Panama Investment Corporation

Investment corporations, also known as investment funds, are institutions of collective investment. They gather capital from the public to reinvest it collectively and diversely, therefore the investment risks are lower and the returns to the investors are in theory going to be enhanced. It is a Panama vehicle to raise third party investment funds.

Definition - An investment corporation in Panama is any judicial person (corporation or foundation), trust or contractual agreement that, through the issuance and sale of its own participation quotas, is dedicated to the business of obtaining monies from the investment public, through one time payments or periodical payments, with the object of investing and negotiating, either directly or through investment managers or administrators, investments in securities, bonds, options, futures, metals, real estate or any other recognized investment medium. The Panama investment corporations are entities that gather funds from the public to reinvest them collectively. The intent is that they can offer lower risks and costs of administration (reduced trading commissions for instance) and a professional capability of investment analysis, administration, follow up and financial control of the investment.

Investment Corporations Conducting a Public Offering in Panama

It is legally understood that a public offering of participation quotas of an investment corporation is taking place when it or its investment administrator, or another entity on behalf of it, offers securities through marketing and promotion activities in the territory of the Republic of Panama. These marketing and promotional activities are any form of communication targeting potential investors with the object of promoting the subscription or obtaining participation quotas (investments) in an investment corporation vehicle, and will be considered to be in the territory of the Republic of Panama as long as it is addressed to people domiciled in Panama. This is probably not of interest to many of you since you are reading this in English not Spanish. It is useful to read through this article to see how the law operates and how one can be excluded from registration which will probably be of great interest to you.

An investment corporation is considered to be administered in or from Panama when one of the following applies:

1. That the investment corporation designates an investment administrator in the Republic of Panama.

2. That the principal domicile of the investment corporation is located in the Republic of Panama, or the prospect or any other advertisement material indicates that it is located in Panama.

3. That the investment corporation designates a custodian in the Republic of Panama

4. That the directors necessary to adopt a resolution of the Board of Directors of the investment corporation have their domicile in Panama.

Investment Corporations Requiring Licensure with the Panama Securities Commission

1. Simple Investment Corporations: Only have one type of participation quotas and one investment portfolio.

2. Umbrella Investment Corporations: Have multiple series of participation quotas with different investment portfolios.

3. Multiple Class Investment Corporations: Have multiple series of participation quotas, each one of those series with different terms regarding the payment of commissions and subscription fees, redemptions and administrative fees.

4. Principal Fund Feed by other Funds: This is best described as an investment corporation that invests in other investment corporations.

Requirements for the Registration of an Investment Corporation in Panama

1. Name and incorporation information.

2. Legal and commercial domicile of the corporation.

3. Designation of an investment administrator who will have to have a License issued by the National Securities Commission. When the investment corporation will be administered for itself, the documentation regarding the person who will be the principal executive and the compliance officer must be submitted.

4. Designation of a custodian for the investment corporation.

5. Identification of the type of fund.

6. Authorized share capital and minimum capital to initiate the operation.

7. Amount of participation quotas required to be registered for public offering and value of the initial offer.

Documents to be Submitted with the Application

1. Authenticated copy of the articles of incorporation, which must establish that the corporation will exclusively operate as an investment corporation and the accounting books will be kept in Panama. Must be in Spanish but a certified English translation can be obtained.

2. Copy of passport or Panama Cedulla of Directors.

3. Audited financial statements or audited initial balance.

4. Curriculum Vitae of Directors and Dignitaries and Legal Representative.

5. Informative prospect of the investment corporation.

6. Signed contract with the investment administrator and signed contract with the custodian.

7. Draft Code of Conduct for those investment corporations that will assume their own administration and representation.

8. Advertisement and other publicity material that will be used by the investment corporation (everything that will be used even once).

9. Draft of the investment contract to be subscribed to every potential investor.

10. Draft Minutes of the Board of Directors establishing all terms and conditions related to the operation of the investment corporation.

Private Investment Corporations ? Registration Exempt

This type of investment corporations are not required to be registered in the Securities Commission and therefore are not subject to the rules that applies to registered investment corporations found above.

The Commission can sanction any representation or declaration that the investment corporation does, stating that it is registered in the Commission.

It is considered to be a private investment corporations when it is administered in the Republic of Panama or from the Republic of Panama, and has participation quotas that are not offered in the Republic of Panama and that its Articles of Incorporation includes one of the following two dispositions:

1. One disposition that limits the amount of effective owners of its participation quotas to 50, or that stipulated firmly that the offers for the investment will be done through private communications only and not through public communication such as web sites, newsletters, print or media ads etc.

2. A disposition that establishes that its participation quotas will only be offered to qualified investors in minimal initial investment amounts of $100,000.

The private investment corporations must designate a representative in Panama, who can be an licensed investment administrator, a securities house, a licensed investment advisor, a licensed Bank, an Accountant or a Lawyer, who must be able to dully represent the investment corporation before the Securities Commission at any time.

