Choosing The Best Business Broker

Buying a business today is an involved and complicated process requiring expertise in many different areas (i.e., legal, accounting, tax, business valuation and due diligence). With thousands of businesses available navigating your way to the right one can be an arduous task.

A (http://www.qbsnet.com-Business Broker) can be a very effective tool to identify, locate, screen and value each targeted business and thereafter, in obtaining financing, negotiating the purchase, coordinating the due diligence and supervising the preparation of all transaction documents through the closing.

In the event you as the buyer attempt to purchase a business without the aid of a broker, realize that the listing broker represents the seller who pays his or her commission.  Since most listing brokers will ordinarily not do anything to jeopardize a sale, you cannot rely on the seller's broker to advise you objectively.  Never lose sight of that fact!

For most published listings, the listing broker will "cooperate" and "share" the listing, and the commission, with the broker hired by the buyer.  In this case, it will not cost the buyer any fees or commissions to obtain exclusive representation.

Once you decide to hire a business broker, seek out a (http://www.qbsnet.com-competent professional).  The vast majority are unprofessional and quite dysfunctional when it comes to understanding the transaction, valuing the business and providing customer service and support. Furthermore, most business brokers have never owned or even purchased a business or professionally represented or counseled business owners.  In California, one need only become a licensed real estate broker to sell business opportunities.

At a minimum, a qualified business broker can greatly facilitate find the right business, especially if the broker is well acquainted with your purchase criteria. Although there are many (http://www.qbsnet.com/buying-a-business.php-business listing services), some brokerage firms have software programs that can consider your purchase criteria, investment amount, owner benefits and other factors and produce a more focused and narrow search (see: http://www.qbsnet.com/buying-a-business.php).  This can be extremely important.  As you will soon find out, unlike purchasing real estate, evaluating a business is a very time consuming process. Therefore, it is important to apply your resources effectively.

So how do you go about finding a good business broker? Our (http://www.qbsnet.com-Quantum Business Solutions Network) professionals have listed a few essential ingredients in your search for a competent business broker (for a description of the full range of business broker services offered to (http://www.qbsnet.com-California business buyers and sellers), please visit http://www.Qbsnet.com).

Before you sign an Agreement

Broker’s profile

The best brokers are affiliated with accredited Associations relevant to their state and profession. For example, in the state of California, the best business brokers are registered with the California Association of Business Brokers (http://www.cabb.org) and the International Business Brokers Association  (http://www.Ibba.org).

Make sure the (http://www.qbsnet.com-California business broker) is qualified to provide competent representation. The firm or the individual should have their own website which is regularly updated with news, articles and business listings. Excellent contact details, company profile as well as having well qualified  professional such as accountants, attorneys, etc.

Expectations

The business broker should clearly attempt to understand your exact purchase criteria, investment objectives, background and experience.  This will ensure that the broker is not wasting your time and missing viable business opportunities in the marketplace (a good business brokerage firm will maintain its own network of listings, many of which are not “published” and unavailable to the general public).  In addition, a competent business broker will continually narrow the focus of the search based upon your constant feedback. There should be a mechanism in place to accomplish this task.  Quantum Business Solution Network employs uniquely designed business buyer software which constantly narrows the search and identification process.

Communication

Take some time before committing to a particular business broker and see how responsive he or she is at the outset.  Attempt to inquire about the nature and scope of the services offered.  Determine if they respond in a timely and comprehensive manner.

The best business brokers are excellent communicators and always respond in a timely manner (in business purchase and sale transactions time kills deals) and often serve an indispensible element toward ensuring the flow of the transaction toward a smooth closing.

The listing agreement/contract should include:

length of time they will be representing you (6-12 months is typical)

the type of the agency relationship offered by the broker (you want the broker to serve as your “exclusive” agent)

the manner and payment of the broker’s compensation

the nature and scope of the brokers duties

About the Author

(http://www.qbsnet.com-Quantum Business Solutions Network) is a full service (http://www.qbsnet.com-Southern California business consulting) and (http://www.qbsnet.com-licensed brokerage firm). Quantum Business Solutions Network is comprised of professionals that combine valuation, financial, marketing, legal, accounting, tax and transactional structuring expertise to initiate, execute and consummate business acquisition and divestiture transactions.

Copyright

© Copyright 2007, Quantum Business Solutions Network. All rights reserved.

This Article is Copyright protected. Republishing & syndication of this article is granted only with the due credit, as mentioned, retained in the republished article. Permission to reprint or republish does not waive any copyright. The text, hyperlinks embedded on the article and headers should remain unaltered. This article must not be used in unsolicited mail.

Best practices for WEBinar

Preparation

A WEBinar constitutes a communication activity in which image and message will be combined. This is where is clear the importance of customizing the WEB page of the meeting room with your logo and screen where the title, the lead, of your WEBinar appears. You can even choose some music to make the waiting period more agreeable, before the beginning of the WEBinar. In order to interact with the participants, the voice broadcasting is made in parallel with an audioconference. In this regard, we offer a free audioconference service in which the participants make a regular long distance call with access points in Europe and America. The WEBinars' promotion is done via Internet. We have at your disposition, in our international page, a WEBinar's agenda for you to advertise. The persons interested in participating are asked to fill out a registration form that is deactivated after 25 people registered that maximum number of participants that Conferenceware handles.

Progress

Several Conferenceware functionalities contribute to the WEBinar success. First of all, a PowerPoint presentation and the screen sharing in order to make a software demonstration or to display Word or Excel documents, for instance. Also, several presentors might intervine under the conference master guidance. The presentor might send any document to the participants, such as a brochure. Finally, in order to conduct your WEBinar and interact with the audience, you may submit a question, get the answers and display them immediately.

Follow up

At the end of a WEBinar, the participants are usually directed to a WEB page of your choice. It could be a poll for which we offer a free poll service, that includes 100 persons responding a month. The WEBinar report, with all the general information of each participant, is imported on a text, CSV or XML format into your CRM software to generate the contact information. Finally, the recording of a WEBinar allows the presentation any time of a demonstration of your products or services getting the feedback from the spectators through emails.

Branding Your Ebiz – Creating A Name Your Customers Trust

If you want customers to spend money with you online, you have to make them feel confident they’re dealing with a legitimate business. They’re giving you their personal information, as well as their credit card number. If your website sends a clear message you run your business from home, they may not feel comfortable entrusting you with that kind of info. That’s why it’s important to create a brand your customers recognize and trust.

What’s a Brand?

A brand is what differentiates you from every other eBiz out there:

• A brand is a set of expectations you create in your customers’ minds in regards to your business. It comprises everything from the quality of your website to your customer service to your actual merchandise. More than just a name and logo, it’s your buyer’s entire experience with your company.

• A brand is a reputation. A good brand adds value to your product—buyers expect a certain quality based on the brand name. If they recognize your brand and have a good association with it, they’re likely to choose it over other similar products, even if it costs a little more.

Your Branding Should Be Consistent

Explains Eileen Parzek, of http://SohoItGoes.com, “Consistently use a brand design throughout all your different marketing material… It gives a sense you’re bigger than you really are.” You need to figure out what your marketing message is and carry that message through all your promotional materials. If you have business cards, press kits, and print materials, they should reflect the design of your website from the fonts and color palette to the logo and tagline.

Your format should also persist through all of your web pages—the layout, the tone of your copy, even your navigation. Having a unified, professional-looking web store can go a long way towards building a customer’s confidence in you. A well-designed site gives your business credibility—customers associate the quality of your site with the quality of service and merchandise they expect from you.

Your Branding Should Be Continuous

Your brand should evolve to reflect the changing needs of your target market—branding’s an ongoing process. It begins, ideally, in your business’ startup phase and continues through the life cycle of your business. Says Parzek, “[Branding] is not something you ever stop doing. You have to be conscious of it at all times.”

Retail Jobs Provide Unprecedented Opportunities

According to the U.S. Bureau of Labor Statistics, the demand for those people interested in a retail career will soar over the next five to ten years. Retail opportunities are expected to grow in virtually every type of position, but the need for customer service representatives, marketing managers, and counter clerks are projected to grow up to thirty-five percent by the year 2014. The Bureau estimates that companies will need nearly 2.3 million retail salespeople by 2014 and almost 1.8 million cashiers. High-growth jobs in retail also include those who work in merchandise display and who are purchasing managers.

The Flexibility of Retail Jobs

There's truly never been a better time to get a retail job. In addition to the unprecedented number of job openings, retail work has a number of benefits and opportunities that are simply not available in other industries. For example, when you're taking the first steps on your career path, store jobs provide incredible flexibility. You can choose to work part-time or full-time, depending on your schedule and circumstances. Similarly, temporary positions abound during peak seasons, such as mall jobs during November and December or retail jobs at resort destinations during the summer.

The flexibility of retail jobs extends to the type of company for which you wish to work. Perhaps you would enjoy working in an independent boutique, for example, or maybe you enjoy the atmosphere of a "big box" retailer. It could be that mall jobs entice you, or perhaps you like the idea of working for a national or international retail chain. Because retail jobs are so ubiquitous, the choice is completely up to you.

