cash paid survey opinion seems like a good alternative both for the companies that need to conduct research studies to build effective strategies and for the responders who are tired of having people wasting their time without giving them anything in return.

If you would like to learn more and find cash paid surveys visit my website to get more information.

Feel free to visit all of my sites or book mark one (http://paid-surveys.free-info-review.com" title="Paid Surveys-Paid Surveys) and (http://online-surveys.free-info-review.com" title="Online Surveys-Online Surveys)

Quick Tips for Finding New Prospects

Convert leads into clients and boost your sales

By Claire McLennan

A major part of keeping profitable and growing your business is maintaining a focus on business development. Even when you've got the right mix of work, clients and employees you should be looking for new sales leads. Establish a process that ensures your existing customers don't get neglected while you manage (http://www.microsoft.com/india/smallbusiness/partners.mspx-new business opportunities ) in a cost - and time-effective manner.

1. Generate sales leads. Identify the types of companies you want to work with and a realistic number of companies you want to target over a given period of time. For example: An accountant with experience in the marketing industry might decide to target five opportunities per month focussed on marketing consultancies.

Finding potential clients and identifying new opportunities can be done through networking events, tenders listed in newspapers and industry magazines and headlines in newspapers about new projects and industry seminars. Keep an eye on your industry and stay aware of new developments.

Track the companies you approach in a database (you could use Microsoft Office Excel or Access). Tracking should cover the obvious things — company contact details — as well as details of what was discussed, potential work, actions and more.

2. Qualify the leads. Once you have companies identified, review it to ensure they are realistic opportunities. Some areas to think about include:

Do you have the right contacts to get started?

Do you have the right services to offer them?

How can their website help you understand them better?

Do you have any conflicts of interest in pursuing this company?

Does this client have growth potential or would it be a quick job?

Who makes the decisions? How can you reach them?

3. Raise your business profile. By raising your company profile (no matter how small you are) you'll be able to generate new business with less effort. As a leader in the industry, new business will come to you. There are many ways to raise your profile; you could try sponsoring events, adverts and gaining media coverage. The size, location and target market of your business will dictate the medium to use and the areas to cover.

4. Show them what you're made of. Start to reach your qualified opportunities by showcasing your company's products. Send them a brochure or a copy of any newsletters you produce and invite them to join; show off examples of your work; highlight relevant media articles. However, if you're using e-mail, avoid being overly intrusive or they may regard it as spam.

Develop standard template letters in Word to send to potential clients to accompany your credentials/brochures. Link to your database (Excel, Access or Outlook) when merging the letters and envelopes to ensure you don't have to re-enter details.

There is no specified time for this courting, so be patient. It could be six months before anything comes to fruition.

5. Set a meeting time. So you're in the door. Now you need to sell yourself. Tailor the meeting to suit the way you operate as a business. It could be a formal PowerPoint presentation or a discussion over coffee. You may have no choice for the style of the meeting but make sure you are comfortable and well prepared. During the meeting be sure to demonstrate the knowledge you have developed in the previous stages.

6. Follow up. You've presented your capabilities and ideas. Don't stop there. Follow up is essential. This is a major part of the process and should be taken as seriously as the other steps. You'll probably be able to build on ideas from the meeting, or you might find an interesting/relevant article or statistics you could send to re-open discussion. Even if you don't have anything to send, thank them for the opportunity. </td>

In Case of Disaster, Save Copies of Vital Documents

The impact of disasters like last year's Gulf Coast hurricanes is often long-term. As victims try to put their lives back in order, they frequently face the challenge of locating important documents that might have been lost or destroyed.

For many people, it takes a disaster to remind them of the importance of having copies of vital documents safely stored somewhere other than their homes.

A recent study commissioned by The UPS Store and Mail Boxes Etc. franchise network disclosed that 58 percent of those surveyed said that natural disasters have made them more aware of this need.

Yet only 21 percent of respondents have started preparing for a natural disaster. Of those who have started preparations, just over half indicated that they have taken steps to copy important documents.

The UPS Store franchisee Steve Spicer recommends that people make copying important documents a yearly ritual.

"Tax time is the perfect time to inventory and copy necessary papers," he says. "We encourage customers to bring in important documents along with their tax returns. It just takes a few minutes and a few cents to duplicate each document."

The survey indicated that a vast majority of respondents - 71 percent - consider their birth certificate to be among the most important documents to copy. Other documents cited include financial records, such as wills, bank records and credit card information (34 percent); insurance information (31 percent); social security card and related information (29 percent); and the deed for their house (20 percent).

Cost Benefit Analysis-Whether you should outsource your Bookkeeping to Professional Book Keeper

What is a role of a bookkeeper in your organisation :

BOOKKEEPERS keep complete, up-to-date, and accurate records of accounts and financial arrangements.  Bookkeepers verify and enter information into journals and ledgers or into a computer.  They periodically balance the books and compile reports and financial statements.  Bookkeepers also receive, record, bank and pay out cash.  They balance checkbooks with monthly bank statements.  They may calculate employee wages from plant records or time cards and issue payroll checks. Some of the other work they may do includes posting accounts receivable and payable, prepare and make bank deposits, record payrolls, maintain inventory records, purchase supplies, prepare purchase orders and do expense reports. Bookkeepers may also make schedules, sort documents, and file bills. These type of jobs are found in every industry and may have various job titles, such as accounts payable clerk, accounts receivable clerk or assistant bookkeeper.

Cost of a Bookkeeper :

The pay for these jobs depends upon experience, clerical skills, the level of responsibility and the job location.  Beginning salaries go from minimum wage to $ 15 per hour.  Experienced Bookkeeper can make   $ 20 an hour.  After having worked for three years with the same firm, a Bookkeeper can earn at $ 25 per hour. A Bookkeepers usually work 40 hours a week; sometimes it may be necessary to work overtime. Some employers have fringe benefits such as paid vacations and sick leave, life and health insurance, and bonuses.  Other benefits that the employer may include are participation in a credit union, or retirement and profit sharing plans.

Advantage of outsourcing Bookkeeping work to a professional bookkeeper :

There are several distinct advantages to outsourcing your bookkeeping functions. First and foremost is saving money. You get what you pay for and if you don't pay for quality than you won't have quality service. However, you can save money by outsourcing because you won't be paying for employer payroll tax expense, workman's compensation and general liability insurances, vacation time, sick time, health insurance and other benefits a good full time bookkeeper will expect from his/her employer. Just remember, however, that these costs will be built into the consultant's hourly rate and their fee will reflect these costs. Any bookkeeping consultant who has not taken these costs into consideration is not a bookkeeper you want - if they don't know enough to include these costs into their fees, then they don't know enough to be a help to your business. You should expect to pay at least three times what you would pay an experienced full charge bookkeeper.

And just how do you save money by paying three times the amount you would pay an employee? Well, let's see. There will be no recruiting, interviewing and training costs for start. And if you should find yourself unhappy with the services there will be no additional recruiting, interviewing and training to replace your bookkeeper. Also, you will not have to be concerned about law suits such as sexual harassment, unlawful firing, age discrimination, sexist, etc. Or an increase in your unemployment rates because you laid off an employee that you really wanted to fire but had no lawful cause to do so. So right away we have less time and money spent and potentially less hassle if things don't go well.

And of course you will not be paying workman's compensation and general liability insurance premiums. Also any worthy bookkeeper will expect at least two weeks vacation, coverage for sick time, health and dental insurance and even perhaps more benefits.

Most professional bookkeepers will have their own offices saving you space within your office. So you will not be buying that extra desk, calculator, computer and computer software. Your bookkeeper will be providing all of that as part of his/her fee. No software updates, computer maintenance, training costs, etc. Of course should you prefer to have your computerized bookkeeping records available to you at your office, a small investment in software installed on your computer makes this possible. Also no office supplies to be paid for. You will be amazed at just how much pens, pencils, and paper can be used by a bookkeeper. Your consultant bookkeeper will either ask you to drop off the work at their office, will pick it up at your office or some may even offer remote bookkeeping service. And by having your bookkeeping done off site, your bookkeeper will be able to work more efficiently and accurately because her/his office will most likely offer less distractions than your busy office. All of this is saving you money.