They must provide copy of the Articles of Incorporation, the Offering Prospectus, Audited Financial Statements, name and address of Directors. Yearly audited statements must be submitted.

Self-Administered Investment

When the investment corporation decides not to use an outside investment administrator, it must comply with the following:

1. The investment corporation must have at least 3 members of the Board of Directors, all of whom must have renowned business and professional honorability. They must be able to demonstrate that they are reputable well-regarded business professionals. This is generally established with reference letters, education and professional licensures.

2. At least one third of the members of the Board of Directors must have adequate knowledge and experience in fields related to securities market and financial market in general. This would be established through professional licenses, work experience, references and education.

3. Have a complete administrative and accounting organization, in addition to technical (Information Technology, Legal) and human resources for the administration of the investment corporation. They must be able to clearly demonstrate that all the pieces are in place to be able to competently and profitably administer the investment.

4. An internal code of conduct.

5. Designate a compliance officer that can ascertain all investment and due diligence requirements are being complied with.

This document was basically translated from Spanish Legalese and putting it into English Legalese which if you have ever tried it you would know it is not easy so do feel free to ask questions.

Clean the Hard Drive Before Dumping Your PC

(Clean the Hard Drive Before Dumping Your PC )

(If you're getting rid of your old computer, chances are there's sensitive data on it. Make sure it doesn't fall into the wrong hands. )

By Kim Komando

If you're getting rid of your old computer there are some things you should know about it.

Chances are there's sensitive data on it. If you're like me, that PC's hard drive contains a compilation of your personal and ( life. If the wrong people were to grab it, they could hurt you and your business very seriously.

Is the Data Really Gone?

Here's the problem: An index of files is maintained for the hard drive, telling it where things are stored. When you install a file, especially a big one, it is scattered around the hard drive in bits and pieces. On your command to open the file, the hard drive checks the index, then gathers the pieces and reconstructs them.

When that file is deleted, the links between the index and the file disappear. That tells your system that the file is no longer needed and that hard drive space can be overwritten. But the deleted file remains on your computer. Only when it is overwritten do you begin to be safe. Even then, a specialist might be able to recover the old data.

Assuming you just deleted everything in preparation for saying goodbye to your PC, it is unlikely that the sensitive information has been overwritten. It's still sitting there, and anybody with the right software could find it.

Do You Trust the Recipient?

How you handle this really depends on where the computer is going. If a trusted employee or your Aunt Minnie is getting it, you can probably just delete everything. If you're selling it or giving it away to a stranger, you might want to do some more work.

So here are my four suggestions.

1. Give the Computer to a Trusted Employee, Friend or Family Member

If you trust who you give it to, I wouldn't put a lot of effort into destroying data. Recovering deleted data isn't automatic. A thief or con artist will have to get some specialised software and learn to use it. Lots of boring data would have to be sorted to find the good stuff. The average (honest) person isn't going to bother.

So if you give the PC to someone you trust, you should simply delete the files. More extensive work probably isn't worth the effort. Just be sure the recipient is honest.

2. Reformat the Hard Drive and Re-install the Operating System

Reformatting a disk prepares it to accept a new operating system. It also wipes out everything on the hard drive. That's your goal.

Reformatting will keep most people out of your old files. But specialised shareware exists to reclaim files after reformatting. If you do not know who will get the computer — or you do know and you don't trust them — stronger measures are required.

3. Buy Software and Overwrite the Disk, Again and Again and Again

If you don't know much about computers, this might be easier than Step 2. There are several programs that write gibberish to the hard drive. They promise that nobody will be able to find your files after the software is utilised.

Norton's SystemWorks includes an application called Wipe Info. OnTrack's DataEraser offers a similar feature, as does Jetico's BCWipe. There are more such applications on the Internet.

You can leave the operating system and other files on the hard disk, if you want. These programs can be set to overwrite only the unoccupied areas. The process can be slow, because they write to the disk repeatedly. You might want to run it overnight.

4. You're Totally Paranoid, so Get Out the Acetylene Torch

I'm not kidding. The only absolute and assured way of protecting your data is to destroy the hard drive. To do that, you need to remove it from the computer.

The Pentagon shreds its hard drives. That should work, assuming you can find a hard-drive shredder. I've never seen one.

You need to destroy the platters inside. Try smashing them with a hammer. Destroying them with a torch should work.

Step 4 seems excessive to me. But you're right to be paranoid about this. Identity theft is becoming more and more common. Be careful, no matter who gets the computer.

The Surprising Truth About Cold Calling

OLD SALES GURU MYTH # 1 "Cold Calling is a Numbers Game"

When all you know is the traditional way of cold calling, selling is indeed a numbers game. Yes, you can call people over and over. You can also chase them until they listen just so that you go away.