Learning on the Job

Aside from the flexibility offered by jobs in retail, these positions offer education and training that you often don't find in other fields. Large companies may have intensive training programs specifically tailored to the position you're filling and to the company for which you're working. Although you may begin in one position, you can easily earn opportunities for advancement and training in a variety of other retail fields.

While smaller companies often rely upon on-the-job training for their new employees (rather than structured classes), you most likely will have the opportunity to learn a wide variety of skills. For example, if you are hired as a sales clerk in an independent clothing boutique, you may find that you have the opportunity to work on merchandise displays, to help design in-store promotions, and even to accompany the owner to market to select fashion for upcoming seasons.

Financial Benefits of Retail Jobs

Because there is such a great demand for those pursuing a retail career, employers often offer a wide range of financial incentives and benefits to their employees. From health insurance, tuition reimbursement, and retirement plans to parental leave, paid vacation time, and employee discounts, retail jobs can be as financially rewarding as they are satisfying.

Enjoy Wealth from Home with a Turn Key, Automated Home Based Business

If you're ready to leave the 9-to-5 job scene and start your own business from home, there's one way to do this with little expense or effort. Instead of starting from scratch, you can join with a company that offers a turn key, automated home based business. MLM programs online offer many added benefits, even when compared with off-line MLM opportunities. Let's explore these benefits and how they can help you earn a lucrative residual income from home.

Panama Investment Corporation

Investment corporations, also known as investment funds, are institutions of collective investment. They gather capital from the public to reinvest it collectively and diversely, therefore the investment risks are lower and the returns to the investors are in theory going to be enhanced. It is a Panama vehicle to raise third party investment funds.

Definition - An investment corporation in Panama is any judicial person (corporation or foundation), trust or contractual agreement that, through the issuance and sale of its own participation quotas, is dedicated to the business of obtaining monies from the investment public, through one time payments or periodical payments, with the object of investing and negotiating, either directly or through investment managers or administrators, investments in securities, bonds, options, futures, metals, real estate or any other recognized investment medium. The Panama investment corporations are entities that gather funds from the public to reinvest them collectively. The intent is that they can offer lower risks and costs of administration (reduced trading commissions for instance) and a professional capability of investment analysis, administration, follow up and financial control of the investment.

Investment Corporations Conducting a Public Offering in Panama

It is legally understood that a public offering of participation quotas of an investment corporation is taking place when it or its investment administrator, or another entity on behalf of it, offers securities through marketing and promotion activities in the territory of the Republic of Panama. These marketing and promotional activities are any form of communication targeting potential investors with the object of promoting the subscription or obtaining participation quotas (investments) in an investment corporation vehicle, and will be considered to be in the territory of the Republic of Panama as long as it is addressed to people domiciled in Panama. This is probably not of interest to many of you since you are reading this in English not Spanish. It is useful to read through this article to see how the law operates and how one can be excluded from registration which will probably be of great interest to you.

An investment corporation is considered to be administered in or from Panama when one of the following applies:

1. That the investment corporation designates an investment administrator in the Republic of Panama.

2. That the principal domicile of the investment corporation is located in the Republic of Panama, or the prospect or any other advertisement material indicates that it is located in Panama.

3. That the investment corporation designates a custodian in the Republic of Panama

4. That the directors necessary to adopt a resolution of the Board of Directors of the investment corporation have their domicile in Panama.

Investment Corporations Requiring Licensure with the Panama Securities Commission

1. Simple Investment Corporations: Only have one type of participation quotas and one investment portfolio.

2. Umbrella Investment Corporations: Have multiple series of participation quotas with different investment portfolios.

3. Multiple Class Investment Corporations: Have multiple series of participation quotas, each one of those series with different terms regarding the payment of commissions and subscription fees, redemptions and administrative fees.

4. Principal Fund Feed by other Funds: This is best described as an investment corporation that invests in other investment corporations.

Requirements for the Registration of an Investment Corporation in Panama

1. Name and incorporation information.

2. Legal and commercial domicile of the corporation.

3. Designation of an investment administrator who will have to have a License issued by the National Securities Commission. When the investment corporation will be administered for itself, the documentation regarding the person who will be the principal executive and the compliance officer must be submitted.

4. Designation of a custodian for the investment corporation.

5. Identification of the type of fund.

6. Authorized share capital and minimum capital to initiate the operation.

7. Amount of participation quotas required to be registered for public offering and value of the initial offer.

Documents to be Submitted with the Application

1. Authenticated copy of the articles of incorporation, which must establish that the corporation will exclusively operate as an investment corporation and the accounting books will be kept in Panama. Must be in Spanish but a certified English translation can be obtained.

2. Copy of passport or Panama Cedulla of Directors.

3. Audited financial statements or audited initial balance.

4. Curriculum Vitae of Directors and Dignitaries and Legal Representative.

5. Informative prospect of the investment corporation.

6. Signed contract with the investment administrator and signed contract with the custodian.

7. Draft Code of Conduct for those investment corporations that will assume their own administration and representation.

8. Advertisement and other publicity material that will be used by the investment corporation (everything that will be used even once).

9. Draft of the investment contract to be subscribed to every potential investor.

10. Draft Minutes of the Board of Directors establishing all terms and conditions related to the operation of the investment corporation.

Private Investment Corporations ? Registration Exempt

This type of investment corporations are not required to be registered in the Securities Commission and therefore are not subject to the rules that applies to registered investment corporations found above.

The Commission can sanction any representation or declaration that the investment corporation does, stating that it is registered in the Commission.

It is considered to be a private investment corporations when it is administered in the Republic of Panama or from the Republic of Panama, and has participation quotas that are not offered in the Republic of Panama and that its Articles of Incorporation includes one of the following two dispositions:

1. One disposition that limits the amount of effective owners of its participation quotas to 50, or that stipulated firmly that the offers for the investment will be done through private communications only and not through public communication such as web sites, newsletters, print or media ads etc.

2. A disposition that establishes that its participation quotas will only be offered to qualified investors in minimal initial investment amounts of $100,000.

The private investment corporations must designate a representative in Panama, who can be an licensed investment administrator, a securities house, a licensed investment advisor, a licensed Bank, an Accountant or a Lawyer, who must be able to dully represent the investment corporation before the Securities Commission at any time.

They must provide copy of the Articles of Incorporation, the Offering Prospectus, Audited Financial Statements, name and address of Directors. Yearly audited statements must be submitted.

Self-Administered Investment

When the investment corporation decides not to use an outside investment administrator, it must comply with the following:

1. The investment corporation must have at least 3 members of the Board of Directors, all of whom must have renowned business and professional honorability. They must be able to demonstrate that they are reputable well-regarded business professionals. This is generally established with reference letters, education and professional licensures.

2. At least one third of the members of the Board of Directors must have adequate knowledge and experience in fields related to securities market and financial market in general. This would be established through professional licenses, work experience, references and education.

3. Have a complete administrative and accounting organization, in addition to technical (Information Technology, Legal) and human resources for the administration of the investment corporation. They must be able to clearly demonstrate that all the pieces are in place to be able to competently and profitably administer the investment.

4. An internal code of conduct.

5. Designate a compliance officer that can ascertain all investment and due diligence requirements are being complied with.

This document was basically translated from Spanish Legalese and putting it into English Legalese which if you have ever tried it you would know it is not easy so do feel free to ask questions.

Clean the Hard Drive Before Dumping Your PC

(Clean the Hard Drive Before Dumping Your PC )

(If you're getting rid of your old computer, chances are there's sensitive data on it. Make sure it doesn't fall into the wrong hands. )

By Kim Komando

If you're getting rid of your old computer there are some things you should know about it.

Chances are there's sensitive data on it. If you're like me, that PC's hard drive contains a compilation of your personal and (http://www.microsoft.com/india/smallbusiness/product_overview.mspx-business) life. If the wrong people were to grab it, they could hurt you and your business very seriously.

Is the Data Really Gone?

Here's the problem: An index of files is maintained for the hard drive, telling it where things are stored. When you install a file, especially a big one, it is scattered around the hard drive in bits and pieces. On your command to open the file, the hard drive checks the index, then gathers the pieces and reconstructs them.

When that file is deleted, the links between the index and the file disappear. That tells your system that the file is no longer needed and that hard drive space can be overwritten. But the deleted file remains on your computer. Only when it is overwritten do you begin to be safe. Even then, a specialist might be able to recover the old data.

Assuming you just deleted everything in preparation for saying goodbye to your PC, it is unlikely that the sensitive information has been overwritten. It's still sitting there, and anybody with the right software could find it.

Do You Trust the Recipient?

How you handle this really depends on where the computer is going. If a trusted employee or your Aunt Minnie is getting it, you can probably just delete everything. If you're selling it or giving it away to a stranger, you might want to do some more work.

So here are my four suggestions.

