Payroll Wyoming, Unique Aspects of Wyoming Payroll Law and Practice

Wyoming has no State Income Tax.  There for there is no State Agency to oversee withholding deposits and reports.  There are no State W2's to file, no supplement wage withholding rates and no State W2's to file.

Not all states allow salary reductions made under Section 125 cafeteria plans or 401(k) to be treated in the same manner as the IRS code allows.  In Wyoming cafeteria plans are not taxable for unemployment insurance purposes.   401(k) plan deferrals are taxable unemployment purposes.

Wyoming doesn't have income tax.

The Wyoming State Unemployment Insurance Agency is:

Department of Employment

Unemployment Resources Division

P.O. Box 2760

Casper, WY 82602

(307) 235-3253

The State of Wyoming taxable wage base for unemployment purposes is wages up to $15,900.00.

Wyoming has optional reporting of quarterly wages on magnetic media.

Unemployment records must be retained in Wyoming for a minimum period of four years.  This information generally includes: name; social security number; dates of hire, rehire and termination; wages by period; payroll pay periods and pay dates; date and circumstances of termination.

The Wyoming State Agency charged with enforcing the state wage and hour laws is:

Department of Employment

Labor Standards/Fair Employment Program

6101 Yellowstone Rd.

Room 259C, N. Bldg.

Cheyenne, WY 82002

(307) 777-7261

The minimum wage in Wyoming is $5.15 per hour.

There is no general provision in Wyoming State Law covering paying overtime in a non-FLSA covered employer.

Wyoming State new hire reporting requirements are that every employer must report every new hire and rehire.  The employer must report the federally required elements of:

Employee's name

Employee's address

Employee's social security number

Employer's name

Employers address

Employer's Federal Employer Identification Number  (EIN)

This information must be reported within 20 days of the hiring or rehiring.

The information can be sent as a W4 or equivalent by mail, fax or electronically.

There is no penalty for a late report in Wyoming.

The Wyoming new hire-reporting agency can be reached at 800-970-9258 or 307-638-1675 or on the web at

Wyoming does not allow compulsory direct deposit.

Wyoming requires the following information on an employee's pay stub:

itemized deductions

Wyoming requires that employee be paid no less often than on regular paydays; semimonthly for railroads, mines, refineries, oil and gas production, factories, mills.

Wyoming requires that the lag time between the end of the pay period and the payment of wages earned from 1st-15th, pay by 1st of next month; from 16th-end of month, pay by 15th of next month; state employees on direct deposit-wages earned during month pay on last working day of month, for hourly and state university employees, wages earned from 16th of previous month-15th of current month pay on last working day of month; state employees not on direct deposit-paychecks mailed by last working day of month.

Wyoming payroll law requires that involuntarily terminated employees must be paid their final pay with in 5 working days; next regular payday if suspended due to labor dispute or temporarily laid off. Voluntarily terminated employees must be paid their final pay within 5 working days.

There is no provision in Wyoming law concerning paying deceased employees.

Escheat laws in Wyoming require that unclaimed wages be paid over to the state after one year.

The employer is further required in Wyoming to keep a record of the wages abandoned and turned over to the state for a period of 5 years.

Wyoming payroll law mandates no more than $3.02 may be used as a tip credit.

In the Wyoming payroll law there is no provision covering required rest or meal periods.

Wyoming statute requires that wage and hour records be kept for a period of not less than two years.  These records will normally consist of at least the information required under FLSA.

The Wyoming agency charged with enforcing Child Support Orders and laws is:

Child Support Enforcement Program

State Department of Family Services

2300 Capitol Ave.

Hathaway Bldg., 3rd Fl.

Cheyenne, WY 82002-0490

(307) 777-6948

Wyoming has the following provisions for child support deductions:

When to start Withholding?    First pay period after service.

When to send Payment?    Within 7 days of Payday.

When to send Termination Notice?    Within 30 days of termination.

Maximum Administrative Fee?    $5 per payment.

Withholding Limits?    Federal Rules under CCPA.

Please note that this article is not updated for changes that can and will happen from time to time.

Bali Clothing Give You The Most Comfortable Sensation

Can you image that you can use one fabric to do many different things? This is not magic but just simply one piece of fabric call "Sarong" or pareo, sri, kanga, canga, surong, beachwrap. Throughout history, sarongs have been popularly used in many different ways in many different countries of Asia. But now, sarongs became the most famous fashion trends worldwide. You can used it as a summer sexy skirt, quick bathing cover-up, shawl or scarf in winter, wall art, beach blanket, curtain and even baby carrier. But no matter how you call them or used them, sarong is definitely a piece of clothing that you can not avoid.

Established in 1996, Apparel & Sarong has set up a garment factory in Bali Indonesia.  We direct import and wholesale clothing, sarongs, skirts, minis, beach wraps, ethical art wear, Aloha shirts, Hawaiian pants, trendy designer clothing and hippy dresses, apparels, jewelry, fashion accessory from Asian countries.

Through regular buying trips to Bali, Indonesia and other Asian countries, we work closely with native artists and garment manufacturers.  By paying them a fair price for the beautifully made fashion and causal clothing, jewelry and fashion accessories, we help them to improve their quality of life.

Check out today and make your secure order online from this largest and cheapest wholesale sarong , summer apparel and fashion jewelry, silver jewelry company.

Panama Sushi Restaurants

Introduction - Panama has some of the greatest sushi you have ever had. Since we are located between two oceans that should not come as a surprise. Well for those of you clients coming to Panama here are some of them:

* Martini Sushi Bar - This restaurant is located inside the Radisson Decapolis Hotel on Avenida Balboa next to Multi Centro Mall near Punta Patilla. Their hours are Noon to Midnight Mon.-Fri., and 1PM to 1AM Sat. and Sun. Pricey but good.

* Matsuei - This excellent restaurant is located in El Congrejo (The Crab). It is directly across street from El Granda Hotel, about 2 blocks from the Veneto Casino Hotel. The restaurant has a nice dйcor and gives you a lot of bank for your buck. They teach a how to make sushi class here which really teaches you how to make sushi and of course you get to eat what you make. Their hours are Mon. - Sat. 11:30 AM - 11:00 PM, Sun. 5:30 - 10:30 PM.

* Sake - This is the hottest trendiest sushi restaurant found inside the Torres de Americas building, one of Panama newest and most modern buildings across the street from Multiplaza Mall. They have valet parking. Make sure no private parties are in progress before coming. Their dйcor includes large plasma screen TV monitors displaying lots of fish swimming around. Either you will like this or you won't. They have a Mount Fuji desert which is a volcano looking pastry desert filled with ice cream that they light on fire with a liquor. Very nice. Their hours are: Mon. - Fri. Noon - 11:00 PM, Sat. 1PM to 11:00 PM and Sunday 1:00 PM to 3:00 PM & 6PM to 10PM.

* Sushi Itto - This one is located in the Obarrio neighborhood. It is a nice simple dйcor. Food is excellent. Their hours are: Mon. ? Thurs. Noon to 11:00 PM, Fri. and Sat. Noon - 11:3, Sun. 12:300 PM - 11:00 PM.

* Sushi Express - This is the innovative chain of sushi restaurants that delivers to your home and is conveniently located in all the mall food courts plus other locations about town. Not too bad but far from gourmet. Interesting sauces on the sushi. Nice tempura. Their hours vary but will generally be open 7 days a week.

* Benihana - Yep the Benihana folks opened up at Multi Plaza Mall. They do have a sushi bar. It was very busy. They had a lot of those grills with the chef putting on a sideshow catching eggs in their hats etc. We do need to go back and try the grill (teppanyaki), which we heard was very good. Hours will match the mall and then some so they can accommodate late diners.

* Fuji - Located in San Francisco by Via Brasil. It has a simple dйcor but the food is not so simple. Their hours are: Mon. - Sat. Noon - 2:30 PM & 6:00 PM to 11:00 PM. Sun - closed.

Suggestion - Try them all and have fun.

Online Backup Services Providers: What Offsite Backup Vendors Must Have

If you find it a challenge to decide on an online backup services provider for your business requirements, you are not alone.  Many businesses are pretty much in the same situation with so many offsite backup vendors who offer such a service.

What I will share with you is a two-stage methodology to make things easier for you.

In Stage 1, we will be compiling a short list of services providers that can provide the minimum standard of service in the short and long term.

In Stage 2, we will assess these short-listed vendors against a final set of criteria to determine your provider of choice.

Today, we will focus on Stage 1 of this methodology.

The short list should only consist of those who can meet the minimum criteria as explained below.

1. Established

Many vendors have come and gone.  On this basis, I would recommend considering vendors with a track record of at least 5 years.  This will ensure you have an established vendor to support your business needs in the long term.

2. Large business customer base

A large customer base by itself is further proof of the provider sustaining in the long term.  Businesses by nature have more stringent requirements than say home / end users.  So, having many business customers (with testimonials) usually mean that the offsite backup vendor has consistently provided the minimum satisfactory service standard at the very least.