And the best reason for outsourcing is that you control the amount of money spent on bookkeeping. What I mean by this is that the person you hire to do your bookkeeping will be doing just that - not answering the phone, dealing with drop-bys, chatting to other employees, etc. Also you can start with just a few hours a month and add on when you need to and then adjust downward again should it be necessary. Can you imagine finding an employee to start with only four hours a month, then asking them to put in 20 hours a week for awhile and then back down to four hours a month again. I don't think you would keep them for very long, but a free lance bookkeeper is able to work around these variables and even more importantly expects to work with flexible schedules.

So have I convinced you yet? If so, then just remember "you will get what you pay for". Go for top quality because your financial records are the core of your business and without great bookkeeping you cannot expect to succeed no matter what type of business you have. After all don't you think you are worth it ?(http://www.submitsuite.com/products/article-submitter.htm-This article was published using Article Submitter)

You won’t get scammed if you know what to look out for!

You have all heard and seen of the scams when it comes to work from home money making methods such as paid surveys. You can avoid them if you look carefully as they all follow a certain pattern so once you know what to look out for you won't fall victim to these scams.

After careful studies of these known scammers I can tell you the certain features to watch out so you don't give them the satisfaction of thinking they have fooled another gullible person. The first and most important thing to look out for is do you need to pay for this service? If you do have to, why? When you get a normal offline job do you pay your boss to have the privilege to work for him? I didn't think so. However there are the few exceptions when it comes to paying upfront but these are rare occasions. Some companies charge a fee so you don't have to search the internet for the best resources to get the surveys but I cannot stress enough that many of these are scams so be sure to do your research before and try to contact people who have used them before.

A lot of these scammer sites have a great sales pitch and excellent testimonials but you can't trust everything you see on a website as you will all know it's very easily to build a very promising website with loads of feedback but you never know if it's true. Even if you get in contact with these people you don't know if there friends of the website owners willing to participate in the scam. The best thing you can do before you start up with a company (especially a paid one) is to do some research on them and look around for the ones with the best reviews by a range of people.

If you do get scammed by a company don't loose faith as this is a proven method to generate a nice side income, try to learn from your mistakes and try another and you will get the successful one that will give you that extra source of income. I know many people doing this in their spare time so there are legit companies out there which will send you the surveys and don't even require any money up front.

There are many blogs where people have given their success stories stating which companies they used and which they think they got the best results from. They also provide a list of any companies they found to be a waste of time so having a quick read can save you loads of time and money.

Why Marketing and Advertising are Key to Home-Based Business Success

If you are looking for a way to earn extra income or even quit your job and work part-time to bring in a full-time income, the chances are that you've encountered any number of home-based business opportunities. Some home-based business opportunities fall into the category of traditional networking marketing, where you sign up with a company to sell products and the opportunity to your network of contacts. Typically, this involves house parties or a variation of house parties, and exhausting your friends, neighbors, and family members with requests to host parties or to give you the contact information of their friends and colleagues.

Increasingly, however, home-based business opportunities are Internet-based. The lure is seductive, in that the idea of building a home-based business with a computer, keyboard, and mouse is extremely appealing. And there is definitely money to be made and many legitimate Web-based opportunities. How, though, do you separate the fly-by-night operations from those that are credible? In two words, it's marketing and advertising.

The ability to market and advertise a networking marketing plan is key to its growth and success. After all, there's an enormous amount of competition out there, and the company that has marketing and advertising expertise will always come out on top. So, when you're looking at home-based business opportunities, the first things to consider are who does the marketing and advertising, and who assumes the cost of marketing and advertising.

When you think about it, it all comes down to synergy. In simple terms, it means that two or more entities come together, and that the whole is greater than the sum of its parts. In the real world of home-based business opportunities, it means that two or three companies enter into an agreement and form a network marketing company. In the best possible scenario, each of the companies has a specialty. One company might specialize in, for example, wellness products, while another's expertise might be in helping people build businesses. The third company might be a marketing company that has knowledge and experience in Internet marketing. While each of the three companies has an area of expertise, together they can achieve much more than any of them could separately.

Of the three companies, it can be argued that the marketing company plays the most pivotal role. And, increasingly, Internet marketing companies are partnering with product and business companies to profit from the network marketing opportunity. What does that mean if you're looking for a good home-based business? It means that you don't have to do the marketing and advertising yourself. That is a huge plus for any opportunity. After all, you're probably not a whiz at Internet marketing, so an opportunity that does the marketing and advertising for you will ultimately add to your bottom line. You don't have to spend a fortune in marketing costs, yet you reap the benefits from their efforts.

Of course, the other two companies involved are also important. Again, if you're not experienced in setting up and running a business, having a company that specializes in helping people like you create their own businesses is invaluable. Likewise, a company with a desirable product and a sterling reputation will also help you succeed. But when you're begin reviewing home-based business opportunities, always look at the ways in which the company will promote the product and the opportunity. In doing so, you'll always come out ahead.

Sell Restaurant – Steps to Selling a Restaurant

Selling a business, especially a restaurant is not as easy as it seems and most people find it difficult not knowing how to go about it.  The end result is targeting unprofessional people who just waste time and the ‘real buyers’ are nowhere to be seen.

The crucial aspect of selling a restaurant is effective advertising.

Many sellers think that the ‘tease strategy’ of providing less information gets people to call or show interest, whereas buyers are more apt to call if more information is given about the restaurant for sale.

Here are some quick tips that will stand the seller in good stead:

Pricing – The price point is important and pricing the restaurant reasonably is important.  Underpricing is as dangerous as overpricing. High pricing will keep the restaurant longer in the market and this is not good as there would be speculation among people as to the reason why the restaurant is not selling.

Maintenance – Buyers usually look at the reason the seller is selling the restaurant and it does not help any to see that the restaurant has not been maintained properly.  Taking care that every corner of the restaurant is in perfect shape helps in making a quick sale by making the buyer comfortable.

Information – Keeping all the information regarding the restaurant ready for the buyer is the way to go.  All the papers related to the restaurant, right from the time the restaurant was started, including the leases if any, profit and loss statements, and any other documentation should be filed neatly for the buyer to see.  The more convenient things are for the buyer, the easier it gets to sell a restaurant. Make sure to get a Non-disclosure agreement from the buyer before revealing confidential information.

Purchase agreement - A draft of the purchase agreement should be kept ready in case of an immediate sale, to avoid last minute confusion.  This can be modified once the sale is confirmed.

Advertising - Advertising a restaurant for sale needs serious planning and getting it to the right people. Having a wide range of buyers will increase the prospect of making a deserving sale. Along with the newspaper advertisement, it may be advertised online too.  Advertising should continue until the final check comes in hand.

Understanding the buyer - There may be many unqualified people showing interest in buying the restaurant, but most of them may not be serious about buying it.  To keep such people from getting their hands on all the information, it is important to study the buyer and assess his financial background and business interests.  These seemingly small but important steps help you find the right buyer.

Transfer – If the restaurant is a leased premises, the first thing to do even before advertising is to check with the lessor if the restaurant lease can be transferred to the new buyer.  It may be required to sign a new lease before selling the restaurant.

Agreements - Everything related to the restaurant sale and terms should be in writing.  When selling a restaurant, it is advisable to consult experts in the area and draft an agreement that states all the conditions for the sale, which is then signed by both the parties, to avoid any problems in the future, such as lawsuits.

Initial deposit – Upon reaching an agreement with the buyer, it is a good practice to take an initial deposit of some kind or use an escrow service to hold the deposit until everything is finalized.

Armed with this information and proper advertising, the success rate of selling the restaurant faster is very high. Before deciding on selling a restaurant, consulting with professionals is extremely important to get a fair idea on all the security agreements and notes that need to be prepared.

What documents cannot be notarized?

Documents are notarized to prevent fraud and protect the parties to ensure that the signing party signature is authenticated.  A notary public acts as an impartial witness to identify the signers to screen out impostors while making sure documents are willingly signed and that the signing party has the mental capacity to sign such.

Some documents require that they be signed in the presence of a notary public while others do not have to be signed in a notary’s presence.  There are certain documents that cannot be notarized by a notary public.  Below is a list of documents that cannot be witnessed or notarized by a notary public.

Birth Certificates - Usually what a person requires is a certified copy of the birth record, which can usually be obtained from the State Bureau of Vital Statistics.  Notarizing a birth document or copy thereof is prohibited.