1. Give the Computer to a Trusted Employee, Friend or Family Member

If you trust who you give it to, I wouldn't put a lot of effort into destroying data. Recovering deleted data isn't automatic. A thief or con artist will have to get some specialised software and learn to use it. Lots of boring data would have to be sorted to find the good stuff. The average (honest) person isn't going to bother.

So if you give the PC to someone you trust, you should simply delete the files. More extensive work probably isn't worth the effort. Just be sure the recipient is honest.

2. Reformat the Hard Drive and Re-install the Operating System

Reformatting a disk prepares it to accept a new operating system. It also wipes out everything on the hard drive. That's your goal.

Reformatting will keep most people out of your old files. But specialised shareware exists to reclaim files after reformatting. If you do not know who will get the computer — or you do know and you don't trust them — stronger measures are required.

3. Buy Software and Overwrite the Disk, Again and Again and Again

If you don't know much about computers, this might be easier than Step 2. There are several programs that write gibberish to the hard drive. They promise that nobody will be able to find your files after the software is utilised.

Norton's SystemWorks includes an application called Wipe Info. OnTrack's DataEraser offers a similar feature, as does Jetico's BCWipe. There are more such applications on the Internet.

You can leave the operating system and other files on the hard disk, if you want. These programs can be set to overwrite only the unoccupied areas. The process can be slow, because they write to the disk repeatedly. You might want to run it overnight.

4. You're Totally Paranoid, so Get Out the Acetylene Torch

I'm not kidding. The only absolute and assured way of protecting your data is to destroy the hard drive. To do that, you need to remove it from the computer.

The Pentagon shreds its hard drives. That should work, assuming you can find a hard-drive shredder. I've never seen one.

You need to destroy the platters inside. Try smashing them with a hammer. Destroying them with a torch should work.

Step 4 seems excessive to me. But you're right to be paranoid about this. Identity theft is becoming more and more common. Be careful, no matter who gets the computer.

Popcorn and Other Marketing Mistakes In a Changing Economy

Ten years of competitive hell!

That was the title on the seminar brochure I received recently. As I survey some of the forces flowing through our economy, and witness the way in which they effect my clients, I have to agree. The Information Age is certainly one of the most turbulent times business people have ever seen.

And the force causing the greatest turbulence is rapid, unrelenting change. Consider this. In 1900, the total amount of knowledge that mankind had was doubling about every 500 years. Today, it doubles about every two years. And the pace continues to increase. One futurist predicts that today's high school seniors will have to absorb more information in their final year alone than their grandparents did in their entire life.

At the same time that things are changing rapidly, competition is increasing in almost every industry. Foreign competitors have entered our markets, the wave of corporate downsizing has transformed thousands of displaced executives into reluctant entrepreneurs, and the knowledge explosion continues to evidence itself in new technologies that often provide radically different ways of accomplishing some task.

The result?

Burgeoning competition in almost every industry. I have yet to meet an executive who has said, "I have fewer competitors today than I did three years ago." Continually growing numbers of competitors seems to be a characteristic of our economy that we are going to have to live with for the foreseeable future.

Unfortunately, these forces of rapid change and growing competition have brought a cloud of confusion to CEOs and sales executives trying to grow their businesses.

One common response to this cloud of confusion is what I call "Popcorn." Imagine kernels of popcorn simmering in hot oil in the bottom of a popcorn popper. As the heat grows, one of the kernels explodes and rockets off against the side of the popper. A few moments later, another kernel explodes and shoots off in another direction. Before long, the canister is full of careening kernels bouncing in every direction.

That's my analogy to the way in which many businesses attempt to increase their sales when the temperature created by growing competition gets hot. As the heat of the situation grows, they know they have to do something. Then along comes a good idea and, pop, like a kernel of exploding popcorn, they lunge at the good idea.

The good idea can be anything. Maybe it's a media representative who suggests a new advertisement. That sounds like a good idea. So, "pop" off they go after that. Or it could be a salesperson suggesting that a computer program will solve their problems. That sounds like a good idea, so "pop," off they go after that good idea. Next is an advertising agency suggesting a new brochure. That also sounds good, and "pop," like kernels of corn exploding in every direction, they expend money and energy in short term "good ideas."

Like kernels of popcorn, they frantically chase lots of good ideas hoping that one will be the answer to the marketing problems. The problem is that these good ideas rarely have any relationship to one another. And, they generally present superficial solutions to problems which are often deeper. The company's time and energy is diverted toward these superficial "good ideas," and away from the deeper solutions.

For example, an advertisement in a trade journal may be a superficial solution for a company that does not have a system for identifying qualified prospects. And a new brochure may be a superficial response for an organization that doesn't have feedback mechanism in place to adequately understand its customers.

The unfortunate consequences are often more pressure, more confusion, and more energy expended in the wrong places.

Is there a better way? Sure. A far more effective response is to create a powerful sales and marketing system. A sales and marketing system provides an interconnected, measurable set of processes and tools that ultimately result in increased sales. Where would McDonald's be today without a system to consistently produce hot hamburgers? Where would Ford be if they had no system to design and build new automobiles? The keys to success for these businesses has been their ability to create and manage effective systems to accomplish their goals.

Sales and marketing can be treated in exactly the same way. The process of acquiring customers and then expanding the business with them can be systematized. If you're successful in creating a working system, you'll be investing your resources in the most effective way, and producing predictable, regular sales results.

Your sales and marketing system should start with a thorough understanding of the needs and interests of the prospects. Fold into that an honest awareness of the unique value your company brings to the market, and you have the beginning framework for your system. Your system should focus on the highest potential market segments, and develop segment-specific processes and tools to help you reach your market in the most cost-effective way.

When your system is designed, you'll also have a set of criteria in place to help you adequately assess the potential in such things as advertisements, brochures, computer programs, etc.

A well-designed system allows you to move out of the desperate reactive mode characterized by "Popcorn" and into a confident pro-active mode.

Here are seven questions to determine whether you're operating from the "Systems" perspective or the "Popcorn" mind set.

1.  Do you have specific, realistic objectives for your sales and marketing efforts?

2. Have you precisely identified your highest potential markets segments?

3. Have you identified the sequence of decisions that a typical prospect goes through to come to a decision to buy your product or service?

4. Have you identified the key activities and processes that must take place on a monthly basis in order for you to reach your sales objectives?

5. Do you have a monthly measurement of the quantity and quality of your key marketing activities?

6. Are you able to track exactly how much it costs to create a customer?

7. Do all of your marketing collateral (brochures, ads, etc.) directly support the purposes and processes of your system?

Obviously, a positive answer to those questions indicates that you have a well defined sales and marketing system in place. That means that you have gone from reactive to pro-active marketing, and that you're well on your way to regular, predictable sales. Negative answers mean that you have some work to do to bring your sales and marketing efforts into a proactive mode to allow you to successfully compete in the turbulent 21st Century.

The Transformation of the Home Based Business Opportunity

There's never been a better time to dive into the business world and claim your slice of the pie. Thanks in large part to the Internet, the playing field has become more level. To start a successful business, you don't need hundreds of thousands of dollars of capital; you don't even need an office. You simply need a computer, an Internet connection, the right idea, and the will to succeed.

Why the Old Model Didn't Work

Indeed, the home based business opportunity has undergone a transformation - and an upgrade. It used to be that, to make money from home, you had to affiliate with a network marketing company that expected you to sell products at home parties and pester your family members and friends - and their friends. It was only when (or in most cases, if) you established a downline that you could begin earning residual income. The problem with that business model is that most of the people who sought income opportunities were so far down the proverbial food chain that they could never truly succeed.

New Money Making Opportunities

Today, the information superhighway is open to all, which means that opportunities to make money on the Internet abound. Some people choose to earn money online in order to supplement their existing income, while others look for a money making opportunity that will enable them to get out of the rat race and truly achieve wealth.

While the Internet might be seen as the great equalizer, not everyone who tries to make money online succeeds. That's because throwing up a website and hoping that people will find it simply doesn't work. There are too many websites out there competing for the same eyeballs. Instead, the most successful home based business opportunity is one where you connect with another company that has all the systems in place to ensure that you can begin driving traffic to your site on day one.

Advertising, Multiple Revenue Streams, and More

Internet advertising is both an art and a science, and an area that takes a great deal of experimentation and ongoing refinement in order to be effective. When you are reviewing a potential home based business opportunity, be sure that the company has Internet marketing gurus who can provide you with high-conversion advertisements and who can tell you exactly where to place your ads. The right kind of advertising in the right places will make the difference between success and failure.

In order to earn money online, then, you need traffic that's generated from advertising. You also need multiple revenue streams. Ideally, you should have at least seven different revenue streams across a number of industries in order to succeed. Again, the company with which you affiliate can provide you with the variety that you need.

Needless to say, to earn money online you need to approach your venture like a business. In other words, you do need to make an initial investment (although it's a fraction of what it would cost to start a business offline), and you need to commit to working a certain number of hours per week. For those who have been burned by the traditional network marketing system, though, this should be a cakewalk.