3. Secured Premise

While impressed with what the online backup services provider can offer, do remember to check out the service provider's premise before subscribing to their service. There should be physical security mechanism to allow only authorised people to have access to the service provider's premise.   Also, this premise should have protective measures against earthquake, fire and other natural disasters.

Established services providers often use world class data centres for their premises.

4. Scalable

As your business grows, your data storage needs will also increase.  Do consider those vendors who have data plans that can cater for your present requirements and can be expanded in future when required.

5. Affordable plans

When it comes to pricing, there are some who offer "too good to be true" free storage for life.  Well, all I can say is if it sounds too good to be true, then it probably is. And I don't think you will want to rely on one that provides poor service or one that may not be there when you desperately need to recover your business data!

It's far more important that you that you get the best service as long as the prices are affordable.  The way to go about this is to determine the backup plan that meets your present requirements and from there set a budgeted price range.

Once you have gone through the five criteria above, you will have a short list of offsite backup vendors for you to carry out Stage 2 of the methodology and determine the online backup services provider of choice.

Panama Real Estate Purchase Process

Panama has three different categories of property transfer but we will deal with normal Titled Property. Much litigation concerns the purchase of land use rights and one needs to exercise a great degree of caution with these situations and not try to figure things out for yourself but instead use a lawyer, better yet avoid these properties all together. The third kind of property transfer is basically squatters rights and we will consider that an obscure method for the purposes of this website.

Panama Titled Property Purchase

The Panamanian Public Registry basically controls the registration of all titled real property in the Republic of Panama. One can verify clear title in the Panama Public Registry in the course of a title investigation or report. The Constitution of Panama preserves ones rights to have title property rights protected under the law of Panama. If the real estate that is registered in Panama has a valuation in excess of $30,000 it is subject to real estate taxes unless it has the exemption granted to new property for 20 years.

Below is a rough sketch of the Panama Real Estate Purchasing Process. Never try this without an attorney. A real estate broker is not a replacement for an attorney.

Promissory Purchase Agreement - Generally a 10% down payment is required with this agreement although like anything else this can be negotiated. This promissory purchase agreement or contract should be in Spanish (having an additional translation into another language as well is fine). The agreement should be entered into the public registry in Spanish thus securing the property for your purchase preventing it from being sold out from under you to another buyer. The Promissory Purchase Agreement gives you the time to conduct due diligence on the property, arrange financing or payment, set up an escrow etc.

Panama Title Search - This is to a large extent what you are used to in your home country. One wants to make sure the selling entity has clear title to the real property free of any encumbrances, liens, utility bills, taxes, and other filings that could interfere with the clear transfer of the title. One would also check the survey map (use a professional) to make sure all is in order on what is being sold physically in that the boundaries match what is on file in the registry, you don?t want to be buying something other than what the seller has the lawful right to sell.

Panama Real Estate Purchase Contract - This is the final purchase document that will be filed in the public registry. Title shifts when the seller delivers clear title and an escrow can be used so the payment and the title shift at the same time. This contract is registered at the Public Registry and the final balance is paid to the seller, or an escrow agent. If the title of the real property being transferred in vested in the name of a Panama Bearer Share Corporation (very common in Panama), there is no transfer of title name since it is the corporation that still owns the title of the real property, what is being done is a change of ownership of the shares of the corporation. Normally the new owner of the corporation would get resignation letters from the existing nominee directors and replace them. It would be normal to also replace the resident agent. Before you decide to keep or change the existing nominee directors and registered agent make sure you know what the annual fees are going to be each year for the corporation. We charge $695 a year complete with government fees, nominees, and registered agent. Some brokers will give you the corporation for free and charge you $1400 a year in annual fees which is good for them not you. One should make sure there is no past due balance on the corporation like the Tasa Unica which is $300 a year and that the nominees and resident agent are paid up current. If the Tasa Unica is in arrears you will need to bring it current to change the directors and registered agent and you may need the old registered agent to do this for you and they may charge high fees for this especially if they determine you are replacing them.

Our law firm will be happy to handle your real estate purchase from start to finish for you. Inquire.

Wedding 101: Should You Rent A Limousine?

A wedding is a ceremony that celebrates the beginning of a marriage or civil union, and is considered one of the most important events in life, as well as a perfect opportunity to perform a traditional ceremony and celebrate with friends and family. Costs to creating the perfect wedding may vary, some may wish to stick to the traditional church-wedding types, and others may go for unique or otherwise adventurous stuff like getting married on roller coasters or balloons, bungee jumping right after tying the knot, or cruising around town on wedding limousines, replete with “just married” signs, balloons and confetti.

Getting everything ready for your wedding could be a very stressful episode, but the secret to making it is a success is professional planning; there are lots of tips and articles on ensuring the wedding itself is a success, but there are others too that are dedicated to the wedding party celebrations.

For starters, the average cost of a wedding in the United States, as of 2007, is $28,000. This is twice the cost of getting married in 1990. The wedding industry currently nets an average of $161 billion dollars yearly, according to Rebecca Mead, author of "One Perfect Day. Most wouldn’t mind splurging on what they consider to be “once-in-a-lifetime” occasions however, so acquiring the service of a limousine firm should definitely add more elegance to a wedding, notwithstanding the extra costs.

Most couples would agree that arriving to your wedding ceremony in luxury and comfort is tops in the agenda. Arriving there in an appropriately-colored and stylish limousine should do the trick, as most limousines offered for hire are meticulously maintained with a complimentary bar and friendly chauffeurs. On the average, a wedding limousine service would usually cost around $120/hour, and some offer an extra hour promo.

Limousine service can vary with it’s price level. The most simple and basic wedding limousine service will include the limousine, driver and beverages. When it comes to the driver, make sure that the rental company provides a uniformed driver for the wedding. The last thing is that one would want a chauffeur to be dressed in casual slacks and a T - shirts.

Checking on the limo’s appearance also matters. Couples should ensure that the service includes, if it does, important extras such as, “Just Married” signs, balloons, bowties, red royal wedding carpet, interior decoration, flowers, champagne stands, wedding march air horns, which the service provider may charge as extra customizations.

Arriving in a beautiful limousine surely adds sparkle to that final touch to a picture-perfect wedding. Choosing a limousine company that is professional and experienced is very crucial. Couples are definitely advised to reserve their choice limousines in advance. Unless one is familiar with the limousine company and their vehicles, take the time to check on the available options and physically inspect the vehicle. Confirm the dress code for the chauffeur, since you would prefer a fully trained professional chauffeur.

Limousines are generally rated as 6, 8, or 10 passenger-types, so be sure to ask for the year and make of the limousine. Also, consider the size of your party and the gowns when hiring your limousine. Most companies have a three hour minimum, and rental costs generally range from $45.00 to $65.00 per hour, and some suggest a gratuity of 20% for the chauffeur.

The Importance of that Single Customer

In every business, the ultimate golden rule is: customer is king.  The ability to satisfy customers has been the core of every successful business. Every business owner should make every effort to build a great experience for their customers especially if you are in a call center or customer service industry. If you are still wondering why you should bother to address even a single customer's experience, consider the fact that you may not have any customers if you ignore one.

Here's a story from a customer who was really enraged by his experience when he called a customer service hotline of a website hosting company.  Let us call him Ryan.

Ryan called the customer service hotline on Thursday to ask the web hosting company if they could restore the data in his computer. By Saturday, it still wasn't done. He called again that Saturday and asked what was going on. He was told that the process would be finished in 24 to 48 hours, maximum.

Monday came, still nothing happened. He called again and pissed that nothing has done about it. He got an answer that it would be finished in 6 hours.

After fifteen hours of waiting, still it wasn't restored. He said that every time he called, he was specific about the date that he wanted the back-up restored. The customer service agent he talked to even told him about the exact dates and times that the data would be restored.

He called back again and after being run around for 25 minutes, the customer service representative came back and told him that the company does not actually have any back up system in place. Ryan felt so frustrated when he heard those words from the agent.  It was a nightmare for him because he had lost all his data.

“So we argued for 15 minutes and you even refused to transfer me to a supervisor.  You even told me that the supervisor was too busy to take my call,” said Ryan.   “You played hold-chicken with me and left me waiting for twenty minutes when I asked to be transferred to the billing department,” he added.

Exasperated, Ryan just hung up the phone and made his final decision.  As you would actually would have guessed now, he canceled his account. Ryan transferred to another web hosting company.

There is no excuse for treating customers like what had happened to a very disappointed Ryan. He is one prime example of a dissatisfied customer. It seems that the customer service representative forgot that the most important component of a company is the customer. Without customers like Ryan, a business won't get an income. Admittedly, a business exists to earn a profit. Without customers who are willing to make purchases for a certain product or service, a business might fall into bankruptcy. Making a product attractive and spending a lot of money on advertising will not make customers purchase your product, especially if they were treated poorly.