Photographs - Notarizing photographs is not an authorized notarial act in the United States.  You may notarize a written statement concerning a photograph with the photograph as an attachment.  In this way you are notarizing a sworn written statement concerning the photograph and not the photograph.

The name on the document does not match the name on the ID presented to you - You should not notarize such document. You must full satisfy yourself of the identity of the person appearing before you before notarizing any document.

Blank or incomplete documents - Documents should not be notarized unless they are complete and have no blank spaces.  It is just that simple!  It will be very easy to alter a document with blanks or that is incomplete after it has been notarized.  You're flirting with trouble here.

Faxed or copied signatures - A photocopy or faxed document may be notarized as long as it bears an original signature, meaning the copy must have been signed with pen and ink. A photocopied signature may never be notarized.

Wills - Wills are particular sensitive documents that can provide problems for a notary.  Some handwritten (holographic) wills maybe invalidated by having them notarized.  It is best practices to only notarize a will only after the signer has contacted their attorney who has provided the notarial wording to be used and have instructed the signer to have the document notarized.

Documents that the notary is a party to - A notary may never notarize any document if the notary public has a financial interest in or is a party to the underlying document. This also applies to any document that witnesses the notary's own signature. Completely taboo!

The Birth of GPT’s

Our economy is built on advertising, which is becoming increasingly more problematic. Corporations are spending billions of dollars annually on advertising methods that are no longer effective. Eighty percent of all US homes now own Tivo, where skipping through the commercials is just a push of a button away. Most new cars are now being delivered with (commercial free) Satellite Radio's already installed. New, stricter laws involving telemarketing are continually being put into place and the rising cost of stamps are making direct mail advertising cost prohibitive. Traditional means of advertising are becoming progressively more ineffective.

So what's an advertiser to do? In these economically challenging times more and more people are flooding the internet daily, looking for ways to earn money to either supplement their income or replace it. Family is (thankfully) becoming the cornerstone of our lives once again. The age of "you can have it all, family AND the career" and "the children just need quality time, not quantity" has drawn to a close. In today's world mom's want to stay home and raise their children. Dads are quitting high pressure, long work-day jobs. They are trading them in for lower income jobs then looking for ways to supplement their salary or replace it altogether so they can spend more time with their families. As this trend continues to evolve, corporations have begun to stand up and take notice.

Throughout history marketing agencies have kept a continual eye out for rising trends, so it's no wonder that this particular trend has caught their attention. Advertisers have found a way to capitalize on this media enriched trend of people looking to earn money on the internet. PR firms will tell you that the best way to advertise any product or service is to capture your target audiences attention. This is best accomplished by using either humor or incentives. Companies want you to view their advertisements and the more enjoyable this experience is, the more people will be willing to view them. On one hand companies need exposure to their advertisements, on the other hand people want to earn money from home over the internet… Are you starting to get the picture here? What better way to advertise than to find a way to pay the 'advertisee' to try their products and services? Hence, the GPT sites were born.

What are GPT sites? GPT stand for Get Paid To, as in Get Paid To take surveys or try new products or services. Instead of spending all of that advertising revenue on the old, more traditional media (television, radio and print), advertisers are now allocating more and more of their advertising budget towards internet advertising. GPT sites are basically the middle man that introduces the advertiser to the advertisee.

Advertisers pay GPT site owners to deliver leads to them. They are looking for people to read about their product, give their opinions about their products and try their products and / or services. That's where the advertisee comes in. The GPT site owners find leads to connect with the advertisers. They accomplish this by paying a large percentage of their earnings from the advertiser to the leads they supply them with.

GPT sites typically host a variety of offers on their webpages, including free offers, surveys, service and product trials, paid to read emails, and cash-back shopping. Earning money on these sites is not only simple, it's actually very lucrative. This is how it works; You sign up at the GPT site, once logged in you'll find a list of offers. Most GPT sites organize their offers in categories, either freebies or paid trial offers. Freebie offers are 100% free and do not require a credit card. These are usually surveys to fill out, a request for more information about a home business opportunity, or signing up for a newsletter. They pay anywhere from .40 cents to $3. Trial offers typically do require a credit card, but are far more lucrative. Some trial offers don't actually cost anything (unless you fail to cancel by the end of your trial period). Others cost anywhere from $1 to $5 for paid trials or shipping and handling charges. The profit margin on these types of offers is very high, paying anywhere between $10 and $30, occasionally more. Once you have completed an offer you simply mark it as complete using the link provided. Depending on the offer, your account will be credited anywhere from a few minutes to a few days. Most GPT sites pay monthly, however there are a few that do pay daily or weekly.

Staff Augmentation services for businesses

Staff augmentation gives customers a chance to hire a worker or a team of employees for a certain period of time and remove employees when the task or the project is over. This practice helps to reduce the operational costs, arising from the need to employ new people with the required skills.

Clients who turn to firms, offering staff augmentation services, have to pay for the employees only when there is a need to use their services. They get a possibility to use the services of the professionals, who specialize in the very field the customer needs. By doing so, they also get a chance to respond to the quickly changing market needs. The employees who are usually hired often have a great desire to work as they normally get better wages at outsourcing centers than they would if they worked for a local firm. Staff augmentation centers possess the latest technologies and expertise, and the customers also get an access to the technological innovations, which they may need for their projects.

Staff augmentation centers may provide professionals in the following spheres: web development, mainframe programming, business analytics, software development and engineering, technical writing, customer support, systems analytics, call centers, desk help, technical support, project management, database design and administration, network engineering and administration, and others.

Staff augmentation centers may offer the services of workers for both short-term and long-term projects. Often companies have long-term projects with the necessity to involve IT teams. Some of them hire IT specialists full-time; however they may supplement the team with one or several specialists, which will be needed only for a short period of time. In this case they turn to the outsourcing centers. Others prefer to use the staff augmentation services and hire IT staff offshore for a long period of time. This has the aim of seriously minimizing the costs spent on IT staff.

Working with the employees, provided by staff augmentation services is really easy. It is actually as easy as working with your own employees, who sit in another room. The modern means of communication allow to easily talk to your colleague abroad and even to control how the job is done in real-time.

Most staff augmentation centers have employees, who work dedicatedly on customer projects in different parts of the world, therefore most companies can really benefit from them.

Webmaster’s Solution for Coupon Codes Generation

Coupon codes are becoming more in demand these days. Many webmasters are now using coupon codes to their fullest potential. Many website visitors also, especially those that intend to shop online, are now always on the look - out for discount codes. What is happening now is that the demand for coupon codes is really rising. Plus, these promo codes are really effective for advertisement - purposes. Web masters are now having a tough time keeping up with providing shopping codes to customers. With so many things to do would you, a web master, like to have coupon codes easily accessible? This is where “Coopoon” comes in.

Coopoon is a website that offers web masters white labels for coupon codes. If you want to create a website for coupon codes without the hassle of maintenance and without the frustrations, Coopoon is the perfect provider for you. With them, you would not even have to take time off from your busy schedule because they would handle all necessary things for you. Whatever coupon code project you intend, Coopoon is available for you. And of course, do not forget one very important matter. With coupon codes, you are sure to earn money!

A PHP script will be provided by Coopoon. This script can easily be included in any website program. What is even better is that the design of the coupon code listing is totally customizable. Whatever the design you want for the coupon codes, it will be implemented. That is how accommodating Coopoon is. Coopoon works hand in hand with Performics, Commission Junction, Linkshare and more to come. From this fact alone, you can already be sure that you are going to see some revenues! Just mull it over, no hassles, no maintenance, but increased potential income!

Coopoon’s system of revenue is easily understood. It is based on click sharing. This is how things on your website are going to work. You will advertise the availability of coupon codes made by Coopoon. But the coupon codes themselves are hidden. So customers then have to click to get the code. All those clicks made by customers will be tallied. 75% of the total will be credited to you and you will be paid accordingly. So not only could you increase the salability of your products through the coupon codes, the coupon codes themselves can give you earnings! If you are looking for coupon codes solution and a way to earn money with your traffic, this new website is definitely the right place for you.