Croupier Training specifically for the casino environment

In the world  the main classic  games played in (http://www.laisladorada.com- casino online) and in normal casinos are Blackjack, Roulette, Video Poker, Baccarat, Craps, 5 Reel Slots, 3 Reel Slots, Keno, Pai Gow, Progressive Caribbean Poker and Progressive Slots. Croupiers and dealers throw dice, spin the roulette wheel and deal cards in a casino.

The employment of a croupier includes:

- welcoming new players to the table

- checking that all chips are positioned on the table before the start of play

- checking to ensure that there are four suits (hearts, diamonds, clubs, and spades) and that each suit has 13 cards

- explaining the rules to players

- controlling the game and making sure players follow the rules

- collecting chips from losing bets

- mentally calculating payouts to winners.

Croupiers work under the control of a gaming supervisor, who is generally in charge of two tables. Inspectors certify that gaming rules are followed and pay attention for any doubtful behavior.

To become a croupier you will first need working in  a casino or casino company. You will then take delivery of on-the-job training. To work in a casino you have to:

- adult

- have a excellent general education

- have a CRB (Criminal Records Bureau) check - you cannot work as a croupier if you have illegal convictions

- have normal color vision, good hearing and clear verbal communication.

At your interview you may have to pass:

-a maths test to check that you can do mental calculations

-a test of your manual agility.

It could be valuable if you have practice of working with the public and managing money.

You can find casinos from the casino company sites and approach them to realize about vacancies. Navigate in the British Casino Association website (in Further Information) for a list of the main casino companies. However, you may be able to progress to management after gaining practice as a dealer or croupier.

To work as a croupier you will need to get a license from the Gambling Commission, the organization that regulates gambling. Gaining a license will engage productively completing a program of training. This will generally be a paid on-the-job preparation course, provided by your employer. Courses last between six and eight weeks and include the skills and techniques you will need as a dealer or croupier, casino legislation and customer service.

Casino companies who do not have their own in-house training will pay for your training with a private training organization. When you have finished your training your tutor will apply for your license.

When you have two/three years practice in a casino and the facility to deal at least three various games, you may be able to apply for a position on a cruise ship, in an overseas casino, or in an online casino featuring live dealers via webcam using real-time video streaming. To work in non-English speaking countries you must have a good familiarity of the correct language. To work in important casinos in Las Vegas or MonteCarlo, you will need extensive and varied experience, and the ability to pass a dealing audition.

published by www.laisladorada.com/en

Asian Furniture

The delicate and timeless beauty of Asian furniture is currently experiencing an unparalleled popularity in American interior design.

An Overview of Asian Furniture

The name “Asian Furniture” is a general term, describing all home dИcor products - including art and furniture – from the countries of China, Korea, the Philippines, Taiwan, Japan, Burma, Indonesia, Malaysia, Singapore, Thailand, and often India. It also includes the (now antique) items crafted during the British occupation, mostly of furniture from India and Burma, including contemporary reproductions in this style.

Although very similar in basic design, each of these countries produces furniture and art that is specific to its own culture. For instance, while the Shoji screen originated in China, it was then reinvented in Japan and is now considered a wholly Japanese export. Feng Shui design philosophy is singularly Chinese, while Southeast Asian furniture often displays Hindu-influenced carvings over very dark wood.

Origins of The Oriental Style

Also known as “Oriental Furniture”, Asian-styled furniture is very often crafted from teak wood, and is usually based on the Buddhist principles of living simply and in harmony with one’s surroundings. Asian furniture is a blend of form and function, where art and design are intended to be both beautiful and purposeful. In the interest of blending Western and Eastern styles, it is increasingly popular to find Shoji screens that reflect traditional Western tastes. More colors are becoming available, and designers have begun to take liberties in creating more daring and expressive fusion pieces.

Perhaps the most famous Asian dИcor item is the Shoji screen. Made from latticed wood and rice paper, it is becoming increasingly common to see Shoji doors, Shoji lamps, and Shoji room dividers, even in traditionally Western homes and offices. Other popular Asian furniture items are cabinets and accessories, typically ornamented with striking mother-of-pearl inlay.

Asian Furniture Today

Today the largest markets and manufacturers of Oriental furniture are Korea and Taiwan, although much is also manufactured in the US, Europe and Australia. The top importers of Asian furniture and home dИcor are the United States, Germany, France, the United Kingdom, Japan and Canada.

Whether you are creating your very own “Dojo”, crafting an intentional meditative space, or if you are simply drawn to the beauty and craftsmanship of Asian furniture, you are certain to find inspiration in the timelessness and transportive qualities of this truly dazzling style.

Article Source: http://www.emassive.com/Asian_Furniture.htm

Beating Crime with Printers

Perhaps it would be naive to think that the 21st century governments would stop at monitoring your every move on the street. Pause for a minute to contemplate what the next level of tracking could include. The answer is laser printers. If you think a document from your colour laser printer doesn't carry your name, think again.

The Electronic Frontier Foundation (EFF) claims that it has cracked the tracking codes embedded in Xerox Corporation's DocuColor laser printers. Such codes are simply one of the numerous ways manufacturers employ technology to help governments fight currency counterfeiting.

The United States government is allegedly involved with a number of other companies in separate anti-counterfeiting programmes meant to prevent currency from being scanned and printed. The U.S. government, however, is not the only country teaming with the printing industry to fight counterfeiters. A few experts believe that the Dutch government is also using similar anti-counterfeiting methods through Canon’s encoding technology.

Researchers in the U.S. have uncovered patterns of yellow dots arranged in 15 by 8 grids and printed repeatedly over every colour page. The dots, however, are visible only with a magnifying glass or under blue light, which causes the yellow dots to appear black. The code appears as a grid of microscopic yellow dots, each less than a millimeter in diameter. These millimeter-sized dots appear about every inch on a printed page, nestled within the words and margins. By analyzing various test pages printed by supporters worldwide, researchers found that some of the dots correspond to the printers' serial numbers, and other dots refer to the date and time of the printing.

Consider two documents – one carrying the author's name and one meant to be anonymous. By comparing the codes, it can be determined whether the two documents were printed by the same printer, even if Xerox reveals nothing about a customer's serial number. The EFF is now studying printers from other well-known manufacturers with similar tracking codes, but whose keys remain secret.

Unlike inkjet printers, laser printers, copiers, and fax machines fire a laser through a mirror and series of lenses to embed the document or image on a page. Such devices range from a little over Ј80 to more than Ј1000, and are designed for both home and office use.

Peter Crean, a senior research fellow at Xerox, says the company pioneered this technology about 20 years ago because several countries had expressed concern about selling the printers in their country. The move aimed at allaying fears that their colour copiers could be easily used to counterfeit bills.

It is believed that since then, many other companies have adopted the practice. According to experts, several printer companies secretly encode the serial number and the manufacturing code of their colour laser printers and colour copiers on every document those machines produce.

Laser-printing technology makes it extremely easy to counterfeit money and documents, and the dots, according to supporters, in use in some printers for decades, allow law enforcement agencies to identify and track down counterfeiters.

However, the same dots could also be employed to track a document back to any person or business that printed it. Although the technology has been present for a long time, printer companies have not been required to notify customers of the feature.

If this practice disturbs you, don't bother trying to disable the encoding mechanism of your printer—you'll probably break it. The coding device is a chip located deep into the machine, near the laser. It embeds the dots when the document is about 20 billionths of a second from printing.

Although nobody has an estimate of how many laser printers, copiers, and multifunction devices track documents, experts believe that the practice is commonplace among major printer companies. The U.S. Secret Service would agree that it finds the printing industry quite helpful to law enforcement.

According to sources, counterfeiting cases are brought to the Secret Service, which checks the documents, determines the brand and serial number of the printer, and contacts the company. Some, like Xerox, have a customer database, which they share with the government.

Many people are apprehensive that the American government’s tracking initiative could lead to a serious breach of privacy.  The government has already succeeded in persuading more colour laser printer manufacturers to encode each page with identifying information. Without your knowledge or permission, an act you assume is private could become public. A communication tool you use in everyday life could become a tool for government surveillance. And what's worse, there are no laws to prevent its abuse.

The Surprising Truth About Cold Calling

OLD SALES GURU MYTH # 1 "Cold Calling is a Numbers Game"

When all you know is the traditional way of cold calling, selling is indeed a numbers game. Yes, you can call people over and over. You can also chase them until they listen just so that you go away.

Have you ever wondered how someone came up with the "numbers game concept?" It was really about the rejection we constantly experience when making cold calls. The boss just said to call someone else, and so we did. The idea is that if we call a hundred people a day, then we should squeeze out at least a few good leads. However, there’s a better and easier way of getting your product or service message across -- all on one call.

If you simply change your cold calling approach, you'll make fewer calls and more sales. How? By engaging in conversations. Yes, that’s right. Just talk to people...in your normal tone of voice, and without the usual sales pitch approach. When we focus on relationship rather than salesmanship, we’re calling with the anticipation of meeting someone new. We’re looking forward to a pleasant conversation to find out whether we can be of service.

The other person subtly but powerfully feels this mindset. You’re no longer meeting with defense and resistance right from the start. That will dramatically change the way people respond to your cold calls.