The experience of a customer is determined by the way the company's customer service was provided.  Was the customer satisfied with what he or she heard or encountered? People who have good experiences tell a few friends, people who have bad experiences tell everyone they know. Remember that statistics show that “word of mouth” is still the best form of advertising. So why not make some changes and leave a good impression on your customers?

Three Guidelines To Selecting A Florist

Sometimes you deserve the best.  When it comes to your wedding, your anniversary, or other occasion, why not use the best florist?  How do you know a florist is the best and would also be the best for you?    I recommend a simple set of criteria to evaluate florist:  customer service, flexibility, reliability, and product.  Selecting a florist for a big event can be stressful and it does not have to be.  If you use the three steps that I recommend, it will become very easy.  For my wedding, I chose the best florist in Northern Virginia – who coincidentally was the best choice for my wedding.

Customer Service

The list of clientele is impressive.  Does that mean the florist is right for you?  A high priced set of customers is not always a good indicator for how the florist would treat you.  In many businesses, when a customer with a 7 figure income or a celebrity status comes in to make a purchase, they are given preferential treatment.  That is understandable.  My question is how is the average customer treated?  When I walk into a good florist shop, they are always busy but not too busy to handle my business.  The owner or another florist will come over to greet me and handle my business.  Everyone that deals with the customers knows flowers.  My purchases are generally small – a dozen roses, some orchids, or a bouquet of something that they recommended.  Despite the size of my purchase, I am always treated well.


Do they have what you want?  If not do they suggest something that is reasonable to your budget and your taste.  Do they have variety?   If a florist can service high volume customers or the very rich, does not mean that they can service the average customer.  On the other hand, if some of the more prestigious restaurants in the area or some of the local celebrities use a florist that can be a good sign.  A four star restaurant would only deal with the top florists in the area.  A four star restaurant could not afford to be supplied by an unreliable florist as their restaurant rating and their business depends upon appearance as much as it does on their food.  However, even if the florist has high volume prestigious customers, does not mean that they are flexible enough to provide the same high level of service to the individual customers.  A florist shop should provide the same high level of service to all its customers.


Only one thing is more devastating than having flowers delivered to the wrong building or on the wrong day. That is having flowers delivered that are dead, petals falling off in your hand with only the stems remaining.  I have had flowers delivered to the wrong state, wrong person, a week late, and flowers delivered that were clearly dead (as they sat overnight in some garage in August before they were delivered a day late).  If something did happen that was unfortunate, I need to know that they would try and make it right.  Occasionally, my floral mishaps have been made right by either resending the flowers or a refund.  Mistakes happen.  Why not go with the best?  If a problem occurs it would be very rare and taken care of very well.  If their restaurant clients use them,  they know the mistakes are very rare.

These three guidelines should help you find a florist for those special occasions.  I recommend a test run.  Order a bouquet to be delivered.  If they give you good customer service, have what you want in your price range, and deliver it without a problem, than those are good signs.

A unified conferencing solution: audio-video-WEBconference

Many years of running voice messaging and electronic mail, we have lost sight that essential communications happens during real time and not differed time. Although, we've all had the occasion to experiment with direct communication technology like: audio-conference, videoconference and WEB conference.

Each of these technologies presents advantages accompanied by their disadvantages. Audioconferencing transports voices to many while leaving us in the dark. Videoconferencing gives us color but it is not useful for collaboration around a presentation or a document. For the most part, WEB-conferencing is designed to collaborate with screen sharing and sometimes giving the impression of talking into space.

Today, unified conferencing integrates audio, video and WEBconference onto one interface for PC. It replicates in the domain of conferences what unified messaging has realized while integrating vocal messaging with email. Although, it's the screen sharing that changes everything making participants in a WEBconference, actors and not just spectators. That constitutes the most important catalyst of collaboration and source of synergy in the organizations.

Tele-efficiency also releases, Accessware, a bi-directional remote screen sharing add-on for Conferenceware, its unified conferencing solution. During a WEBconference with Accessware, the presenter could show the screen of a participant to all. Inversely, he or she could give control of his/her screen to another participant, which then becomes a co-presenter.

Getting A Job Through Cold Calling

It sounds a little like a telephone on ice, but the cold call is actually an important tool of networking. Cold calling is calling a person or business without prior contact in order to inquire about employment opportunities. For many, the idea of cold calling is chilling. Dialing up a complete stranger doesn't seem like a logical way to carry out a job search. Yet when done correctly, a cold call can showcase some important professional traits, including resilience, determination, and interpersonal skills. In the best-case scenario, it can also lead to an interview.

Cold calling is a salesman's device. The premise is that the more people you contact, the better your chances of scoring a deal. In a way salesmanship is integrally connected to the job search, only instead of selling a product or service, you're selling yourself. Specifically, you're selling the notion that you would be a valuable addition to a company's team. And therein lies the key to the cold call. When you pick up the phone, you must think of yourself not as a nervous jobseeker eager for a lead, but rather, as a confident professional who has the qualifications that would benefit an employer.

How do you make this leap? It's not easy, admits one woman in retail who had taken off several years to raise two children and wanted to rejoin the workforce. She admits the cold call took some practice. "I was much smoother on my eighth or ninth attempt than I was on my first.... I called up many businesses, and the majority of them didn't take more than fifteen seconds to decide they weren't interested. Finally, I caught one man who asked me where I'd gone to school. As it happened, we'd gone to the same college. He took a liking to me after that. I was asked in for an interview the following week."

This woman's example shows that it helps to make a connection with the person you are cold calling. However, this is not always possible. The plain truth about cold calling is that the failure rate is high. Yet the rewards can be great if you encounter even one person who recognizes your potential. Below are some techniques for making the cold call a little warmer.

* Write a script for your cold call, outlining one or two of your most valuable Key Selling Points (see chapter 7). Remember that you are trying to impress the person on the other end of the line. Modify your script so that these selling points are in sync with each company's specific needs. A customized delivery is crucial.

* Be clear on your goals and what you have to offer. Nothing will turn off an employer faster than a person who is not clear about his objectives.

* Introduce yourself in a way that will spark interest. Saying your name immediately followed by your area of expertise might do the trick.

* Work on your voice-make sure you sound professional, sharp, and cheerful, but never insincere or calculating. It helps to practice both your voice and your script on a trusted friend who can offer you feedback and suggestions.

* Figure out who is on the other end of the line. Receptionists and other gatekeepers will usually pick up the phone before hiring managers will. Be prepared to answer gatekeeper-type questions such as "What is the reason for your call?" and "What company are you with?" A confident answer and an assured tone might allow you to pass through this initial screen. No matter who picks up the phone, be professional. Treat everyone with equal courtesy and respect.

* Use the "rule of three." If you've tried calling three times, or left up to three messages with no response, throw in the towel. Calling any more than that will only irritate the person you are trying to reach. Says a senior human resources consultant with a wellknown mutual insurance company: "Candidates can call me and leave a voicemail message, but it's hard for me to do callbacks due to the volume of calls I receive." She goes on to say she does follow up with many people who leave inquiries, but that repeat messages "are more burden than value."

* Substitute your e-mail account for your phone. These days many businesspeople are more apt to answer e-mails than voicemail messages anyway. E-mailing requires less effort on both ends because people don't need to think and speak on the fly; they can actually take the time to word their correspondence carefully if you're better at written communication than you are at oral communication, consider sending "cold e-mails" rather than making cold calls. In this case, though, you'll need to address your e-mail to a single person. Consider calling the company gatekeeper, who may be more inclined to pass along the e-mail address of the hiring manager than the phone number. Blindly e-mailing a company at a general address can pretty much guarantee a lack of resultsunless the company happens to be very small.

* Keep track of your phone calls. If you leave a message, you'll want to know the name and title of the person who is returning your call and what information you've already provided.

* Be prepared for standard responses from human resources personnel and other hiring managers. You will probably receive some brush-off responses like, "The only thing you can do is send your resume to our HR department," or even, "We are not currently hiring." However, some responses will allow you more opportunity to sell yourself Be prepared to sell yourself if you hear a question such as "What kind of experience do you have?" or "What attracts you to our company?"

* Don't become discouraged. Cold calling isn't easy, and a few hang-ups can make even the most stalwart person question himself Take breaks and keep in mind that the process isn't personal.

* Remember that your ultimate goal is to get an interview. To that end, if you do speak with someone who has hiring power and if you establish a rapport with that person, ask outright if you can come in for an interview. The question might seem presumptuous, but it's been known to work.

Business Documenting – The must for all companies

Surprisingly many businesses fail to create such an essential item; the reality is that these types of businesses and entrepreneurs who don't create a documented system usually spend lots of time training and supervising employees. Often they forget that the reason an employee or

other person was brought into the business was to help it grow yet spending time on re-training or needing to quality check work constantly is not growing the business and it is a huge waste of time.