Lake Cowichan Hotel – Cathy Youlden – Daryl Youlden – CQ enterprises Ltd

If you are considering staying in beautiful Lake Cowichan in British Columbia avoid Accomodations on Lake Cowichan Riverfront. Myself and a travel companion just returned from a 3 day stay and were basically mortified at our experience. Firstly, let me explain that we chose Accomodations on Lake Cowichan Riverfront primarily because they are pet friendly and we have one medium sized dog we travel with. Although the pictures on the website look fantastic the accomodations are anything but.

At first blush our room was extremely tiny and terribly filthy. There was a large iron burn on the rug and sheetrock dust everywhere, and oh, did I mention the overbearing smell of fresh latex paint! It was very apparent that the workers who had just renovated this unit were anything but qualified craftsmen.

Accomodations on Lake Cowichan Riverfront is located right in the heart of downtown Lake Cowichan and run by a baby toting hippie woman and her creepy boyfriend that is evidently stoned on something through out the entire waking hours.

When we first arrived to check in we were greeted by a poorly dressed hippy woman breast feeding a 3 year old child at the front desk, not that there is anything wrong with a woman breast feeding her child in public. But have some class! The grounds are poorly kept and there is no way you are going to relax on the 'wharf' as they call it. The river is very cold and the current is amazingly fast, swimming is definately a huge risk. The caretaker and her boyfriend can be located amidst wofting marijuana smoke clouds in a tent out back if you should require any assistance, but beware of their rotwiler / pitbull cross companion as he is very mean and running freely on the property. In fact he attacked our dog and others on more than one ocassion.

We also had the displeasure of meeting 'Cathy' the owner of the complex during our stay. All I can say is that the accomodations reflect her compulsive, extremely odd behavior. Avoid talking with her unless you want to spend an hour listening to someone tell you how great they are and how they know everything about anything.

I could go on and on but I am sure by now you get the point. There are many very nice bed and breakfasts within walking distance that we discovered through another family staying at the hotel that are pet friendly also. Accomodations on Lake Cowichan Riverfront doesn't even deserve a star rating and certainly isn't worth your time or money. If you are planning a stay in Lake Cowichan avoid Accomodations on Lake Cowichan Riverfront like the plauge.

Florida Construction Industry

The Florida Home Builders Association (FHBA) is considered to be the fundamental group of the future builders of America. FHBA is the chief association of all local homebuilder's associations founded within the state. They provide their members, and the whole construction community in general, with sales and marketing tools, legislative updates, training, and even insurance coverage information. The construction industry of Florida has always been on the boom. In fact, there are a number of working immigrants who had found jobs and opportunities in the different construction sites all over the state.

Kraft Construction Company is one the biggest players in the construction industry of Florida. Their headquarters is located in Naples, Florida but they have two other satellite offices within the state. They have one in Sarasota and another in Fort Myers. Since their foundation in 1968, they have a steady number of projects and employ more than 400 workers. They have a net annual income of $100 million.

Willis A. Smith Construction, Inc. is another notable construction company operating in Florida. They are based in Sarasota and are serving the region of Florida since 1972. They have an impeccable background when it comes to the construction of commercial, industrial, healthcare, and educational buildings. They even have construction projects related to museum works. They have also done a number of civic and church-related ventures since it is first founded. They don't engage in residential construction but they are certainly big in everything else.

Florida also has several construction technical schools from where aspiring professionals can go to and train. There are at least 15 colleges offering construction education in and around the state. Examples of these educational institutions are the Brevard Community College-Cocoa Campus, Broward Community College, and Tallahassee Community College, among others.

Benefits of the Turn Key Home Business

There are many benefits of joining a turn key, automated business opportunity. First, you'll be able to avoid the hassles and many start-up costs of a new business. Turn key businesses usually provide a website for you, which will eliminate high web design costs. You may be required to pay a fee to receive the website and services, but much time will be saved because your website will be ready to sell. The website presentation has already been tested to bring results. Also, customer service can be a huge benefit. The company will take care of sales for you. Trained professionals will take the phone calls and answer questions. They will close the sale for you so you won't have to worry about working one-on-one with customers.

Having a turn key website also eliminates many office expenses. You may still want to get business cards and promotional items, but you can eliminate phone expenses and other supplies because you won't need them for online promotions. Your main function will be network marketing through online promotion, so you can earn a healthy residual income based on your promotional efforts. The company does the selling for you once you introduce new people to your website.

As with many MLM opportunities, the turn key, automated home based business uses an automated system that works around the clock selling the ideas or products available, even while you sleep. Your focus can be on promotion, not everyday tasks such as answering phones, mailing correspondence, and updating your website.

So if you're worried about the hassles of starting a business, then a turn key, automated home based business may be just the right choice for you to realize wealth from home.

Critical Small Business Decision #7: Stock Inventory Or Dropship Product For Your Online Store

Starting a business online could be much quicker than starting one offline.  However, as a small business owner, you need to be prepared to spend a fair amount of time and energy to make your business profitable.  After all, that is why you're going into business isn't it?

An online business is still one of the greatest work from home business opportunities on the planet.   You may even have a grand vision for an online store, but find yourself struggling to handle the basic details of getting your store up and running.  One essential detail is selecting the products you will use to "stock" your store.  You will also have to decide if you want to keep an inventory or want to use dropshipping.  Starting a store online can be as challenging as starting one offline, but it if you understand what's involved, this doesn't necessarily have to be the case.  By identifying and using the right resources, you can make your start-up a smooth one.

The key to having a profitable online presence instead of just another online enterprise is creating or locating good quality products that you can sell for a profit.  One way to do this is through drop shipping.  Drop shipping allows small business owners, like you to establish a professional relationship with vendors who wholesale the products you want to sell.  These vendors will ship customer orders directly to them rather than you having to stock inventory and do the product fulfillment yourself.

Prior to opening your store, it is critical to have the foundation of your business firmly established.  Organization must be an integral part of this process.  As your list of vendors and dropshippers increases, you should have all of their contact information in a convenient location for easy access.  Don't short-circuit this part of the process, it is  amazing how much time you can save by being organized and by having established contacts within your product market.  Take the time you need to build your store right from the ground up and business will virtually run itself in due time.

A number of factors will contribute to the ultimate success of your business whether that business is online or offline.  The Internet, especially, is often viewed as a way to "get rich quick" rather than as a way to build a good business with a greater reach.  You will get out of your business what you decide to put into it.  Today's technology allows small business owners to build their businesses faster, but it

Maintaining Jobs and Work Through Machine Automation

One of the great misleading myths of modern manufacturing is that North America cannot compete in a global manufacturing marketplace and is losing jobs due to lower foreign labor costs.

This belief is not true, according to applications engineers at Makino, a global provider of advanced machining technology. They say the automation of manufacturing processes, including the robotic and conveyor integration of manufacturing work cells, can actually drive the parts production or die and mold manufacturing costs down while maintaining or enhancing quality. Makino has documented such manufacturing examples through customer contacts and interviews.

Investing in such technologically advanced processes has become so productive that the low per-unit-part cost makes domestically manufactured goods competitive with the production of goods with foreign labor wages. Also, the local customer service and the shorter lead time aspects of U.S. and North American manufacturing aides in this competitive formula, making the company more valuable to its customers.

Making these technological upgrades will also save U.S. and North American jobs. Many manufacturers initially feared that by investing in automation technology, jobs would only be lost to the machinery as opposed to foreign competitors.

However, as a number of manufacturing case studies prove, such a technological investment actually helps save and maintain jobs. Hiring also continues to grow at a significant annual rate to keep up with increasing work volume.

In one case study, the cycle times and lead times for many production processes improved dramatically. Some high-volume production parts that were previously manufactured at a rate of two per hour are now being manufactured at a rate of 126 per hour. And, some processes that used to take 12 weeks can now be completed in six.

Hypnotherapy For Business Development – Leading By Example

So you thought hypnotherapy and business development make a rather odd couple, right? One is all about strange utterings and exaggerated facial expressions, while the other is about being cool, calculated and professional. How odd that they could even be considered compatible. How absolutely bizarre! But truth is always stranger than fiction, and I would like to break the myth that business and hypnotherapy don’t go together. I would go on to say even as much that Hypnotherapy for business development is one of the fastest growing fields in this alternative sciences division.