OLD COLD CALLING GURU MYTH # 2 "Use a sales script"

People can tell when you're reading from a script, even if you think you're pretty good at it. There's just nothing personal about a sales script, and people pick up on that. Being artificial immediately tags you as a typical salesperson. Therefore, if you can learn to get your message across in a different way, then you'll eliminate the negative triggers that can lose your sale within seconds.

So once again, the best way is to begin with a conversation. Anticipate a dialogue, not a monologue. People will respond much more positively. When you allow a conversation be natural and to "breathe," they know you’re present and listening. T hat feels good to someone who is having to "fend off" salespeople who are really just talking billboards.

OLD COLD CALLING GURU MYTH # 3 "Focus on closing the sale"

Are you "going in for the kill" with your closing sale technique? If you are, you could end up killing your deal instead.

Old cold calling sales techniques do nothing more than pressure potential clients. They feel like they’re being chased. What do most people do when they feel chased? They run! They naturally want to retreat away from that pressure -- and that pressure is you.

So learn to avoid the "push-pull" dynamic between you and the potential client. You'll actually find the sales process moving forward much more naturally (and more often) than when you’re forcing things.

In this old myth, the idea is that if a sale is lost, it’s usually at the end of the sales process. The truth is that it’s often lost at the beginning of the cold call. When all you’re doing is going for a sale, the other person can sense it, no matter how well you think it’s camouflaged. When someone senses this sales pressure, "The Wall" goes up and the defenses come out. So stay away from focusing on making the sale. Rather, your goal is always to discover whether you and your potential clients are a good fit.

I can’t tell you how useful these new ideas have been in my own life, and in the lives of hundreds of others who have tried it. It’s not always easy to shed the old cold calling myths. Nevertheless, it’s worth it. With a little practice, you’ll come to a place of actually enjoying your cold calls and getting better results.

Panama Bearer Share Corporation

It is said that Panama corporations are the anonymous corporations is the world. So what is this Anonymity with the Panama Corporation? It is said, under Panama law a bearer share corporation can be owned by the physical certificates of stock with no recorded owner in a public registry or database. The stock certificates can be privately be transferred with no record of the sale appearing anywhere at the same time the new owner can replace the directors with their own directors and have resignation letters in his possession for the directors.

A Panama corporation can own stock trading accounts, bank accounts, real estate, boats, cars, planes, art jewelry, businesses and other valuable assets without having to reveal the actual ownership of the corporation. There can be additional complex strategies that can be employed using the lawyer in performing certain functions for the corporation.

The Panama Banking secrecy and IBC are strong. Any bank in the civilized world requires a beneficial owner of any bank account also requires identity documents for that, but it is different for Panama bank since all the Panama bank secrecy laws are often considered the best in the world. A Panama bearer share corporation is completed in two to three business days after the submission of information.

The Panama bearer share corporation benefits include the annual fees Panama government charges for the corporations of Panama bank which is 300 US dollars. The renewal annual fees starts in the second year with only 695 US dollars and this include 300 US dollars government fees and three nominee directors and the resident agent address for the corporation. It also includes regular annual meetings of the share holders, which includes the directors, owners and the nominee directors of the corporation. The corporation financial records are protected according to the law and terms. The resident of Panama Corporation doesn’t keep the share certificates in their possession and does not have any obligation to maintain records for the corporation. For the corporation in Panama the shares are issued in physical bearer form which is similar to the old bearer bonds. Articles of incorporation are the only documents publicly recorded. The actual owners are the judicial or the natural persons who have the physical shares of the corporation.

If you have a Panama corporation than there is a guarantee of you to get a Panama Bank account without traveling to Panama, identification like a notarized drivers license, notarized passport and bank reference letter and a business reference letter and a minimum of 1000 US dollars deposit can be sent.

The Panama bank customer support staffs speak bilingual languages English and Spanish and they are there to help with your queries any time.

Make all the necessary inquiries necessary so that you can be very comfortable about being one of the customers or clients with Panama offshore bank.

Financial and Personal Advantages of Home Business Opportunities

You may be one of the many people looking for home business opportunities. There are several million people working at home today and a number of them are using their computers to make money. The Internet has opened up a new market to sell services and products worldwide.

You can be in charge of your future and have a successful business while working at home. There are moms who would like to stay at home with young children but still contribute to the family income. Even early retirees can find a new job to give them income and a new opportunity in life.

You may be someone who would like to work at home. You won't have to worry about an alarm clock, commuting drive, or an annoying boss.

Be Your Own Boss

One of the biggest advantages of home business opportunities is that you can be your own boss. You don't have to work specific hours every day and in many cases, the hours are only part-time. You can usually set your own schedule and work as little or as much as you desire.

There are different ways to make money on the Internet. You can work for yourself by selling services or unique products. You can set up your own website or advertise on other sites. You can also work for other people and leave the organization and management to someone else but still be an independent employee.

Many people have tried different schemes to make money on the Internet or to work at home. It is important to examine companies that promise great rewards when you sell for them. Some require hard selling and multi-level marketing where only those at the top of the chain win. These often do not work out as they are promoted. This is especially discouraging if a large investment has been made.

Home Business Opportunities

There are online sites that will give you ideas for work at home jobs. For a nominal fee, these sites will train you, set up your business, and support you as you work.  There are a variety of home business opportunities to choose from. You can get paid to take surveys at home, make money from eBay, get paid to blog online, sell products, set up a travel business, or assist people with money brokering. With these methods, you can set the hours you want to work. Your income will depend on how much time you want to spend working.

There are advantages in going online to find a company to get you started in a home-based business opportunity. Usually there is no experience required, and the company will give you training. They have organized plans to help you get started in the right way. Some companies do all the set up so that you are immediately ready to do business.

Get Started on Your Own Business at Home

Your home business opportunity can be successful and fulfilling. Whether you want a part-time job or second income there are many opportunities to make money at home. By spending a few hours a week you can build your own business without a large investment.

Business Broker Guide – How to choose a reliable Business Broker

Business brokers or business transfer agents are helpful in selling your business at higher prices. A business broker provides buyers as well as sellers for different businesses. You can easily sell or buy a running business with the help of best business brokers. Business broker works like a real estate agent.

Business brokers find buyers for you to make an effective business sale. Hiring business brokers is the better option to gain more offers and profit. You can even get maximum prices for your small business.  Business broker can be a person as well as a firm that enables you to sell various businesses that includes Internet businesses as well as website.

Business brokers provide accurate value of the business. They advertise your business for sale and handle all initial discussions with the buyers and also help the sellers to sell their business at good prices. They attract buyers in different ways. They advertise for your business on their websites and manage space in business newspapers and magazines.

Business brokers are very much confident with their work. They work on the behalf of sellers and sometimes suggest them about how to get more profit from business assets. Buyers can also get benefits of business brokers by telling their requirements. They only charge some commission for every transaction. Usually they get charge commission from both buyers as well as sellers.

While thinking about business brokers, very first question that comes in mind, how to choose a right business broker?

There are not specific qualifications of business brokers but the person or firm, that you’re going to hire for your business transactions, should be reliable, knowledgeable, experienced, planned and friendly with you. You should call two or more business brokers for interview and then choose the best among them. You should check whether the broker has great knowledge about the business or not. Just check out their brokerage skill. Always choose a reputable brokerage firm for your business activities.

Business brokers should know how to maintain good buyer-seller relationship. Broker works as a bridge between buyers and sellers. You should check their working ability as well as their common sense. The person who can devote time for your business is the best business broker.

International Business Brokers Association is the leading association of business brokers.

How to Make Money from Home with a Free Rebate Shopping System

With the Web being so popular today and shoppers buying everything from perfume to gift baskets online, there's an amazing opportunity to make money from home. One little-known method that many stay-at-home moms and dads are taking advantage of is a free rebate shopping system. This system enables individuals to stay home, own their own business, and save/earn money while doing what they love most - shop!

With the free rebate shopping system, you're able go shopping right from your own home and save money on items you usually buy anyway. The main differences are you can earn rebates on all your purchases and have all your products delivered directly to your doorstep. The free rebate shopping system saves you time and money.

How It Works

The shopping system works through large online malls. You receive your own free website and mall, and then shop through your mall to enjoy savings and rebates on purchases. Then you recommend others to get a free online mall as well. When they receive a free mall and start shopping, you earn commissions from their rebates. Some online mall businesses offer a tiered system where you can earn from many others down the line.

Is a Free Rebate Shopping System for You?

A free website and mall for rebate shopping is not for everyone. But if you love to shop, know others who love to shop, and want to earn a substantial income from home, the mall may be for you. Consider the factors and risks. Are there any risks to start your mall? Will you have to pay later? Will there be any hidden qualifications to start earning money? Do you have a passion to work at home part-time or full-time? These questions should be answered before considering this endeavor.