The standardized procedures do not need to be extravagant, often times the simpler the better. Get a piece of paper or type up each step involved in performing a specific task or process. Employees, contractors, temps and so on should also be involved in this process. Take the completed

documents, print them up in binders or other media and hand them out to all the people in the organization.

Once the business has been thoroughly documented and the work standards created make sure that they are regularly followed, no exceptions. If there are any problems with a document simply get feedback from the employees, then go back and revise the standards.

Once an area or process has been formally documented begin continuous improvement efforts, go out and look for simple commonsense ways to improve each and every process to become more efficient. Greater efficiency ultimately leads to the business becoming more profitable.

Theory of Everything

We have problems needing solutions.  We have people investigating these problems.  They research.  They investigate what other researchers have discovered.  They perform original research examining new views and new data.  They make hypothesis, perform experiments, and test the new information.   New processes and technology move from the laboratory and into practice; however, the new processes do not receive acceptance and enthusiastic implementation.  Our naive model is we learn, we apply knowledge, we improve, and we become more effective and more efficient.  The real life situation is far different from our naive model.  Rather than the smooth transition from concept to implementation, rejection is inevitable.  If outright denial is not apparent, then subtle subversion is almost certain.   Psychological and neurological research presents some insight into why people do not accept obvious improvements.  It shows why people work hard at keeping the status quo.

Our information transfer model starts with knowledge arising out of research, research develops into a useable technology, new technology becomes part of the curriculum in universities and schools, graduates carry their new technology into the workplace, then methods and processes face rejection in work life.   What causes the difficult entry into the work situation?   For example, why did statistical process control, developed by Dr. Walter Shewhart in May of 1924, have such a difficult time finding acceptance in modern American work?  It has considerable rejection even in 2007!   Most of us have the naпve notion we can learn new ideas, which are perfectly sound, then put those ideas into practice.   All we need is to present the concepts, prove its value, and enjoy the fruits.    The reality is a significant impediment exists between useful ideas and successful implementation.   Normal human behavior will revolt against productive transformation.   Individuals and groups relegate significant advances to the trash heap.   Understanding the rejection behavior is the key to negotiating the implementation hurdles successfully.   Understanding the behavior of people and groups is necessary to move Dr. Shewhart’s very simple ideas into broad practice.

Every person has a personal "theory of everything".   We exist in a world where reality is only a perception.   From our birth, we intake data then try to make sense of it with respect to previous data we collected.  The Scientist in the Crib by Alison Gopnik et al., documents how this process begins at birth.  Eventually we individually fit all this data into a grand mosaic of the universe, our own personal "theory of everything".

So long as we are alive, we are inside a meteor storm of new data.   We have plenty of receptors to recognize new information.   Upon discovering a new idea, we have only three options:  We can accept the new data as accurate; we can examine the new data for relevance and applicability; or we can reject the new information.

If we accept new data as accurate on its face, then we are unable to form a concept of the universe around us.   New data would just replace old data.  Let us use the analogy of a large jigsaw puzzle.  By blindly accepting new data, we would never find a starting point.  The jigsaw pieces could never relate to each other.  Even though all the pieces would be on the card table, we would never be able to distinguish the edge pieces for the interior pieces.  We would not be able to group pieces by having a common relationship with an adjacent piece.  We would not even be able to determine if we had seen this particular piece before.

The most prudent action is to consider the new data in relationship to our existing data bank.  Again, the puzzle analogy, we try to find a relationship to the already investigated portion of the picture.   Is it the edge?  Does it have a color relationship with the photographic theme?  Does it have a shape relationship with other pieces?  Perhaps we do not understand the real significance of its different attributes. Perhaps we will assemble the whole puzzle only to determine this in an errant piece.  Perhaps it came from a puzzle on an adjacent table.  Perhaps it is a malformed aberration.   Perhaps we need to reconsider our "theory of everything" and adjust the theory to account for new information.

By far the most dominant option is to reject the new data as incongruous with our "theory of every thing".  The new information could not possibly be correct, other wise it would fit into our personal theory, "You must be wrong otherwise we would not be arguing!"  A fundamental truth is reordering our personal "theory of everything" causes considerable anxiety.  For a great share of the population, having a comprehensive view of the universe, which accounts for all the observed data, is much less important than being at peace.    Rejection of new data is a much-preferred option to the intellectual rigor of forming a new "theory of everything" and enduring the emotional distress of the task of reformulation.   Psychological experiments support the notion most people prefer to be on the firmness of the ship’s deck even though in just a few hours the Titanic will sink.

Technology is simple enough to understand.   Great bodies of knowledge exist in every field.  Significant study, experiment, and refinement have moved every expertise far forward.  The twentieth century was the age of enlightenment.  Yet, it seems to be the age of greatest superstition.   The resistance to productive improvement is the subject of its own study, experiment, and refinement.  Steady research into the process of resistance provides some illumination.

At the core of the acceptance and integration of new work methods is a theory of dissonance postulated by Leon Festinger in 1957.  In his Theory of Cognitive Dissonance, he shows by experiment that new information and new ideas cause cognitive dissonance in individual minds.   The serene position is consonance where all is tranquil, when all data fits the personal "theory of everything."  Cognitive dissonance raises anxiety and other disturbing emotions.  People will work obsessively to reduce dissonance and restore consonance.    Perhaps an individual’s tolerance of dissonance relates to McGregor’s X and Y theories.

The naпve notion is management can introduce all the Lean Six Sigma concepts then the work force will stand up and cheer like the French when the Allies liberated Paris.   The real world situation is methods such as: Measure Define Analyze Improve and Control (DMAIC); Visual Factory; Kaizen; Kanban; Poke Yoke; and Failure Mode and Effects Analysis (FMEA) introduce significant dissonance.  Management has disrupted all the individual workers’ "theory of everything".  Substantial rebellion; some overt; some covert; and all real; will result from the dissonance.   This rebellion will have a considerable impact on the effectiveness of teams and Kaizen.   For Lean Six Sigma to work, we all need to understand the Festinger Theory of Cognitive Dissonance effect.  Understanding this psychological phenomenon will allow us to formulate strategies for successfully overcoming the rebellion.

Finding the Right Online Source for Christmas Cards and Holiday Cards

As the mornings turn crisp and the days get shorter, it's time to begin thinking about the upcoming holiday season. While you may not be ready to start your gift shopping, it's not too early to consider how you are going to express holiday greetings to friends and family, business associates, and customers and clients.

Why Buy Greeting Cards Online?

Christmas cards and holiday cards serve purposes ranging from giving you the opportunity to update family members and friends about life events to marketing your business to customers and potential customers. But whether you send personal greeting cards, business holiday cards, or both, buying them online has several distinct advantages.

The first such advantage is selection. Whether you're looking for business Christmas cards, Thanksgiving cards, or other holiday cards, you'll find many more choices online than you will at a local card store. The second advantage is the ability to save money. Because online greeting card stores don't have the overhead expenses of brick-and-mortar stores, they're able to pass along the savings to their customers. Third, online stores typically offer personalization, both in the form of printing your family's name or the name of your business on the cards, and in printing your return address on the envelope. Fourth, you can usually get steep discounts if you order your Christmas cards early (by mid-October), before the holiday season is in full swing.

What to Look For When Buying Greeting Cards Online

While there are many online businesses that sell holiday cards, you need to choose the right one. You don't want to take the risk that your business Christmas cards will arrive at the end of December, or that the personalization is incorrect. Here are some services to look for when selecting an online source for holiday cards:

1. Longevity and Satisfied Customers. Look for a company that has been in business for at least three years and that can point to a loyal following of individuals and businesses that are happy with their products and services.

2. Quality and Pricing. If you're ordering in quantity, the company should offer bulk discounts. They should also offer an "early bird" discount if you place your order early. The company should be willing to send you sample cards so you can verify the quality of the card. They should also offer high-quality, coordinating envelopes, such as foil-lined envelopes.

3. Personalization. Look for a company that offers several forms of personalization. You should, for example, be able to select from among several different verses for the inside of your cards. They should also include up to four lines of imprinted text on your holiday cards at no extra cost, and allow you to choose from among at least four colors of ink.

4. Customer Service. The company you choose should make it easy for you to order. This means giving you the ability to order online, as well as the option of printing out an order form. They should also have live customer service representatives who can help you place your order and answer any questions you may have.

It's never too early to start thinking about Christmas cards and holiday greeting cards. Once you find the right online source for your needs, you'll never look back!

Revealed, the simple steps to quit your job

Everybody would love to make lots of money quickly, working from home, and only doing a few hours of work per week. I've spent the past two years trying to find a great way of doing this. Only over the course of the past few months have I found any "get rich quick" programs worth buying. I've been trying to make money online for a long time. I had a few small websites, but they never made much more than a few hundred per month. It was easy money and didn't require much work on my part, but I knew there were people out there doing better than I was and I knew I could do as well as them.