Numerous corporates and organizations today hire qualified and experienced trainers to take their personnel through rigorous training modules to increase their efficiency. From communication skills, to sales & marketing; from EQ, to leadership and time management, there are a host of training requirements which are needed by corporates around the clock. The end result of all these trainings is that each and every employee should be more efficient and present timely results, they should have good communication skills to maintain harmony in the working environment; they should be able to eliminate stress and have the ability to work as a team. What if there was one single method of training which could teach the employees to do all this and more, at a continuous basis and provide excellent results, be cost effective and easily accessible. Well there it is…the answer is hypnotherapy for business development.

You would be surprised to know that more and more managers are signing up for hypnotherapy for business development classes every year. The benefits of such a class are manifold and people are beginning to realize that. The corporate world is rife with high tension jobs, immense stress and competition. Many people suffer from lifestyle disorders because of their hectic schedules, and some even suffer from a burnout. Such a situation would take a toll on anyone’s performance, and this is exactly where hypnotherapy helps. First of all, it helps a person relax and calm down…and that is one of the most important things that managers at work need today. While you relax during a hypnotherapy session, your subconscious mind is being sent subliminal messages to repeat this calmness in a situation of stress. By auto suggestion, your mind is taught to handle stressful situations with calmness, it also helps a person to maintain clarity of thought and focus when under pressure.

Hypnotherapy for business development is also a method to increase motivation in people, as it works on the subconscious mind to look at the positives and build self-confidence. A person with confidence is motivated, and a motivated person can perform better, be it while making presentations, pitching for new business or when performing the role of a team player. Managers like hypnotherapy for business development, because it helps them manage their work relationships better, even while keeping their emotional wellbeing intact. It helps in increasing their basic communication skills and works on personal development. These personality changes can positively affect a manager’s negotiating and leadership skills, while making them effective communicators.

Hypnotherapy for business development shows fast and effective results. You will be pleasantly surprised.

Guidelines for Sending Business Christmas Cards

Whether you own a sole proprietorship or are the CEO of a Fortune 500 corporation, sending business Christmas cards can serve to boost your customer relations and ultimately improve your bottom line. About half of all businesses send holiday cards - sometimes with unintended negative consequences. Here are some guidelines to ensure that your thoughtful gesture will be interpreted in the best possible light.

Selecting the Right Card

Every business has an image it portrays, whether through its logo, its branding efforts, or its marketing plan. The design of business holiday cards you select should reinforce that image. If, for example, you are a stockbroker, a Wall Street winter scene might be appropriate. On the other hand, if you are a pediatric dentist, more whimsical greeting cards are in order. For most businesses, and elegant and tasteful card is always appropriate.

When it comes to choosing a greeting card company, there are many online sources for business Christmas cards. Make sure to choose one that is well established and has a track record of satisfying customers. The best online greeting card companies will send you sample cards upon request, and offer personalization, free coordinating foil-lined envelopes, and printed envelopes.

When ordering business holiday cards, keep in mind that not everyone celebrates Christmas. A card expressing "season's greetings" or "warm holiday wishes" will prevent you from unintentionally offending those who aren't of the Christian faith.

Sending Your Cards

In business, timing is everything. Although you have some leeway in sending business holiday cards, the rule of thumb is to send them between December 1 and December 15. If you're a business-to-business company, keep in mind that many businesses close or have reduced hours during the holiday season, so make sure that your card arrives in advance of the holidays.

In order to send your holiday cards out in a timely fashion, make sure to order them early. Personalized business Christmas cards can take a few weeks to produce, so try and place your order by mid-October.

The Personalized Touch

The purpose of sending business greeting cards is to engender warm feelings in the recipient. That won't happen if your Christmas cards have address labels and are run through a postage meter. Expend the extra effort and have someone on your staff (who has nice handwriting) address the envelopes by hand. In addition, use a postage stamp instead of a meter when applying postage.

In the same vein, although you should have your cards printed with the company's name, the cards should also be signed by hand. The best approach is to have those who most closely work with the recipient sign the card by hand. If yours is a small enterprise, have a card signing party one afternoon, and have each person on your staff sign each card. This will go a long way towards making a positive impression on the recipient.

Be a Gracious Recipient

There's little doubt that your company will also receive business holiday cards from your vendors and associates. Be a gracious recipient and display the cards in your workplace. It will not only bring a bit of holiday cheer to your office, but it will also please those who have a sent a card to you and see it displayed.

What Is A Business Broker

A business broker is an intermediary between a buyer and a seller of a business. In most cases a business broker represents the seller in the sale of a business. It is the business brokers' responsibility to find qualified buyers for their clients.

A business broker is similar to a real estate agent who sells homes and earns a commission. But instead of selling homes, business brokers specialize in selling small and mid size companies -- everything from your local pizza parlor, dry cleaners and convenience store to larger companies, such as manufacturing and wholesale & distribution companies.

A business broker connects people who are looking to sell a business with people who are looking to buy a business, and helps them to complete the transaction. In most cases a business broker is involved from day one until the actual closing of the business. The business brokers' responsibility is to be an intermediary between the buyer, the seller, the landlords and the attorneys and make sure it is a smooth process.

Brokers supply numerous benefits to both buyers and sellers. For example, sellers benefit because they do not have to spend time and money searching for buyers. Qualified business brokers have access to people that are in the market to purchase a business, and they know how to attract and screen potential buyers much more quickly then do typical business owners. If you do not have the time to market selling your own business, it may be a good idea to sit down with a local business broker in your area to discuss representing you in the sale of your business.

Britain Tries for a Second Industrial Revolution

Mark Stein, manager of General Motors’ (GM) Vauxhall van plant in Luton, 29 miles north of London, starts presentations with an aerial photo of the site in 1965. It shows a vast complex of buildings that employed more than 35,000 workers. He points to a small red circle in the picture. That’s where GM’s current factory is. It employs 1,500.

Making stuff has dwindled from nearly 40 percent of Britain’s gross domestic product in the late 1950s to not much more than 10 percent now. What remains survives for a reason. GM’s Luton factory this year will produce 70,000 Vauxhall Vivaro vans and other vehicles, more than 60 percent for export. Manufacturing productivity grew 4.4 percent in the first quarter.

Prime Minister David Cameron has latched on to manufacturing as a cure for Britain’s economic hangover and its 7.9 percent jobless rate. “If you’re trying to make the economy grow long term on a sustainable basis, manufacturing is where we need to be,’’ says Vince Cable, U.K. Business Secretary. “One of the main growth sectors of the economy in recent years has been banking. For reasons that are blindingly obvious, that’s not going to be so important in future.’’

Starting a new Industrial Revolution will be hard. Government efforts to cut red tape produce plenty of their own. “If you were to write on a board how many agencies and support schemes there are, you would be amazed,” says Bill Parfitt, GM U.K.’s chairman.

Economists and some manufacturing executives also say that boosting manufacturing may be unwise. British manufacturing as a share of GDP is smaller than Germany’s 20 percent, yet it is similar to the U.S. and France, which have big service sectors. Britain may have reached an equilibrium between the two sectors. “I don’t think any economist believes that growth in the next five to 20 years will be driven by manufacturing,” says Jonathan Portes, director of the National Institute of Economic and Social Research.

British manufacturing lacks Germany’s advantages. Germany has long had industrial apprenticeships for young adults: Cable is trying to launch an apprenticeship program in Britain as well. In Germany, robust midsize companies supply big companies and export on their own. In contrast, consider the state of GM’s supply chain in Britain. Only 10 percent of the value of parts used at its main U.K. plant at Ellesmere Port are made domestically. The pound’s 25 percent drop since 2007 against a basket of currencies drives up the cost of imported parts even as it makes exports cheaper.

U.K. producers do excel at making goods where technology counts for more than the cost of labor, says Lee Hopley, chief economist at the Engineering Employers’ Federation. Revenue for Vitec, a high-tech maker of gear for the broadcast, military, and photographic markets, grew in the first half to $282 million from $250 million. “We do make some products in China,’’ says Chief Executive Officer Stephen Bird. “But my intention is that we will continue to manufacture in both the U.K. and Italy because we have great engineers.” A secret to survival is “not competing with cheap Chinese goods,” says Mark Henderson, CEO of MSE UK, which makes blood centrifuges.