Pros and Cons

The primary advantage to having your own free rebate shopping system is that you can have freedom to work flexible hours, if you can actually call shopping work. You can spend more time at home with your family while enjoying savings on all family and household products. You can also make money from home on a part-time basis with this type of business. If you're able to do this full time, you'll save many dollars on gasoline and babysitters. Another advantage is your malls might be very busy during the holiday shopping months, so this can help you make it through those dreaded holiday slumps.

The disadvantages are that you must rely on others to do some shopping under you to earn a good income and that you must be prepared to operate as a business for accounting and tax purposes. Also, as with any business, you should be prepared for slow times and busy times.

Keep in mind that a free rebate shopping system only works if you put forth some effort. Determine if you would enjoy inviting others to start their own online shopping malls. Then it's time to jump in and shop for your favorite items!

31 Risk in Offshore IT Outsourcing Contracts: Or Buying Promises

No matter how much due diligence you attempt, making a decision on contracting with an onshore or offshore IT service provider is much like buying promises.  To some extent you are going to have to trust in your selected partner to be committed to providing your company with the high quality services that they have promised.  Your lawyers will surely not agree but offshore contracts are only worth the integrity of the company that you are contracting with.  Dun & Bradstreet does not include this metric (integrity) in corporate profiles yet and it is not on a credit report either.  One of my partners in Brazil would often tell me “Henry we are highly motivated for this opportunity”, but I did not fully understand the value of that statement until we got into the trenches together.

Here are a few of the promises you are accepting or questions you may have doubts about when signing that offshore IT staff augmentation or support contract:

1.     Will I really get the hours I am paying for?

2.     Is my intellectual property and information secure?

3.     Am I really going to be provided with qualified professionals?

4.     Will billing rates go up after I train the new team in my business?

5.     Can I reach this vendor when I need immediate support?

6.     Will this vendor work with me when the going gets rough?

7.     Is this a stable country politically, socially, and economically?

8.     Are currency exchange rates an issue?

9.     Is this a safe country for business travel?

10.    Is this vendor’s location in a safe part of town?

11.    What is the cost of business travel to this location?

12.    What is the cost for offshore professionals from there to travel to the U.S.?

13.    Can professionals at this location get a U.S. passport and visa for U.S. visits?

14.    Are U.S. contracts legally binding in this country?

15.    How long does it take to get a visa and passport for team members to make training and onsite orientation trips to my location?

16.    What will it cost for visas and passports for your offshore team?

17.    Will the offshore team have someone full time who is experienced in managing offshore projects?

18.    Is this a stable company, i.e.  good credit and strong experienced management?

19.    Does this vendor’s company have the interpersonal skills to work with my company?

20.    Does this offshore vendor have executive management that speak English and will be responsive and share your since of urgency?

21.    Are this vendor’s team management and executive management going to be available in your workday time zone on short notice when you need them?

22.    Can this vendor grow with your companies needs?

23.    Do they have commercial liability insurance, errors and omissions insurance?

24.    Can they buy commercial liability insurance in their country?

25.    Will they work in your workday time zone?

26.    Does this company have a secure network infrastructure?

27.    Is their network infrastructure professionally designed and firewall protected?

28.    Is their facility physically secure?

29.    Are extreme weather conditions a factor affecting travel, security, or work schedules in this country?

30.    Does this location pose natural disaster risk to your business?

31.    Is this vendor going to be flexible as your needs change?

No matter how much time on money you spend developing a clam tight contract with an offshore outsourcing provider you never want to have to consider international litigation or international arbitration for contract disputes.  Unless your needs are well defined and static, which I have never seen, the requirements better be very general in that contract or they will need review and changes before the ink gets dry.

In any offshore project establishing good relationships are key to clear communications.  Vision TRE has been nurturing relationships with our offshore partner locations in Brazil and Panama for years.  We have business relationships in South and Central America that have been proven dependable over the years.  Integrity, trust, mutual cultural respect, and a shared since of urgency make these relationships valuable to any company that contract with us to establish an offshore team.

Buy Panama Real Estate With a Self Directed IRA

Introduction - Did you know that a self directed IRA can buy your dream Panama Real Estate? This article while not tax or legal advice will get you pointed in the right direction in terms of using your Self Directed IRA to buy Panama land, condos, homes, or even commercial property.

IRA Custodian Resistance - Most of the custodians will not approve the purchase of foreign real estate. They prefer to sell you investments they offer instead. There is actually no prohibition in the IRS code against investing in foreign real estate. So do not let the custodian deceive you into thinking it cannot be done, they just do not want to do it.

Custodian Problems - One of their problems is the valuation of the house. They do not know how to do this. Did you get a large kickback from the acquisition of the property thus affecting a deceitful and unlawful early withdrawal without penalty? What about a real estate commission you received. You are also not supposed to live in the home acquired through a self?directed IRA. How will the custodian enforce this? What if you live in the home on vacations only? What if you rent the home out and do not tell anyone? What if you use the home to trade homes with using a service that will let you swap homes with others in other countries for six months or a year at a time? The custodian cannot detect all these games one could incorrectly play so they prefer not to get involved and it is always better to earn a commission on something they sell you.

Custodian Control - One needs to make sure the custodian lets you invest in investments of your choosing, not theirs. You want to be able to write the checks for investments.

IRA as an LLC - This seems to solve a lot of the problems with the custodians. An LLC is structured utilizing the Self - Directed IRA as the owner of said LLC. The monies would then be put into the LLC, which would in turn purchase the real estate investment(s) foreign or domestic.

Mortgages, IRA's, LLC's, Foreign Real Estate - Yes you can have a mortgage on the property. The debt?recorded instrument has to be a non?recourse promissory note.

Profits - These are to be credited back to the IRA.

Taxes - The IRA has to have enough money to pay for the taxes, property maintenance and upkeep such as condo association fees.

The Importance and the Relevance of the Macroeconomic Indicators

The economic activities which take place within the framework of a national economy are concretized in a wide range of goods and services. Their assessment under physical or valoric aspect is realised with the help of the economic indicators.

The economic indicator reveals the numeric expression of the quantitative side of the economic phenomena and processes in a certain space and time conditions. It permits to make evident these processes and phenomena quantitatively, structurally and qualitatively and to observe the interdependences between some certain subsystems of the national economy.

According to the level these indicators are calculated for, there can be microeconomic and macroeconomic indicators; if the former shows the results at the level of individual economic agent, the latter measures the performance at the level of national economy. The starting point in calculating the macroeconomic indicators is represented by the microeconomic ones.The most important macroeconomic indicators are the aggregate product, the gross domestic product, the gross national product, the national income and the personal income of the population.

The Gross National Product  ( GNP) represents the market value of the final goods and services produced in a certain period of time, usually one year, by the economical agents of a country, regardless of their existence inside or outside the boundaries of that country.

Webmaster toolkit

Dear Friend,

There are now more web pages in existence than there are people on this planet, with an estimated 20,000 new web sites appearing every day.

No matter what subject you choose for your web site, you'll find there are many, many others targeting the same area.

To compete in this environment, your web site needs to meet the very highest standards.

# It must look professional and be easy to navigate.

# It must use the latest techniques to attract and retain visitors.

# It must apply the latest proven solutions for maximizing sales.

# It must incorporate the latest security against thieves and hackers.

To help you with all this, you'll need a range of professional webmasters tools and resources along with tutorials and guides to show you how to apply them.

There are hundreds of sites offering you their latest tool, ebook or other resource for developing one aspect of your online business.

Buying them all separately could cost you thousands of dollars.

But now there's a single toolkit that provides all the tools and resources you'll need to get started.

Inside this toolkit, you'll find literally hundreds of tools and resources.

This low cost package provides everything you need to create, market and secure your own professional, successful web site, no matter what subject matter you choose ...

Your Own Professional Order Pulling Site

Starting out with a professional web site design is essential if you want to succeed.

So many people create their first site without first understanding basic concepts and without the resources to create a professional result.

Inevitably their site fails and they walk away disappointed.

It is possible to create a professional site from scratch without any experience, but you need the right tutorials and resources ...

Professional Web Design Tutorials

Our comprehensive set of web design tutorials provides all the information needed to build and maintain a great looking, user-friendly website.

Professional Website Templates

If you've surfed the Internet at all, you will no doubt have seen some of the very large number of unprofessional looking sites.

Professional Design Tools

To create a site quickly and easily from your chosen template, you'll need web design tools.

Professional Marketing Guides

The main reason why most people create a web site to make money.

Generate Traffic And Sales ... Automatically

Designing a great looking web site is just the beginning of the process of building your own successful Internet business.

Webmaster Tools Black Label Edition II

A super collection of Javascripts to enhance your website!

Pure Profit Software

A collection of 9 Easy To Use Time Saving Webmasters Tools

Traffic Wizard

A Selection Of Ready Made Javascripts to Copy Into Your Web Pages, Instantly Adding Simple Traffic Building Features ...

Java Script Magic

Now you can add cutting-edge design wizardry to your web pages without deciphering programmers 'techie' instructions. Javascript Magic is an easy to follow tutorial ebook providing an insight into Javascript techniques plus a total of 33 ready-made javascripts.