Now, I've seen a lot of "get rich quick" programs. Most of these people make claims about earning $2000/day with Google or something similarly insane. Almost all of these people are complete liars. Even if they were making $2000/day with Google AdSense, it'd be because they had high - traffic websites with a lot of quality content. I'd know, because in one whole month, I never even made half of what they promised I'd make daily with their programs. Maybe you've already been scammed by one of these fraudsters. Anyway, I finally got sick of what was being offered.

I decided I'd look through the all of the "get rich quick" programs I could find and see if there were any that were actually legitimate. I found that there were owners selling their programs for well over $100, but the information in them could be found almost anywhere online for free. Additionally, they all contained out-of-date information, had no e-mail support, no money back guarantees, and broken links in the downloads section.

In conclusion, almost all of the programs I found were completely useless. The owners knew it, but they couldn't care less about their customers since they didn't offer refund policies! Amazingly, while looking through all of the programs, I actually did find a few legitimate programs. They were run by ordinary people like you and me, and they had found some great methods of making money from their home by doing very little work.

I spent some time working with those programs, and my income is now ten times what it used to be. These programs provided a large amount of great information on how to make extra money on your computer doing very little work. Numerous customers had provided great feedback and reviews for their products. Many of them have started to make money just days after buying!

How To Get Appraisals for Sports Memorabilia

When you invest in sports memorabilia, you often don't realize how much the value can climb by the time you choose to sell. Likewise, it could decrease in value as well.

Appraisal is a must for the serious sports collector. People have been sorely disappointed because they didn't get their items appraised for value and then sold them for a fraction of their worth.

Some places to check for appraisals for sports memorabilia include:

1.) All Authentic Sports Memorabilia-professionals who can provide references and offer instant appraisals

2.) Vintage Sports Memorabilia Appraisals-has a sports artifacts library for thousands of vintage sports items, prefers email requests limited to two items, nothing newer than 1980.

3.) Krause Standard Catalog of Sports Memorabilia Price Guide

4.) Robert Connelly-He does clinics on appraisals. He's a member of the American Society of Appraisers and was honored by the Royal Institution of Chartered Surveyors.

5.) American Legends-Provides paid appraisals, founded in 1992.

6.) Sports Memorabilia Appraisal Expert Witness-Provides an 800 #, volunteers background information to help give reference to its value as an appraisal business.

Besides the importance of appraisals for resale value, you may want to seriously consider having your valuable insured. Insurance companies also may not recognize the value unless you've had an appraisal done. Make sure you have documented proof.

There is a Uniform Standards of Professional Appraisal Practice which is recognized in courts and acceptable to banks, insurance companies, auction houses, and the IRS.

Don't just depend on a local sports shop or whatever available appraisal you come across. Also, consider that paying for more than one opinion is worthwhile if a lot of money is involved and if it gives you peace of mind.

Prices will change, so you'll want an updated value before decided to sell. Retired players hold their value better because their status won't change.

Make sure you sell to the right person or business. Just because an item is listed as one amount doesn't mean the dealer will agree to pay that amount.

Sweat stains don't necessarily make a jersey authentic. Anyone can wear a jersey long enough to sweat in it and try to pass it off as the real thing. Watch for smudged autographs, dog-eared pages in books, worn edges on cards. An appraiser should be trained to notice small details that would decrease the value of your collector's item.

There is a system with trading cards called grading. A graded card has a more reasonable guarantee of authenticity. Graded cards are sealed to discourage card switching, a low tactic of some sellers. The appraiser should know to recognize graded cards and their value.

When my daughter was involved in card collecting and bought a box of cards that seemed like a great deal to her, she was soon sorely disappointed. The only authentic card was the one in the display on the front of the box. All the rest were fakes, worthless. It was a waste of her hard-earned and long saved allowance. So beware of this type of scam when you buy a group of items. The appraisal value will be zero!

Must-Do’s For The Holiday Selling Season – How To Cash In On The Busiest Retail Season Of The Year

The holidays are a great time to be a retailer—60% of all retail sales are made during the holiday season. Millions of new online shoppers make their first internet purchases during this season, and their experience there can either erase their hesitancies about online shopping, or reinforce them. This gives you, as an eBiz owner, an opportunity to create loyal customers and generate repeat business.

That’s why you need to be ready when the holidays roll around—don’t get taken by surprise. Most people think the shopping season starts right after Thanksgiving. But Lisa Suttora of says, “Holiday shoppers actually come online right about mid-August, when back-to-school-shopping tapers off, and they stay online until the end of January [when] they’ve spent all the extra holiday money.” The best way for you to cash in on the holiday buying season is to be prepared well in advance.

How to Prepare for the Holiday Season:

1. Get your inventory listed early. You don’t want to spend the holidays playing catch-up, so have your goods ready to go.

• Take stock of your inventory. Get it organized, and determine what needs to be listed.

• Systematize your operation. Don’t try to go through the entire listing process with each individual item. First, photograph all your items. Then upload and edit all your photos. Then write all your listings, and compile all your descriptions. By streamlining your processes this way, you’ll save a great deal of time.

2. Have a shipping game plan. The number one concern of holiday buyers is whether their purchases will make it on time, so timely shipping is crucial.

• Stock up on shipping materials prior to the holiday selling season. You can even order your shipping supplies online at

• Prepackage your products, whenever possible. This way you can just print a label off and be ready to go.

• You can, in most cases, arrange to have the post office pick up your packages at no charge, rather than standing in line for hours.

3.Customize according to your buyers’ needs.

• Offer gift wrapping and gift-recipient delivery. Customers value their time, especially around the holidays, and they’ll pay extra for the service and convenience.

• Provide them with multiple shipping options. By offering overnight and express delivery, you can make sales all the way to December 24 that your competitors who only offer priority mail will miss.

• Create unique gift packages. For example, put a Curious George stuffed toy with a Curious George book and movie and wrap them together in Curious George paper. Says Suttora, “What you’re doing is… pre-shopping for your customers.”

Customer Service is King

If your customers have a good holiday experience with you, they’ll most likely come again. Be in constant communication with them—you’re letting them know you’re on top of things. Always let them know their tracking numbers and order status. Respond immediately to their emails—not 24 hours later. When the sale is over, send them a thank you note—you’re reminding them you’re there and giving yourself a chance to promote your new products. Follow up on your sales—by building consumer confidence, you’ll produce repeat business throughout the rest of the year.

Tips On Starting And Running A Home Based Business

Millions of people around the world have had the dream of finding the perfect home based business and being able to fire their boss.  One thing that people just don't realize when they decide to take their home based internet marketing business online is that there's a lot more to it than meets the eye.  Most people who have searched for a suitable home based Internet Business opportunity complain about a common illness: They are sick and tired of websites that promote best home based Internet Business opportunities… sick and tired of the false promises, the over-hyped sales pitches, and the downright SCAMS that lurk behind most Internet Business opportunities.

Once you’ve decided what you are going to sell on the internet and how, you venture online to search for profitable home based business opportunities that appeal to you.  If you have finally decided to start your Internet home based business and have done all your home work, the key to making your home office conducive, as a working environment is organization.  Also, start a business that you enjoy, you have to be motivated to wake up in the morning ready to start the day with your home based business, you are your own boss. After you've done your research on how to start your own home based business, you should be ready to be a home based business owner.

An internet home based business can either offer a service that another person may need (like web design or programming) or can offer a service that brings the “have’s” and the “have not’s” together.  After you decide which direction you want to focus your internet home based business the next best step is to start learning how others are making a profit.

Silk Flowers for Every Occasion

Whether you are planning a special occasion for your true love or you just have a hobby of collecting silk flowers, then you have taste, and for that you must be applauded. Silk flowers make the most beautiful flower arrangements and you need not worry about the flowers dying on you. They can add character to any dull room, and with the variety of different colors they can brighten up a table. The fabric last and the only cleaning you will probably have to do it wiping the dust off the leaves.

These flowers make beautiful bouquets, and with your creativity you can send a bouquet to a special person in your life…or even to say thank you to someone that has just highlighted your day with just a simple smile or a few words of inspiration. This is also a great way if you want to keep your home full of flowers. Think about it, you won’t have to water flowers again, or if you have always had the habit of forgetting to water flowers – worrying about the poor things dying of thirst.

Don’t think that because they are artificial that they are going to look artificial. Like fresh flowers that need to be replaced after a few days or a few weeks, silk flowers keep their beauty and color time and time again, and the nice thing is that the artificial flowers can be made to look like fresh flowers.

You will probably get questions like, “Where did you get these beautiful flowers?” and “They have been here so long. What are you feeding them that keep their color and freshness?” Obviously it will be up to you to give the secret away, or you could just leave them in suspense about how beauty finds its way into your home and stays there for as long as you want them there.

If you see a certain silk flower that you just love, take notice of it so that you can look for it when you're planning a special event. There's many places online that also offer a good selection of silk flowers, so check online too.