Yet after a promising post-recession start, U.K. manufacturing shrank 0.5 percent in the quarter ended in June. The trade gap in June for goods was £8.9 billion ($14.5 billion). Business Secretary Cable says the weaker pound will help the U.K. gain share even in markets where growth is slow, and commercial diplomacy will sell more goods to developing countries. “The problem always has been that our export markets, particularly the euro zone and the U.S., are facing challenges of their own,” says Jonathan Loynes, chief European economist at Capital Economics in London. “The idea that we were going to get a helpfully timed export boom was always a bit optimistic.”

Hacking Troubleshooter Worked With Arrested Reporter

News Corp.’s Simon Greenberg, a member of an internal panel tasked with reviewing phone hacking at the News of the World and the company’s other U.K. newspapers, once oversaw a reporter at another publication arrested last week in a police probe.

Greenberg, 42, was the associate editor for sports at the Evening Standard until 2004 when Raoul Simons worked there as a soccer reporter. Simons, who is heard discussing phone hacking on a 2005 tape recording, was arrested by London police Sept. 7, a person familiar with the matter said. Simons moved to News Corp.’s Times in 2009.

While there is no implication Greenberg was involved in any wrongdoing, Simons’s arrest shows phone hacking may have spread beyond the News of the World and emphasises the difficulties associated with investigating it. The failure of News Corp.’s previous attempts to determine the extent of phone hacking puts a higher standard on the current investigation, said Martin Moore, director of the Media Standards Trust in London.

Any investigation that News Corp.’s News International unit “does now or in the future has to be both transparent and rigorous and have high levels of accountability or else people are going to have a lot of trouble regarding it as credible,” Moore said. Media Standards Trust is a non-profit organization that focuses on transparency in the press and has made recommendations to Prime Minister David Cameron’s media inquiry.

News International and Greenberg declined to comment.

16th Arrest

Simons was the 16th person arrested in connection with the scandal this year, including Rebekah Brooks, the chief executive officer of the company’s U.K. publishing unit. Brooks and Les Hinton, who was running News Corp.’s Dow Jones & CO. unit in New York, were forced to resign after revelations that News of the World hacked into the phone of a murdered schoolgirl in 2002.

News Corp.’s management and standards committee, which Greenberg is on, was given the mandate to conduct internal inquiries. The company said in August that its primary objective has been providing information to police and other government investigations.

Greenberg was sports editor of the Evening Standard, overseeing as many as 35 editors and reporters, until he took a public relations position with the Chelsea Football Club in 2004. Greenberg was chief of staff for England’s unsuccessful bid to host the 2018 soccer World Cup. He joined News International in January as director of corporate affairs.

A recording of Simons speaking with a private investigator about how to hack into voicemails was made at least six months after Greenberg had left the paper, according to two people at the company who declined to be identified because the matter is confidential.

Simons Suspended

In the tape, Simons is heard in a recording being instructed by private detective Glenn Mulcaire about how to hack into a mobile phone, the person said. Mulcaire worked for the News of the World before being jailed in 2007 after pleading guilty to phone hacking related charges.

The police, who didn’t confirm the identity of the arrested 35-year-old man, said last week that he was detained and released on bail. The tape was made in 2005, at least six months after Greenberg left the Evening Standard, the people said.

By the time Greenberg was appointed to the management and standards committee, the News Corp. publication had suspended Simons following the release of the recording online, the people said.

Simons was deputy football editor at the Times when he was suspended last year, one of the people said. Simons is still employed by the newspaper and is on extended leave pending a review of his conduct, the person said.

The Times didn’t respond to requests to provide contact information for Simons.

Murdered Schoolgirl

News Corp.’s U.K. publishing unit shut down the News of the World tabloid in July after reports surfaced that reporters had hacked into the voicemail of murdered schoolgirl Milly Dowler. Clive Goodman, a former reporter at the tabloid, had been jailed along with Mulcaire in 2007 for admitting to listening to messages sent by the royal family.

In addition to Greenberg, the management and standards committee is comprised of attorney Anthony Grabiner, William Lewis, a former general manager at the company’s U.K. newspaper unit, and Jeff Palker, News Corp.’s general counsel for Europe and Asia.

Previous Probes

U.K. lawmakers last week criticized News Corp.’s previous probes into phone hacking at News of the World, which were touted by News Corp. Chairman Rupert Murdoch at hearings in July. The probes by two law firms later turned out to be a limited inquiry into Goodman’s wrongful termination case and another effort to coordinate police requests during their initial investigation.

Greenberg was praised by Sue Akers, who is heading the investigation by the police force, for cooperating with the probe in a July 12 meeting at the U.K. Parliament’s Home Affairs select committee.

News Corp. “is going to be very sensitive to any potential conflict of interest given the nature and the high stakes,” said Niri Shan, a media lawyer at Taylor Wessing LLP in London. “Having said that, the fact that they worked together so long ago may reassure them that a conflict does not actually arise.”

The arrest of Simons also potentially widens the scandal to other newspapers. The Evening Standard, sold in 2009 to Russian billionaire Alexander Lebedev, belonged to the Daily Mail and General Trust Plc when Simons worked there.

Daily Mail spokesman Oliver Lloyd didn’t return a two calls seeking comment.

Other Papers

Other newspapers have been implicated in a study by the Information Commissioner’s Office, a U.K. group tasked with monitoring data privacy and information rights, called “Operation Motorman.” The report, published in December 2006 found evidence that 305 journalists working for 32 newspapers and magazines bought illegally obtained information.

Cameron has appointed Lord Justice Brian Leveson to investigate the country’s media in the wake of the scandal. A seven-member panel has asked for responses from newspapers, including the Daily Mail, and will call witnesses from the media as it investigates the press, its ethics and the relationship with politicians and police.

News Corp.’s own investigations, started after Goodman pled guilty to hacking in 2006, failed to indicate widespread hacking at the News of the World. The law firm Harbottle & Lewis LLP and the company’s legal manager Tom Crone looked through 2,500 e- mails from employees Goodman had identified as being involved with the voicemail scheme and said they found no evidence that reporters were getting information illegally.

Law firm BCL Burton Copeland, which worked for News International when the scandal erupted in 2006 and 2007, said its role was limited to providing documents to the police and wasn’t asked to carry out an investigation into phone hacking.

Bloomberg LP, the parent of Bloomberg News, competes with units of News Corp. in providing financial news and information.

Exit the Euro Zone? Think Before You Leap

Greece’s departure from the monetary union would be legally difficult and financially ruinous

“The euro area is a community that shares the same destiny” —ECB chief Jean-Claude Trichet Chris Ratcliffe/Bloomberg; Trichet quote: Aachener Zeitung, May 27, 2011

By Carol Matlack and Jeff Black
This Week

September 19, 2011
America Isn't Working
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“Everything must be done to keep the euro zone together.” That was Chancellor Angela Merkel speaking on German radio on Sept. 13 as she denied reports that Germany was preparing for Greece’s exit from the monetary union.

That the leader of Europe’s biggest economy must dampen speculation of a breakup shows the rising unease about the common currency. Two years ago most politicians and investors believed firmly that the euro area was indivisible. As the finances of Greece, Portugal, Ireland, Spain, and Italy have fallen into crisis, that has changed. It’s still unlikely that any member state will bolt or be banished. Greek Prime Minister George Papandreou, for one, vows to keep Greece in the euro zone. Still, a growing number of policymakers and analysts are talking seriously about an exit.

In Greece, the issue is enmeshed with a possible default on its sovereign debt. Yields on credit default swaps on its short-term debt are at 98 percent, a sign that investors consider default inevitable. “If the Greeks don’t make it despite all of their efforts, you can’t rule out” their leaving the currency union, Horst Seehofer, chairman of Germany’s CSU party, a coalition partner of Merkel’s ruling CDU, said on Sept. 11.

Any country that dropped out of the euro would regain control over its monetary policy. Its central bank could set interest rates and would not be controlled by the European Central Bank in Frankfurt. It could reinstate and devalue its own currency, making exports more competitive. An exit would probably lead to sovereign debt restructuring or default, since the country couldn’t repay all its euro-denominated debt with a cheaper currency. Economists reckon that a reintroduced Greek drachma, for example, would be worth only half as much as a euro. Yet Greece seems likely to default anyway, so what’s the difference?