Java Source Machine I and II

A total of 27 automatically generated Javascripts, selected from an easy to use menu system. Choose what you want, click a button to generate the code and then paste into your web page.

Affiliate Diamond

The Easy Way To Protect Your Affiliate Commissions

HTML Encryptor

Protect Your Web Site From Internet Pirates

HTML Security Report

Are Your Visitors Stealing From You?

Download Page Protector

Stop Thieves Stealing Your Ebooks And Software Products

Spinning Popup Maker

The Latest Technology Makes It Easy To Attract Subscribers

Magic Subscriber

Another Easy Way To Attract Subscribers

AX Gold Filter And Format Software

Instantly Protect Your Emails From The Spam Filters

Full Master Resale Rights Included Free

There's lots more tools and resources in this toolkit, simply too many to describe on this page.

The toolkit even comes with a copy of a ready-made sales page.

Just add your own payment link, upload the page to your website and start taking orders.

The Toolkit is supplied in the form of a single ebook from which your customers can download everything, so you don't need to upload all the separate tools and resources onto your own site.

Making money online just doesn't get any easier than this!

All This At An Amazingly Low Price

Now that you have seen all the details, you are of course wondering what it's all going to cost.

complete with Master Resale Rights for just $39.95!

That's less than many people charge for a single software tool!

This low price may be increased at any time, so please order now to avoid disappointment.

Adsenselover, unique ways to make money with

Monetizing Your Website With Adsense Is Profitable!

How do you maximize your site?

By earning some few dollars per click from displaying Adsense ads on it. Many are now realizing that good money is made from this source of revenue. Try the simple mathematical computation of multiplying those clicks for every page on your website and you get a summation of earnings equivalent to a monthly residual income with that little effort you have made.

Google Adsense is a fast and easy way for website publishers of all sizes to display relevant and text-based Google ads on their website’s content pages and earn money in the process. The ads displayed are related to what your users are looking for on your site. This is the main reason why you both can monetize and enhance your content pages using Adsense.

How much you will be earning will depend on how much the advertisers are willing to pay. It will depend also on the keywords required. If the keywords the advertiser have chosen are in high demand, you could receive more dollars per click. On the other hand, low demand keywords will earn you just a few cents per click.

How can you start making profits out of your website using Adsense?

1. Sign up for an Adsense account. It will only take a few minutes of your time.

2. When the site is accepted, you will be receiving a clip code to include in your web pages. You can insert this code on as many pages or web sites that you want. The AdWords will start appearing immediately after.

3. You will be earning a few cents or some dollars per click when someone starts clicking on the AdWords displayed on any of your web pages. Trying to earn false revenues by repetitively clicking on your own ads is a no-no. This will result in a penalty or the possibility of your site being eliminated. The money you have already earned may be lost because of this.

4. View your statistics. Adsense earnings can be checked anytime by logging into your web site account.

Once you got your account working, you may still want to pattern them to the many sites that are earning more money than you are. It is important to note that there are factors affecting how your website will perform and the amount of money it will give you.

It is a common practice that when a site earning money, the tendency is for the owner to want to make more out of what they are getting already. It usually takes some time combined with trial and error to attain what you want for your Adsense contents.

Time and some important factors that you can practice and use.

How do you increase your Adsense earnings?

1. Choose one topic per page. It is best to write a content for your page with just a few targeted phrases. The search engine will then serve ads that are more relevant which will then result in higher clickthoughs.

2.  Using white space around your ad. This can make your ad stand out from the rest of your page so visitors can spot them easily. There are also other choices of colors you can use, provided by search engines, which can harmonize the color of your ad with the web page color.

3.  Test your ad placement. It is recommended to use the vertical format that runs down the side of the web page to get more positive results. You can also try both horizontal and vertical formats for a certain period of time to see which one will give you better results.

4.  More content-based pages. Widen the theme of your website by creating pages that focus more on your keyword phrases. This will optimize the pages for the search engines. It can not only attract traffic but also make them more relevant for the AdWords to be displayed.

5. Site Build It. This is the perfect tool to be used for creating lots of Adsense revenues. Site Build It has all the tools necessary to quickly achieve a keyword-rich site that can rank high in the search engines. This will also produce a flow of traffic to your site of highly targeted visitors.

Throw Out Your "Selling" Language – Unlock Your Natural Voice

It's ironic that most of us take it for granted that spontaneous, natural communication is the right way to relate to our friends, spouses, relatives, and others in our personal lives -- but, when it comes to selling, our language becomes, almost robotic.

Why the breakdown?

Because when we make a sales call, we want something. The people we're talking with sense this immediately. They put up their guard. Our hidden agenda and their reaction immediately destroy the trust-building process of communication.

We go into our personal relationships wanting to simply know the other person. But we go into sales situations with agendas and assumptions.

And because we've been conditioned that a sale can happen only if we control the process, we never even consider the possibility that there can be total flexibility in how we communicate and build trust.

Quick self-assessment: When you pick up the phone to make a sales call, what are you hoping will be the outcome?

Let me guess:

* Get information

* Find the decision maker

* Schedule an appointment

* Make a sale

In other words, you want something even before the person you call says "Hello."

It's time to throw out your "selling" language and unlock your natural language.

Here's how:

Be willing to challenge everything you have learned about selling up to this point. If you aren't open to questioning conventional sales thinking, you'll never have a chance to experience selling in a completely different way.

* Replace your goal-oriented agendas with trust-building agendas.

* Learn to enjoy the processing of building a new relationship.

* Build a dialogue.

* Avoid centering the conversation on you and your offerings.

* Enter the conversation without assumptions.

* Trade overconfidence for humility.

Any signs of overconfidence when you first make contact with a potential client will only set off "sales alarms." Humility (not weakness) starts the trust-building process.

Visualize the person you are speaking with as a potential friend rather than a potential client. This will help you to converse rather than "sell."

When you tap into your natural language abilities, it triggers the person you're speaking with to tap into their own natural language as well.

Like you, they will abandon their "business language" and begin communicating with you in their most natural way.

Natural language is the crucial secret to transforming the outdated, ineffective "buyer-seller" role into a trust-based relationship based on open, natural communication.

Moscow Apartment Rentals Give Business Travelers an Edge

After years of post-Soviet Union floundering, Russia is reemerging on the world stage as a political, social, and economic powerhouse. According to Time Magazine, which named Russian President Vladimir Putin its 2007 Person of the Year, "Russia's economy has grown an average of 7% a year for the past five years. The country has paid off a foreign debt that once neared $200 billion...worker's salaries have more than doubled since 2003."

The Bear is Back

The Bear is back...big time. And this means that Western businessmen and businesswomen are flocking to Russia to make investments, make deals, and make money. Moscow is, of course, at the heart of the action. But although business has never been better, it's sometimes hard for business travelers to navigate the city's landscape, culture, and language. That's why many are eschewing hotels and are instead opting for a fully serviced apartment rental in Moscow.

Short Term Rentals

If wisely chosen, a short term rental offers several distinct advantages over hotel accommodations. Business class Moscow rentals come fully equipped with the amenities that Westerners have come to expect while traveling. For example, high quality hotel linens, toiletries, and toilet paper are provided, as well as Western-style beverages and snacks. A fully equipped kitchen means that business travelers can prepare familiar foods and don't have to spend an inordinate amount of time in restaurants. The best Moscow rentals also come fully equipped with a washing machine and ironing board, so that travelers can pack sparingly.

But while amenities are nice, the ability to communicate both locally and with the home office is crucial for most business travelers. To that end, a business class short term rental often includes a free high-speed Wi-Fi Internet connection, a computer printer, scanner, and copier, and telephone service with free local calling. For entertainment, free satellite or Internet television with English language channels is provided.

Finding the Right Source for Moscow Rentals

When looking for a short term rental in Moscow, the key is to find a service that is owned and managed by Westerners. Not only do they speak English, but they also understand what the Western traveler wants and needs. It's also important not to skimp on quality. Rather than going with a budget service, instead opt for one that excels in providing businesspeople with accommodations in upscale locations that include everything necessary for living and working in comfort. In addition, ensure that the service you choose has staff members that speak English and that can ensure that your stay in Moscow is stress-free. Finally, through its website, the company you choose should be able to provide you with a variety of information, including maps, transportation advice, and guidelines for navigating Moscow's visa requirements.

Working in a relaxing, homelike atmosphere in a foreign land helps keep businesspeople focused and free from distractions. That's why business travelers who choose the best Moscow apartment rentals often gain a distinct competitive edge.

The Myth Of The Sticky Wall

Let me throw a few statements at you and see if they sound familiar. By the way, hide your thoughts from me because I’m going to try to read your mind and guess your answer.

Here goes…

“It’s a numbers game. The more people you contact, the more you will enroll.”

“You got to send out 50 magazines/info packs every month. You’re not serious if you’re not on a [insert number] autoship for [insert tool name].”

“You can sift through 20 people in a few hours. Ask them if they’re interested. If not, move on to the next person.”

“Just send them out; these tools have a long shelf life.”