Houlihan Smith Serves as Exclusive Advisor to Grocery Shopping Network on First Round of Financing

Grocery Shopping Network, Inc. (”GSN”) reported today that it has completed it’s series A round of venture capital funding with Houlihan Smith & Company, Inc. (”Houlihan”) acting as exclusive financial advisor. The $7.0 million equity financing was led by VantagePoint Venture Partners, a leading Silicon Valley venture capital firm.

Dick Andolshek, Chairman and co-founder of Grocery Shopping Network, reflected on the capital raise process: “I was fortunate to know Richard Houlihan, and when I called him regarding the capital raise for GSN, Richard was accommodating as always. Houlihan Smith & Company immediately assembled a team of consummate professionals who understood our technology, market positioning, and business model. We worked directly with Bob Susskind, a Managing Director at Houlihan and benefited from his 25 years of experience in the technology sector which include stints at 3com, Palm and Nortel. The firm worked tirelessly with our team throughout the preparation and marketing process. Ultimately, Houlihan’s broad contact network enabled us to reach the attention of David Carlick of VantagePoint Venture Partners who has joined our Board of Directors and will be an active participant in our company’s growth. Our fund raising process was a resounding success thanks to the collaborative teamwork of Houlihan and Grocery Shopping Network’s people.”

Bob Susskind, the Houlihan Managing Director who led the account team stated,”GSN is at the forefront of online intelligent ad placement and consumer tracking for the massive food industry. Working with GSN’s senior management team has afforded me an inside view of the future of online consumer packaged goods marketing: GSN is that future. I believe GSN will become the ‘platform’ provider of online intelligent ad placement in the food and grocery market and the source of the most accurate and relevant consumer intelligence ever seen in this market. With GSN’s highly sophisticated software platform, intellectual property positions, consumer packaged goods advertising contracts, and partnerships with major supermarket chains and prominent online marketers DoubleClick and Coupons Inc., I think that GSN is in the best position to capture the bulk of the multi-billion-dollar pent-up demand for focused advertising in this market.”

About GSN: The stated goal of GSN ( is to serve the consumer by making it easier to shop their favorite grocery store and, at the same time, helping them save time and money as they plan their weekly purchases. GSN does this by providing retailers with a suite of proprietary software products that integrates shopping list building with relevant content that allows consumers to seamlessly shop their store, review all items on sale, access and save recipes for the items they plan to purchase, and utilize the many discount offers made available by brand manufacturers. The result is that consumers plan their shopping trip better, take advantage of more discounts, and are more loyal to a single store. This means a higher ring for grocery stores that employ the GSN system, increased savings for consumers using the GSN powered retail site, and targeted advertising messages for brands.

About Houlihan Smith & Company Inc.: Houlihan Smith & Company Inc. ( is a specialized investment banking firm that provides financial advisory and financing services to public and private businesses. Founded in 1996, Houlihan is recognized as a leading provider of financial opinions, financing, merger and acquisitions advisory, and other...(read the full article at the link below)

Panama Quality and Cost of Living

Introduction - Mercer Human Resource Consulting has released their 2007 findings. These are surveys which rate cities according to certain criteria they elect to use. They use New York City as a baseline with a rating of 100 for their surveys. Cities coming in under that are worse and over that are better. Mercer is a well-respected source of this information.

Panama Standings for Quality of Living - Mercer uses 39 criteria to determine quality of living. These criteria include social, economic, crime, police, banking, currency and related controls, censorship by the government, personal freedoms, medical facilities, doctors and pharmacies, education, transportation, public services, weather, climate, and other criteria. It is not based on the number of bars, restaurants, ballparks etc although these are factors in the equation. It is not a surprise that Baghdad is the worst city in this survey with a score of 14.5. Zurich hit the number one spot for quality of life with a score of 108.1 and Geneva comes in close with a score of 108. Vancouver and Vienna follow with a score of 107 tied for third place. Panama comes in with a score of 82.9 situating it in 92nd place. So mercer feels that there are 91 better cities to live in.

For a frame of reference Budapest came in with a score of 90.2 giving is 74th place. Detroit came in 64th place with a score of 96.1. Pittsburg came in with a score of 99.7 giving it 52nd place. The craziest thing yet is Los Angeles, which came in with a score of 98.3 giving it 55th place. Detroit, Los Angeles is extremely dangerous place. Their homicide and violent crime rates are through the roof. In certain sections of Los Angeles the police go on calls in groups of four squad cars. They have awful smog. Their cost of living is insane with many homes selling for over three million dollars. Their traffic jams are world class. Their public schools are beyond bad, they are not safe. They have police with metal detectors in their schools. Then we can get into drug addiction, gang violence, and on the list grows. How in the world could this be a nice place to live beats me. So what is Mercer thinking anyway?

Panama Cost of Living - Panama has not made it into the top fifty most expensive cities to live in. In 2007 Panama ranked 124 out of 143, which is fairly low. San Paulo and Rio de Janeiro were the most expensive cities in Latin America with positions 62 and 63. Asuncion Paraguay continues to hold place 143 as the cheapest place to live. Following closely is Buenos Aires in position 139, Montevideo Uruguay in position 140 and Quito Ecuador in position 141. Mercer does this survey using 200 different criteria such as cost of husing, food, medical, transportation and so forth.

Discussion - Panama is going through a housing boom. Most of the new homes are not yet completed or occupied. This would mean they are not yet included into the study. If one puts a deposit on a home paying $3500 a sq. meter this is not a completed transaction and thus would not be included in any statistics concerning real estate prices which are based on actual sales, not based on deposits. When these new projects get certificates of occupancy then we will see the cost of living spike up sharply. Housing is the largest expenditure one generally makes. This will then rack Panama up there in the cost of living index.

Are You A Business Opportunity Seeker?

If you are involved in any type of multi-level, network marketing program, home based business, or other type of direct sales program, then you are probably interested in building your business using business opportunity seekers. These are people who have expressed an interest in a home-based business, extra-income opportunity, multi-level marketing, or entrepreneurship by signing up on one or many websites that match business opportunity seekers with the type of offering they are looking for.

There are also people who may not be interested in actually running a business of their own, but simply want to make some extra income working for someone else. In this instant, what they may be looking for is to get a second or part-time job. Those who are serious business builders are business opportunity seekers who want to be in charge of their own fate, and be able to make their own decisions on business matters, not simply do what someone else wants or tells them to do.

There are a number of list providers on the internet that specialize in gathering information on perspective business opportunity seekers, by asking them to fill out a simple form about what type of money making venture they are looking for. The lead company then compiles this information for sale to multi-level marketers (MLM) and other types of businesses who need fresh responsive leads, not just lists that have been circulated to thousands of people.

Making calls to these people will not be a positive experience because they have already been bombarded with calls from your competition. They dont want to hear what you have to say. On the contrary, actually speaking with a true business opportunity seeker is a refreshing experience, because this person really wants to listen to you about what you have to offer. Lead companies also sell pre-qualified leads that can greatly increase your efficiency and level of success. These pre-qualified business opportunity seekers have been contacted by the lead company to verify the type of opportunity they are looking for, so that they can be matched as closely as possible for just the right fit.

Business opportunity seekers have always been the primary target for any MLM, direct sales, home based businesses. It is not always possible to continue recruiting new people from your warm market only. At some point, all multi-level marketers must search for business builders outside of their group of family, friends, and co-workers to connect with those people who are just waiting to be found. So, are you a business opportunity seeker?

Supreme Court of India with reference to the doctrine of Separation of Powers

It has been held by the Indian Supreme Court that the Constitution of India adopts the doctrine of Separation of Powers as known to Western Constitutionalism.  It is well known that the VII Schedule of the Constitution deals legislative powers as distributed between the Union and State Governments.  It is clear that Entry 22 in Concurrent List deals with labour relations [13].  When the Constitution had conferred the specific power to deal with labour relation to specific organs, can the Supreme Court act as a metal-constitutional organ and usurp the powers given to the other organs?  Pronouncing an opinion on the right of employees to strike is an act of legislation and the act of the Supreme Court in pronouncing its view is a judicial legislation, which should be frowned by the competent legislative forums.  It is unnecessary to add to the informed readers that the finding of Supreme Court in the present case that the workers do not have any moral or equitable right to strike is just trivial and do not deserve any discussions.

Even the international instruments emphasise that denial of such rights would amount to violation of basic labourers rights. Article 8(1)(d) International covenant on Economic, Social and Cultural Rights [14] states that the State Parties to the present covenant undertake to ensure the right to strike, provided that it is exercised in conformity with the laws of the particular country.  Sub Sec.(2) of Article 8 further states that this article shall not prevent the imposition of lawful restrictions on the exercise of these rights by members of armed forces or of police or of the administration of the State [15].  It is pertinent to note that Sub Section (3) of Article 8 does not authorise legislative measures to curtail the rights of workers [16].  But we are facing a situation wherein judiciary, essentially a body to adjudicate, has pronounced measures to curtail the rights of workers.  The power to deal with the international relations had been conferred to Union Government under entries 12, 13 and 14 of union list in Schedule VII of the Constitution.  Then how can a domestic judicial organ jeopardise the finely held obligations be made valid.  That means it has given a go-bye by the Supreme Court in pronouncing such a ruling.  From this it is very clear that the Supreme Court acted in an area in which it does not have any jurisdiction at all and in the light of earlier observation on the judgement, it is unnecessary to have any discussions on such ruling and that ruling does not have any force of law.