In reality, leaving could be a lot messier. The treaties that created the euro provide no opt-out mechanism. Legally, an exit would require a unanimous vote by euro member states to change the treaties, says Peter Becker, a researcher at the German Institute for International and Security Affairs. Expelling a country against its will is effectively impossible. A voluntary exit could be negotiated, but could take months.

What spooks Merkel and other leaders is that a Greek exit could unleash a chain reaction of departures from the euro by other weaker members. Also, an inside-the-euro default by Greece would be less complicated and costly than a default outside the zone, because the ECB and other European bodies could help reach a deal with creditors.

Quitting the euro looks even scarier for the Greeks. Their economy would shrink by at least 40 percent after an exit, predicts Stephane Deo, chief European economist at UBS (UBS). The banks and stock market would collapse, government and businesses would be frozen out of global credit markets, and corporate balance sheets and individual savings would be reset in a devalued currency. Devaluation wouldn’t help exports much, Deo wrote in a Sept. 6 note: Other countries would likely raise tariffs to protect, say, Spanish olive oil against cheaper Greek oil. Social turmoil would probably increase. “Greece is going to go decades back” if it leaves the euro, says Vassilis Korkidis, president of the National Confederation of Hellenic Commerce, “This is going to be a disaster.”

Greece spent many decades under foreign rule or domestic dictatorship, including a junta that imprisoned Papandreou’s father and exiled his family. The political class sees membership in the European Union and euro as a sign of how far Greece has come, and as a guarantee against slipping back. With Turkey growing powerful, Greece doesn’t want to be cut loose from its economic and political moorings. Moreover, Greece experienced devaluation and inflation in the 1980s that “not only failed to improve competitiveness but also eroded the value of people’s savings,” says Miranda Xafa, a senior investment strategist at Geneva-based IJ Partners and ex-board member for Greece at the International Monetary Fund.

So if no one wants an exit, how could it happen? Willem Buiter, chief economist for Citigroup (C) in London, offers a scenario in a Sept. 13 report: As Greece resists EU, ECB, and IMF demands for more austerity, the exasperated troika cuts off funding. Greek banks can no longer post Greek debt as collateral for loans from various EU agencies. With no funding available from the euro area, writes Buiter, “Greece could blunder into exiting.”

The default feared by investors would then occur. European banks—which according to the Bank for International Settlements hold a total of $128.8 billion in Greek debt, including $42.9 billion in public debt—would take a hit. Investors would push up the cost of government borrowing in Ireland, Portugal, Spain, and Italy, and funding for those countries’ banks would dry up, predicts Nick Kounis, head of macro research at ABN Amro Bank. “You’d wonder,” he says, “if the euro zone would fall apart.”

SNB Stresses Resolve on Franc as Interest Rate Stays at Zero

The Swiss central bank said it’s ready to take “further measures” if needed to stem gains in the franc against the euro as it left its benchmark interest rate at zero to ward off the threat of a recession.

The Swiss National Bank, led by Philipp Hildebrand, kept its three-month Libor target rate at zero after unexpectedly lowering the benchmark from 0.25 percent last month. That’s in line with the forecasts of all 21 economists in a Bloomberg News survey. The Zurich-based central bank also reiterated it will defend its currency ceiling with the “utmost determination” and forecast economic growth to come to a halt in the second half with consumer prices falling in 2012.

The SNB imposed ceiling of 1.20 against the euro on Sept. 6 and pledged to purchase foreign currencies in “unlimited quantities” to protect the economy. The franc’s ascent to a record last month has hurt some of the country’s largest companies including foodmaker Nestle SA and sparked an economic slowdown in the second quarter.

“They are very, very pessimistic,” said Ulrike Rondorf, an economist at Commerzbank AG in Frankfurt. “Forecasting deflation for next year seems far-fetched to me. It might merely serve as a justification for introducing a cap.”

The Swiss currency, which is considered a haven in times of turmoil, reached a record of 1.0075 against the euro on Aug. 9 on investor concern that European governments may be unable to contain the region’s debt crisis. The franc has remained above 1.20 versus the single currency since the SNB imposed the cap, and was little changed at 1.2079 at 11:05 a.m. in Zurich today.

‘Acute Threat’

“With these measures, the SNB is taking a stand against the acute threat to the Swiss economy and the risk of deflationary development that spring from massive overvaluation of the Swiss franc,” the central bank said. “If the economic outlook and deflation risks so require, the SNB will take further measures,” it said without elaborating.

With the franc’s ascent hurting exports, the economy may expand between 1.5 percent and 2 percent this year, the SNB said. It had previously forecast economic growth of about 2 percent. Inflation may average 0.4 percent in 2011, down from a previous forecast of 0.9 percent, it said. In 2012, consumer prices may drop 0.3 percent before rising 0.5 percent in 2013.

‘Downside Risks’

The SNB, which aims to keep inflation below 2 percent, forecast annual consumer-price growth to reach 1 percent in the second quarter of 2014. In June, it had estimated inflation at 2.6 percent in the first quarter of that year.

“In the foreseeable future, there is no risk of inflation in Switzerland,” the central bank said. “There are, however downside risks for price stability, should the Swiss franc not weaken further.”

With exports accounting for about half of gross domestic product, the Swiss economy may fail to gather strength after expanding 0.4 percent in the second quarter. That’s the weakest since a 2009 recession. The KOF economic indicator dropped to the lowest in almost two years last month and manufacturing growth weakened. Investor confidence also slumped in August.

“The SNB expects growth to come to a halt in the second half of the year,” it said in the statement. “Without the stabilizing effect of the minimum exchange rate, there would be a substantial threat of recession.”

SNB Rates

Nestle, the world’s largest foodmaker, said on Sept. 1 it will seek to offset the franc’s impact through productivity gains. Holcim AG, the world’s second-biggest cement maker, said on Aug. 18 that currency effects shaved 203 million francs ($231 million) off operating profit in the second quarter and Swiss chemicals maker Clariant AG cut its full-year earnings targets on Sept. 5 partly on a stronger currency.

SNB policy makers unexpectedly cut borrowing costs last month and boosted liquidity to money markets to help weaken the franc. Hildebrand said on Sept. 6 that while costs of the currency ceiling may be “very high,” doing nothing “would almost certainly inflict tremendous long-term damage” to the economy.

“The SNB will do whatever it costs to fulfil its commitment,” said Julien Manceaux, an economist at ING Group in Brussels in an e-mailed note. “It becomes very unlikely to see any rate hike in Switzerland any time soon.”

The central bank last introduced a currency cap in 1978 to stem gains versus the Deutsche mark.

Singapore Air May Buy Airbus’s Improved A350-1000, CEO Says

Singapore Airlines Ltd., the world’s second-largest carrier by market value, said it may order Airbus SAS’s A350-1000 wide-body jet as the European planemaker plans improvements in range and payload.

The airline is also awaiting details of enhancements to Boeing Co.’s competing 777-300ER before deciding which model to purchase, Chief Executive Officer Goh Choon Phong said yesterday in a briefing at Airbus’s headquarters in Toulouse, France. He declined to discuss how many planes the carrier may buy.

Airbus in June said it would delay the introduction of the A350-1000 so it could make changes including the use of improved Rolls-Royce Holdings Plc Trent XWB engines. Singapore Air has 20 of the smaller -900 variants on order and also signed a deal for eight 777-300ERs in August to tap demand for long-haul travel.

Goh also said the carrier was concerned about a potential economic slowdown and the possibility of tighter credit after Moody’s Investors Service Inc. downgraded Credit Agricole SA and Societe Generale SA, France’s second- and third-largest banks.

“The most strategic concern is how the economy is going to go,” he said. “The recent downgrade of banks in France is a concern: the impact, if any, on the liquidity of banks, and whether there’s a contagious effect on the rest of the economy.”

A380 Handover

Goh was in Toulouse as Singapore Air took delivery of its 13th double-decker A380. The carrier will get another next month and expects to have received all 19 of the planes it has ordered by mid-2014.

The Asia airline is reducing the number of seats on later A380s in the fleet to carry more business-class passengers. The first 11 planes had 471 seats, while the final eight will have 409. That includes an all-business class top floor fitted with 86 seats. The carrier also has options for six more superjumbos.

Airbus is due to begin deliveries of the A350-900, the most popular of the A350’s three versions, around the end of 2013. Singapore Airlines will be the second carrier to receive an A350 after Qatar Airways Ltd., Goh said.