Get the picture? Have you heard that or something similar before from your upline? Wait… don’t tell me. Let me guess. Hmmm… Yep, you have.

This is an approach that’s taught by many. I call it the “throw mud at the wall and see what sticks” approach. I’ve tried it. Guess what? Maybe it was just bad luck, but the walls I picked were made from Teflon. Nothing stuck. Several thousand dollars later and my results were a spectacular zero, zip.

Why is that?

The MLM rock stars usually tell you, “This is a million dollar tip.” Well, what I’m about to tell you is a thousands of dollars savings tip. So, listen up.

People DO NOT CARE about you and your wonderful opportunity. To them, you’re just another one that’s trying to either drag them into something or get your hand into their pockets.

Sending them tools that describe how wonderful your company and opportunity are serves just one purpose. It moves inventory and inflates the bank balances of the people who publish the tools. They love you, I promise.

At the other end of the chain, your prospects might send the tool back to you if you were smart enough to ask them to do so. Otherwise they just toss it in the trash. Your grocery money, in the trash.

I’m known as someone who networks with other network marketers, just for the sake of networking.

Ever so often I get an email from someone where I can literally picture the new distributor jumping up and down, shouting, “Look at my opportunity! Look at my opportunity!”

Poor soul, she has probably sent that email to hundreds of people. Why? Cuz her upline told her so. She may have received back a handful of no thank you’s and she has enrolled the grand total of zero new distributors or product customers for her efforts.

Even at a minimum wage, she has spent an awful amount in the time it took to send out all those emails, especially if she did not know about mail merge.

Also, what she didn’t know was that her domain was probably close to being blacklisted as an origin of spam. That would send all her future emails straight into the junk mail folder where her opportunity can rub shoulders with bigger boobs, higher sex drive, free credit cards, and all those other fantastic offers that we all cannot wait to read about every day.

Wait, I digress…

What do people care about?

They care only about their lives. They care only about their challenges, about their dreams if they have any left, and about their wants, needs, and don’t wants.

Here’s my “million dollar tip” to you. You’re wasting your time pitching your opportunity to people who don’t care. Heavy rocket science stuff. Duh.

Don’t even think about talking to someone about your company, products, or opportunity until you know what the person wants, needs, or doesn’t want.

Once you know that, you can show the person how your company, products, and opportunity can give them specifically what they want, need, or don’t want.

Then they will care, they will listen, and they will look.

"Wait," you say, "that sounds like a lot of hard work." Ever noticed the word work in network? Yes, network marketing is no different from any other business. It takes a lot of hard work to succeed.

I will devote future newsletters to several ideas and threads that I've raised here.

One last thought I want to share with you. Always remember, you are not dealing with prospects. You are not dealing with leads. You are not dealing with numbers. You are not dealing with entries on a list.

You are dealing with people. Treat them that way.

To subscribe to the Street Smart MLM Newsletter, visit (http://www.streetsmartmlm.com-MLM Newsletter | Advice | Succeed | Excel in MLM)

Work at Home for Money

We have all seen the ads such as Data Entry for cash, Type Simple Data Entry from home, Data Entry Income, Get Paid for your opinion, Online Paid Surveys, Get Paid To Take Surveys, Take Online Surveys for Cash, Typing for cash, Type Simple Data Entry from home, Home Based Typing  and more.

There are many good programs to choose from that will enable you to earn cash from home. Here are just a few examples

Online Paid Surveys

Data Entry From Home for Money

Simple Data Entry at Home for Money

Type at Home for Money

Own your own Ebay online business

Network Marketing from home for money

Earn money giving your opinion

Join focus groups from money

Type ads for money

Moms Jobs

Part time income from home

Medical Transcription

These are just a few examples of online job opportunities that are available for you. I have many more listed on my website, but I have listed enough that you can see there is plenty to choose from.

You will need to do some research, because not everything you see is as good as it sounds.  We have all seen these ads such as "Just join and make $10,000 weekly".  Lets be honest any work at home programs you join are going to involve work. Yes I have some very good network marketing companies I am affiliated with whereby you can create a nice residual income, but there still is work involved especially in the beginning.

You are going to need a computer, access to the Internet and some free time to spend on your online endeavor, whichever program you choose.  You need to either do the research yourself or rely on a website like mine which has already done the research for you.  Either way it's important to choose the best company and do your very best to stick with companies that offer a money back guarantee. I would also suggest using a credit card or Pay Pal for additional protection.  If you use a credit card make sure when you get to the page where you put your info in that the URL starts with https:. This is one of the ways I ensure that I have a secure connection if I'm entering secure data.

It is also helpful to add a separate email address if possible to send your online communication through.  I always suggest protecting yourself as much as possible. As I mentioned earlier there are many programs out there so its important to choose your online job carefully, do the appropriate research, ensure that you have all the tools required, order using a secure connection and then put forth the effort to ensure you success.

Don't let fear prevent you from working at home. You don't have to be an expert typer or have the most sophisticated equipment. It is really very easy to get an online work at home job started. I also offer a FREE Newsletter that will keep you up to date with the latest online program. You will find that on my website, which is listed in the resource box below.

Oil Partnerships: How to Protect Your Investment

As burgeoning economies push the demand for oil to historic highs, some analysts say the world's oil production is in the process of peaking. Believing that an oil crisis - and, thus, higher prices - is inevitable, some investors are seeing dollar signs in their future.

According to the International Energy Agency, 2004 world oil demand increased by a higher rate than any year since 1988. And if current trends continue, worldwide oil demand will exceed 120 million barrels per day, according to the Energy Information Administration.

As oil fields yield less oil to satisfy this demand, prices are predicted to keep climbing. Forward-looking investors who see an opportunity to profit from these high prices are entering drilling partnerships with oil and gas exploration companies in geographical areas known to have established oil fields. Such drills may result in commercially marketable oil being found, bringing an investor anything from modest monthly checks to great wealth.

Although it's a risky investment, a good drilling partnership program may only have to hit one successful well to create a substantial profit. In addition, drilling partnerships can offer outstanding tax advantages.

However, investors should be cautious and research the company thoroughly before investing, said Dr. Roger L. Cory, President of Mammoth Resource Partners, a company that explores for oil and gas in oil-rich areas of Kentucky.

Cory says the company sets itself apart from others in the industry in the way it does business - more communication with and accountability to its investors. Through its "Partner Communication System," for example, investors are kept up-to-date on drilling activities via an online drill log. They also are able to see the status, GPS coordinates and permit numbers for each drilling project as it progresses.

Investors also should consider the net revenue interest - the percentage of the profits that investors receive from the sale of the oil produced, Cory said. Mammoth offers competitive net revenue interest.

Another thing for a potential investor to address is whether the company takes steps to increase the likelihood of striking oil. Mammoth packages multiple wells into one project and uses computer technology to minimize the risk of "dry holes."

And unlike others, Cory says, Mammoth includes already-producing wells in its packages to provide income and offset risk while exploring for new strikes.

Office Space For Lease

Leasing office space is a chief concern for many businesses. Besides the influence of the cost of office space lease, there are several other vital factors. Some important factors that play a role in office space selection is satisfaction of the employees, output, limitations for growth and, very importantly, the corporate look. To get a fair deal, it is important to have an expert who has knowledge of the current market trend and, of course, the person must have a good understanding of your needs. A veteran tenant representative can successfully get you a very suitable deal.

Tenants do not look for new office space very often but landlords are used to renting out their office spaces repeatedly. Therefore, the tenant has to be really smart and alert and should get a representative exclusively for this purpose. Even if it requires a nominal fee, it will save you from further expenses and keep you from having major complications. In the long run, you will realize that the money spent to hire a tenant representative for dealing with your office space lease issue, is well worth it!

To buy or to lease office space? –This is a question that every business has to consider carefully. The future is absolutely uncertain, especially owing to the ever-changing nature in the rate of the U.S office vacancy and stock markets. So it is essential that the business owner carefully studies the pros and cons of buying or leasing office space.

Now let us see, what are the pros of leasing office space.

First, leasing gives the tenant the option of making a choice of places and the image the area projects. The leasing option is indeed favorable, especially if you are in retail or the restaurant business. The reason is, these businesses depend upon location and image.

One important plus of leasing is that you won’t have to invest a lot of money in office space and therefore you can easily devote that money to running your business,

Also, you don’t have to bear the responsibilities of ownership. An owner of a property has too many responsibilities and carrying them out eats up a lot of time. Thus leasing office space allows you to be focused on your venture and run it smoothly.

Among the cons of the leasing process, the first thing that deserves a mention is the erratic cost factor. With leasing, your rent may increase annually, subjecting you to high costs by the end of your lease. Another downside of leasing is not having any equity. You will be funding someone else’s retirement with your lease payments.

However, office space leasing is a fairly flexible process. The cost of office space depends on the actual footage that is leased. Usually, the tenant has to pay a one-month security deposit in advance for the leased space and for services in a yearly contract. All services are prepaid. The usual price range of leasing single offices, two office suites, three office suites and four office suites are $90-$150, $200-$350, $280-$425, $400-$750 per month, respectively.