There are other conventions that emphasises the workers right for collective bargaining, which includes right to strike.  The Committee on freedom of Association, which examined the workers right to strike under the provisions of ILO, had given a finding that the strikes are recognised as legitimate weapons in furtherance of member’s interest [17].  The Committee further states that any general provision would recognise the right of state employees to go for a strike with restrictions, though such restrictions shall not prohibit the right to strike.  Going a step further, the Committee also recommended that the workers organisation should not be prevented from striking against the social and economical policy of the Government [18].  Even a legislation that replaces the employees who are under strike with new recruits would seriously affect the rights of trade unions.  Concluding the above recommendation, the Committee said that the right is not absolute and may be restricted in exceptional circumstances or even prohibited for certain categories of workers, in particular, certain public servants …on the condition that compensatory guarantees are provided to such public employees [19].

Promotional Items As Keys To A Successful Business

Advertise your business through promotional items to boost your profits. Learn how to create and fully utilize your promotional items.

Setting up a business of your own is tough. Managing it and bringing it to its maximum potential and productivity is very challenging. In order for this to happen you must have a lot of customers. Acquiring customers is another story.

In order for you to acquire customers for your business, you should be able to draw their interest towards you. You should have products or services that they want. Entice them to what your business can offer. If they are satisfied well enough, they might keep coming back for more. Your products must appeal to customers in the first place.

If you are starting out and not a lot of people are aware of the existence of your business venture, it will be very difficult to have a lot of customers in the beginning. But depending on your business product, as mentioned earlier, customers will either flock at your business or leave it alone. You can either come up with a new product, or opt for other methods to attract customers.

Advertising your business is a great way to boost your business sales. Through advertising, a lot of customers will be informed of your business' existence. Dissemination of information through word of mouth is one basic way of promoting your business. If you have a lot of cash, try spending on TV commercials or even advertising through the internet. You can also settle for other traditional methods such as posting ads in newspapers or placing posters in strategic locations around town.

A proven effective method of advertising your business effectively is through the use of promotional items. What are these? Promotional items are certain objects that are used for giveaways to clients and other people to help spread the name of your business around. These objects have the imprinted logo of your business as well as all the vital information like address and phone number. These items come in all sorts of sizes. Smart business owners often give away promotional items that grab attention and used frequently like shirts, hats, bags, and such. Other effective mediums for promotional items are calendars. Just think about it, everyday people look at the calendar to know the date and plan schedules they have in the days to come. They will practically see the name of your business, your logo, and other endorsements and information.

Some promotional products are even not your typical everyday items. Perhaps the goal of these is to be unique in a way that it amuses people. You'll be surprised at the sheer variety of these promotional items, ranging from catchy stickers to stress balls. The options are unlimited! So think of your promotional items now and make it as unique as possible.

It is also necessary to consider that your promotional item should be relevant to your business. Upon choosing an object, you must be able to make sure that this object, when given to other people, will remind those people of your business. For example, if you’re running a tire business, you can have mini tire replicas as paperweights to be given to your clients. That way, when they glance at these paperweights they place on their desk, they will always be reminded about your business. Think of similar possible items that people will admire and want to keep looking at.

Be creative in formulating promotional items. Don't use typical dull products. Be intuitive of people's needs. Clients will just ignore these or even throw them away if they’re not useful.

After thinking of what promotional product to use for your business, try to internalize on what to do with them to help you and your business. You can't just place it anywhere or give it to any passerby. Try to target those individuals who have the potential to be your market. For instance, if you’re running a business on baby toys, you can’t just give your promotional items to teenagers, unless of course they happen to already have children.

Once you've secured your promotional items, you can also do wonders for your business by participating in trade shows. Trade shows are social gatherings where companies sharing the same theme manage booths inside a huge location and people are free to browse and look around. It is an advertising gimmick to boost business ventures. In order for you to maximize your booth and get a lot of attention from the people, you should make use of your promotional items. Use them as baits to lure the people to your booth. That way, the more the attention, the better the reputation and popularity your business will have. This will help boost your revenues a thousand fold.

After going through all of these your business will definitely by one step ahead. You'll come to appreciate the wonders of promotional items in advertising and marketing.

The Importance of Good Feedback

Getting good feedback from customers and employees is vital for any business that expects to grow.  Without knowledge, business leaders can not make educated decisions.  Uneducated decisions lead to a higher rate of failure, which can have detrimental impacts on a business.  Without high quality information, a business owner is flying blind.

When flying an airplane, pilots depend on their instrumentation to tell them how they’re doing, where they are going, and where they need to go.  The artificial horizon helps them control their altitude, a compass helps them navigate, and other instruments give them vital information.  Even data received over the radio from airports  is crucial.  All this information is vital for the safety and success of the flight.

Just as a pilot needs feedback, so do business owners.  A pilot would never fly blind except in extreme situations, and a business owner is doing the exact same thing if they don’t educate themselves before making important decisions.  Of course, the best way to educate oneself is to ask the experts.  In a business situation, the very best experts to ask are your customers.  After all, they’re the ones who are buying whatever it is you’re selling.

Grabbing data is one thing, but grabbing the right kind of data is entirely another.  When the title of this article says "Good Feedback," it means high quality feedback, not just positive feedback.  Negative feedback can be of high quality and is often more crucial for businesses than positive feedback.

Anyone serious about making educated decisions should have a great, scalable survey solution in place.  Scalable means you can use it for a small business all the way to an enterprise level system.  A survey solution should give you full control over the types of questions and the types of answers you can use (i.e. multiple choice, essay, etc.).  This will give you the ability to customize the type of feedback you receive.

The best way to form a good survey is to start with your ultimate goal in mind.  Think about what types of information you will need to build your ultimate report.  Ask them same questions a few different ways to account for errors, and lay out your format in the simplest, easiest way possible.  The easier the survey is to fill out, the more likely people will fill it out with accurate information.  Accurate information is the key to good data.

With a well though out survey and lots of information, we can now start running reports on the data.  If you got enough information, you should be able to figure out several things with the data you have.  If you only want the answer to one question, a few additional questions can give you more answers as well, even if they are unrelated to your most important questions.

Any good survey system worth it’s own weight will have a great reporting system.  Different ways of aggregating the data can show different trends and information, so it should be easy to manage every aspect of your survey campaign.  Your flexibility for reports should match the flexibility of the survey itself.

Surveys can be sent out via your email list (just make sure people know when they sign up that they might be getting these types of emails), filled out online as an opt-in during the checkout process, or sent out to rented lists.  Whatever way you decide to go, just be sure that your survey is targeting the demographics you are most intereted in.

With a good survey, you can increase your knowledge manyfold.  Decisions will become clear.  For small outfits to enterprise level operations, collecting data and feedback is the ultimate way to make educated decisions.

Nonprofits Looking for Ideas – Not Plans

Most nonprofit organizations that I know run in a very efficient and business like manner, so I hesitate to criticize the hardworking folks in this sector. But there is a tendency in many non-profit organizations to look for quick, short-term results rather than develop and stick to a strategic plan. Some search results I ran across support this observation.

According to Overture, there were about 25,000 searches last month for the term “fundraising idea” and another 5000 or so searches for related terms like “school fundraising idea” or “sports fundraising idea”.  On the other hand, the term “fundraising plan” was searched only about 350 times, with another 100 or so searches for related terms.

Compare this to searches made by business or people interested in business. The term “business plan” was searched 66,000 times and the term “business idea” was only searched 11,000 times.  Based on these numbers it would appear that far more people in business are interested in a plan more than just an idea. People in nonprofit organizations or charities seem to be more interested in ideas than plans.

One can't draw too many conclusions from a single observation and to be fair, there are lots of small nonprofit organizations that just need an idea for an event or something to make a few bucks. But I think this observation should also make managers of nonprofit organizations ask themselves how much time their staff, volunteers and board members spend trying to come up with or imitate the latest great idea, and how much time they spend in strategic planning.

Strategic planning for a nonprofit organization can be complicated. There may be historical reasons, traditions and values of the founders to consider when making fundraising decisions that may preclude some options. The reaction of the community and relationships with government and major funding organizations like the United Way may need to be taken into consideration.  A few strong willed volunteers may exert undo influence on the organization. The priorities of the C.E.O. may not include fund development.

In spite of these complexities, a nonprofit organization should still be able to determine a long-term vision for what it wants to accomplish as an organization, the resources it has at hand to start it down that road, and a fair assessment of its strengths and weaknesses. Too many organizations try to be all things to all people and should focus on achievable, quantifiable goals.