Changes to the A350-1000 variant include work on the landing gear and the outer part of the wing, Airbus said. The improved performance will allow the aircraft to service routes such as Shanghai to Boston. The planemaker has also delayed the smallest version of the A350, the -800, to focus on developing the -900 variant and revamping its single-aisle A320.

Dreamliner Crossover

Boeing’s plans to upgrade the 777 include the adaptation of technology used on the new 787 Dreamliner, Marc Birtel, a spokesman, said by e-mail. He didn’t elaborate and said Boeing doesn’t comment on discussions with customers.

According to a report yesterday on the Flight Global website, conceptual studies at Boeing for the 777 upgrade show a massive new carbon fiber wing, 99,500lb thrust engine and other improvements including a 787-style interior.

Newer 777s could get a carbon-fiber wing measuring as much as 234 feet (71.3 meters), 21 feet more than the current all- metal version and 10 feet wider than Boeing’s latest 747-8, Flight Global said. The plane might also offer 15 percent more economy seating than on the existing aircraft.

Hedging Policy

Goh also said that Singapore Airlines, which closed up 3 percent today and has a value of S$13.4 billion ($11 billion), is particularly concerned about the volatility of fuel prices.

“Fuel prices are 40 percent of our costs,” he said. “It’s huge, and to a large extent it’s outside our control. Hedging is only really delaying the impact.”

Singapore Air currently has hedging contracts to cover about 30 percent of fuel purchases for the remainder of the year through next March, the CEO said, a figure that’s below the proportion generally hedged at the bigger European carriers.

The airline’s board has mandated that management generally hedge between 30 percent and 60 percent of fuel costs, depending on what’s driving prices, he said, adding that increases since late last year have been spurred by geopolitical events in the Middle East and Africa, not necessarily economic fundamentals.

“In times when we feel there’s market risk, we’ll tune it to the lower end of the band,” Goh said. “In more normal times, we tweak it back upward.”

Russia Tycoon Prokhorov Quits Party After Kremlin ‘Takeover’

Mikhail Prokhorov, the Russian billionaire who owns the New Jersey Nets, may form a new political movement after what he called a “hostile takeover” of his Pravoye Delo party by the Kremlin.

“To all followers who supported me, I call on you to quit this party bought by the Kremlin,” Prokhorov, Russia’s third- richest man, told a meeting of his Pravoye Delo followers in Moscow today.

The pro-business Pravoye Delo, or Right Cause, discredited itself after “fake” candidates took power, hijacking a congress yesterday, Prokhorov said. He warned on Sept. 13 that the party was fighting presidential administration attempts to destroy its independence and install a new leader.

Prime Minister Vladimir Putin centralized power and sidelined opposition after becoming president in 2000, with pro- government parties controlling 87 percent of seats in parliament and the Communist Party holding the rest. Prokhorov, 46, whose fortune Forbes estimates at about $18 billion, has grown increasingly critical of government policies since being elected head of Pravoye Delo in June.

Prokhorov said today he’s not afraid of suffering the same fate as imprisoned former Yukos Oil Co. owner Mikhail Khodorkovsky. Once Russia’s richest man, Khodorkovsky was convicted of fraud and tax evasion in 2005 and oil embezzlement in December 2010, charges he says were linked to his financing of opposition parties.

Business Activities

While the billionaire has steered clear of criticizing Putin or his successor as president, Dmitry Medvedev, his open attack on the political system may affect his business activities, Masha Lipman, an analyst at the Carnegie Moscow Center research group, said today in a phone interview.

“I don’t think he risks ending up in jail, but he’s still got business in Russia and he may find some obstacles,” Lipman said. “Something that was smooth before could become difficult.”

Prokhorov is one of the owners of Polyus Gold International Ltd., Russia’s top producer of the precious metal, and the second-largest investor in United Rusal Co., the world’s biggest aluminum producer. The billionaire said in December that he planned to merge Polyus with a global rival as early as in 2011 to join the world’s top three miners of the commodity.

Surkov Resignation

Prokhorov said he discussed the development of Pravoye Delo with Vladislav Surkov, the first deputy chief of staff of President Dmitry Medvedev’s administration, earlier this week. Showing that the party is not a “puppet” project and has its own voice must have annoyed the Kremlin administration, he said.

Prokhorov reaped a round of applause when he said his main political task was to do everything possible to have Surkov resign.

“There is a puppeteer in the country who long ago privatized the political system and who has long misinformed the country’s leadership,” Prokhorov said referring to Surkov. “As long as such people regulate the political process, no real politics are possible in the country.”

The Kremlin press service declined to comment when contacted today by phone.

‘Tight Leash’

After securing Kremlin backing for his political project, Prokhorov ran up against efforts to keep him on a tight leash, according to Lipman.

“He complied, he never criticized Putin or Medvedev, he said he wasn’t an opposition force, but apparently as the game went on, he acted more independently and he defied some of their recommendations and gradually antagonized those who thought they were his minders, that is how the scandal ensued.”

Prokhorov met Medvedev shortly after being elected chairman of Pravoye Delo. Medvedev said he supports Prokhorov’s idea of decentralizing Russian power, adding that some his proposals were “revolutionary” and need to be thought over.

Prokhorov, who had said he was seeking to become prime minister and may also run for president next March, committed to spend 2.7 billion rubles ($89 million) of his personal wealth on campaigning for December legislative elections. Right Cause was seeking to win more than the 7 percent of votes needed to gain seats in the lower house of parliament, or State Duma.

‘Soviet Parody’

The billionaire said Aug. 26 that Russia is becoming a “farce and parody of the Soviet Union,” stifled by bureaucracy and authoritarian rule.

Putin, 58, a former officer in the Soviet-era KGB, hasn’t ruled out returning to the presidency next year, which could give him a quarter of a century in power under new six-year mandates. Putin handed the president’s job to his protégé, Medvedev, 46, in 2008, after serving the maximum two consecutive terms allowed by the constitution.

“I call on people who are not indifferent to this country, who want to live here, who want it to develop,” Prokhorov said. “I propose to create a new political movement and win in honest and fair elections.” He said he would seek a meeting with Medvedev and Putin to discuss this.

The authorities won’t allow Prokhorov to register a new party, said Dmitry Oreshkin, an independent political analyst.

“This affair is just another confirmation that Russia has an imitation of democracy in which the parliament is not a means to balance various political interests but an instrument for the ruling elite,” Moscow-based Oreshkin said today by phone.

Mikhail Kasyanov, a prime minister under Putin who is now an opposition figure, said he felt “genuinely sorry” for Prokhorov.

“He agreed to be a puppet and at last realized that he can’t go through with it and is now getting out of a very unpleasant situation,” Kasyanov said today by phone.

Deutsche Post to Spend EU750 Million Upgrading Parcels Unit

Deutsche Post AG, the world’s biggest carrier of air and sea freight by volume, said it will spend 750 million euros ($1 billion) on upgrading its German consumer parcel delivery unit to boost quality and reliability.

The investment, to be injected over the next two years, is Deutsche Post’s biggest in parcels since the 1990s, according to the Bonn-based company, whose DHL unit carries more than 2.6 million packages a day, on average.

“It’s one of the growth pockets within the German and European parcels market, so it’s definitely a good idea,” said Axel Funhoff, an analyst at ING Group in Brussels who recommends buying Deutsche Post shares. “The business is good, no doubt about it, but the price tag is questionable.”

DHL handled 199 million parcels within Germany in the second quarter, up 9.9 percent from a year earlier, with revenue climbing 7.8 percent to 667 million euros, buoyed by a trend toward transactions over the internet rather than in shops.

“We think that this segment of the business both has room to grow and that it will do so,” Deutsche Post’s head of mail, Juergen Gerdes, said at a press conference in Hamburg. “The aim is that a parcel will in future be delivered throughout Germany at the same speed as a letter currently is.”

With Deutsche Post aiming to deliver at least 95 percent of parcels the next day, from 90 percent, the faster process should aid an expansion into areas such as drug and food delivery, according to the company, which plans to increase its overall share of the consumer market to 15 percent from 8 percent.

Deutsche Post shares rose as much as 3.8 percent and were trading 3.2 percent higher as of 3:23 p.m. in Frankfurt, paring the declining this year to 19 percent and valuing the company at 12.5 billion euros.