How do I communicate with my virtual assistant?

A very valid question but also a very easy one to answer. First, you must remember that your professional virtual assistant is a human being, just like you, and just like someone who may sit in the office right next to you. She has feelings, morals, standards, kids, pets, and a life - just like you.

While I can't speak for other virtual staffing agencies, at Team Double-ClickSM, we go to great pains to be sure our clients can communicate directly and openly with their virtual assistants. This ability is vitally important to any business relationship and especially that of a businessperson and his or her assistant. Without that communication, there is no exchange of ideas and tasks.

We do monitor communication between our virtual staff and our clients, but this is simply the mechanics of our business model in motion. We monitor these communications to first be sure the communications are there and second so that we can step in if we spot a problem or see something that can be done more efficiently. However, we encourage our clients to get to know their virtual assistants on a personal level as well. As with any relationship, the better you know one another, the better you'll be able to anticipate one another's moves, needs, and pet peeves. Now that the "why" is out of the way, we can talk about the "how".

Of course, there are several options for communicating tasks, assignments, and other matters to your virtual assistant:

E-Mail is a very effective mode of communication when working virtually. It allows you to quickly attach a file and send it to your virtual assistant so that she may make changes, print a letter and mail it, or keep it as a reference. Be sure to talk to our Client Services Rep Denise Schrock or your virtual administrative assistant if you need help attaching and sending files.

Using the telephone to communicate with your virtual assistant, while obvious is quite underutilized and so simple to do. Tired of looking up your virtual assistant's phone number each time? Simply program her phone number into your office phones and cell phone's speed dial. One-touch dialing your virtual administrative assistant is a snap and no harder than buzzing a bricks-and-mortar assistant in the next room

Instant messenger is another example of a wonderful technology, which is underutilized when it comes to communicating with virtual assistants. There are several excellent instant messaging programs and they're so easy to use.

IM programs to check out:





With an instant messaging program you can, with just a couple clicks of the mouse, type messages back and forth with colleagues and your virtual assistant - all in real time. You type, she types, and before you know it, the questions you and she had are all answered and you can move on.

Caution - time wasting opportunity: It's easy to get hooked into "chatting" with someone on IM, which can soak up a lot of time. IM should be used for quick questions and quick answers, and then back to your tasks. IM was not meant to take the place of the telephone for giving lengthy instructions or holding very involved e-versations.

Snail mail, while very retro, it is sometimes necessary. With so many technologies at our fingertips these days, there's very little use for snail mail except for the most formal of business communications, marketing mailings, or sending supplies to your virtual assistant.

Faxing your virtual assistant is also a popular means of communicating tasks and lists to your professional virtual assistant. However, if the items you're intending to send via fax are in electronic (editable) format already - it's best to send it as a file attachment. That way your virtual assistant doesn't need to retype everything and spend unnecessary client dollars. Check out eFax at for the latest in electronic faxing - there's almost no need for a landline fax anymore.

VOIM (voice over instant messenger) is my new favorite communications toy. What VOIM allows you to do is simply pull up your instant messaging program, click your virtual assistant's name, click the call button, and voila, it rings through the computer to her. Once the connection is established (which only takes a second or two) you can talk with your virtual assistant through the computer - no phone line involved). You can then quickly delegate tasks, give instructions, or ask questions without stopping to look up her phone number, and without typing out a lengthy email. At Team Double-ClickSM, we've begun implementing the Yahoo! VOIM program and with wonderful results. If you'd like to give it a try, go to and download the software - it's ridiculously easy to use and best of all, it's free!

Just keep in mind that VOIM will only work with other people who download the newest version of the Yahoo! software and have a microphone and speakers on their computer.

There are many great ways to communicate needs, likes, dislikes, tasks, and training to your virtual assistant. It's all a matter of personal preference and what you're most comfortable using. Professional virtual assistants are flexible and will be happy to use whatever mode of communication you prefer. As technology advances even further, well, who knows how we'll be communicating next year or even next month!

Equipments necessary for starting a business in the production of labels

The labels cover a large range of products for which they are destined, and this determines the existence of several types of label creation according to the type of printing used.

From the point of view of the printing type used, the labels are of two types: self-adhesive labels which, when packing the products , are taken from the roll, where is used printing on the flexographic machine and the non-self-adhesive labels where the offset printing equipments are used.

For creating the labels using the flexographic printing, first of all, you must acquire a technological line of flexographic plates fabrication , the most indicated being a computer to plate system which transposes the files processed by pre-press directly on the photopolymer plate.

The flexographic printing machine is also necessary, printing the labels with a number of at least 6 groups of colour, and with the optimal maximum printing format  chosen in such a manner that, according to the estimations made initially, it ensures a maximum productivity. The flexographic printing machine must have attached upon elimination all the components which allow the achievement of all the necessary finishing: UV varnishing, die-cutting, metallic foil stamping.

For the labels achieved with sheetfed printing, first of all it is necessary to include in the investment plan the sheetfed printing press with at least 6 groups of color and with the maximum print format dimensioned according to the estimates resulted from the market study made before the investment begins.

As for any other sheetfed printing , a guillotine is also necessary, with the maximum opening in accordance with the format of the printing machine, the range of formats which can be cut at this type of equipment must be as large as possible, to be able to reach minimum formats which are as little as possible. It is very important that guillotine be programmable as regards the formats of label which it can cut, because there is increased productivity.

If in the last group, the printing machine cannot ensure the UV varnishing, it is very important to have an UV varnishing equipment at least separately. We can either choose special equipment for this, or an adaptation formed from a classic sheetfed printing machine which lacks the humidification and an UV  drying equipment which is placed at the machine elimination.

Also regarding the labels achieved with a sheetfed printing, a metallic foil stamping equipment which can be automatic, semiautomatic or manual according to the dimensions chosen for the business, will be also necessary . For the processing of labels which don’t have a rectangular form, a tunnel puncher whose maximum dimension of processing must be chosen according to the target market that we refer to.

How To Find The Perfect Wholesale Business For You

There are many types of wholesale businesses. You need to find the right one that fits your style, your character, interests and personality. This article will help you find the different types of wholesale businesses so you can pick the right one for you.

Not all wholesale businesses are created equal. There are many types of wholesale businesses, probably too many to mention. Every item that is sold or produced could be sold at wholesale prices. For our article we’ll go over businesses that have a relatively easy barrier of entry. In other words, you don’t need $100 million dollars to start them.

First of all, let’s list some of the businesses with easy entry. A wholesale business with an easy level of entry is a business that you can start with a reasonable amount of money depending on how large you want to launch the business. For example, if you are a one person operation you could start it for less than $1,000. If you want a large business you can get the same type of business and add more inventory, employees, vehicles, warehouses, etc.

OK, so what types of businesses can you start or purchase? Well, there are many types of businesses that involve the wholesale trade, here are some examples:


After you manufacture goods you have to sell them to wholesalers, retailers or directly to the public. This involves wholesale or distribution, or both.


Everything about importing spells wholesale. You have to negotiate with oversees manufacturers, transport the products to the USA, get brokers to import products, warehouse goods, and sell and ship products to your wholesale or retail customers.


Wholesalers are usually importers or people who buy from importers or manufacturers to sell to other wholesalers or distributors, then normally don’t sell to retail stores. Wholesalers specialize in getting good products and supplying them to wholesale distributors, cash and carry’s and even exporters.

--Cash and Carry--

Cash and Carry businesses are stores that buy at wholesale prices and sell mostly to very small wholesale distributors or wagon jobbers and to small retail stores like liquor stores or gas stations. They have a warehouse or store front where customers drive up and buy their products. They usually don’t deliver any products.

--Online Sales--

Online sales are a large part of the modern wholesale trade. Many wholesalers sell online nowadays. You can add online sales to your business by simply selling your current products from your websites or other websites or you could even start a business around online sales. If you start a business selling online you simply need a good supplier, a decent shopping cart and you also need to accept credit cards. The rest is getting the right people to your site, or marketing.


Brokers differ from the other types of distributors in that they normally don’t buy products, they just sell them. They never take possession of the merchandise; they don’t have warehouses, trucks and many times don’t even have offices. They just sell and get commission from the sales. Being a broker is perfect for someone without a lot of money to buy products or someone with great contacts in a particular industry. For example, if you work or used to work at a large retail store you can use your contacts to sell products from other companies. You then get anywhere from 1% to 10% of the sales depending on the type of merchandise.

--Wholesale Distributors--

Wholesale Distributors can be manufacturers or importers too. Wholesale Distributors tend to sell to several customers including wholesalers and retailers. They are the most popular type of wholesaler and usually sell everything including food, beverage, consumer goods, cars, chemicals, and most products out there. They can have warehouses and trucks or drop ship products. They can sell to restaurants, manufacturing plants, retail stores, governments or to other wholesalers.

Copyright © Jorge Olson