Have you ever wondered how someone came up with the "numbers game concept?" It was really about the rejection we constantly experience when making cold calls. The boss just said to call someone else, and so we did. The idea is that if we call a hundred people a day, then we should squeeze out at least a few good leads. However, there’s a better and easier way of getting your product or service message across -- all on one call.

If you simply change your cold calling approach, you'll make fewer calls and more sales. How? By engaging in conversations. Yes, that’s right. Just talk to your normal tone of voice, and without the usual sales pitch approach. When we focus on relationship rather than salesmanship, we’re calling with the anticipation of meeting someone new. We’re looking forward to a pleasant conversation to find out whether we can be of service.

The other person subtly but powerfully feels this mindset. You’re no longer meeting with defense and resistance right from the start. That will dramatically change the way people respond to your cold calls.

OLD COLD CALLING GURU MYTH # 2 "Use a sales script"

People can tell when you're reading from a script, even if you think you're pretty good at it. There's just nothing personal about a sales script, and people pick up on that. Being artificial immediately tags you as a typical salesperson. Therefore, if you can learn to get your message across in a different way, then you'll eliminate the negative triggers that can lose your sale within seconds.

So once again, the best way is to begin with a conversation. Anticipate a dialogue, not a monologue. People will respond much more positively. When you allow a conversation be natural and to "breathe," they know you’re present and listening. T hat feels good to someone who is having to "fend off" salespeople who are really just talking billboards.

OLD COLD CALLING GURU MYTH # 3 "Focus on closing the sale"

Are you "going in for the kill" with your closing sale technique? If you are, you could end up killing your deal instead.

Old cold calling sales techniques do nothing more than pressure potential clients. They feel like they’re being chased. What do most people do when they feel chased? They run! They naturally want to retreat away from that pressure -- and that pressure is you.

So learn to avoid the "push-pull" dynamic between you and the potential client. You'll actually find the sales process moving forward much more naturally (and more often) than when you’re forcing things.

In this old myth, the idea is that if a sale is lost, it’s usually at the end of the sales process. The truth is that it’s often lost at the beginning of the cold call. When all you’re doing is going for a sale, the other person can sense it, no matter how well you think it’s camouflaged. When someone senses this sales pressure, "The Wall" goes up and the defenses come out. So stay away from focusing on making the sale. Rather, your goal is always to discover whether you and your potential clients are a good fit.

I can’t tell you how useful these new ideas have been in my own life, and in the lives of hundreds of others who have tried it. It’s not always easy to shed the old cold calling myths. Nevertheless, it’s worth it. With a little practice, you’ll come to a place of actually enjoying your cold calls and getting better results.

Buy Panama Real Estate With a Self Directed IRA

Introduction - Did you know that a self directed IRA can buy your dream Panama Real Estate? This article while not tax or legal advice will get you pointed in the right direction in terms of using your Self Directed IRA to buy Panama land, condos, homes, or even commercial property.

IRA Custodian Resistance - Most of the custodians will not approve the purchase of foreign real estate. They prefer to sell you investments they offer instead. There is actually no prohibition in the IRS code against investing in foreign real estate. So do not let the custodian deceive you into thinking it cannot be done, they just do not want to do it.

Custodian Problems - One of their problems is the valuation of the house. They do not know how to do this. Did you get a large kickback from the acquisition of the property thus affecting a deceitful and unlawful early withdrawal without penalty? What about a real estate commission you received. You are also not supposed to live in the home acquired through a self?directed IRA. How will the custodian enforce this? What if you live in the home on vacations only? What if you rent the home out and do not tell anyone? What if you use the home to trade homes with using a service that will let you swap homes with others in other countries for six months or a year at a time? The custodian cannot detect all these games one could incorrectly play so they prefer not to get involved and it is always better to earn a commission on something they sell you.

Custodian Control - One needs to make sure the custodian lets you invest in investments of your choosing, not theirs. You want to be able to write the checks for investments.

IRA as an LLC - This seems to solve a lot of the problems with the custodians. An LLC is structured utilizing the Self - Directed IRA as the owner of said LLC. The monies would then be put into the LLC, which would in turn purchase the real estate investment(s) foreign or domestic.

Mortgages, IRA's, LLC's, Foreign Real Estate - Yes you can have a mortgage on the property. The debt?recorded instrument has to be a non?recourse promissory note.

Profits - These are to be credited back to the IRA.

Taxes - The IRA has to have enough money to pay for the taxes, property maintenance and upkeep such as condo association fees.

Webmaster toolkit

Dear Friend,

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No matter what subject you choose for your web site, you'll find there are many, many others targeting the same area.

To compete in this environment, your web site needs to meet the very highest standards.

# It must look professional and be easy to navigate.

# It must use the latest techniques to attract and retain visitors.

# It must apply the latest proven solutions for maximizing sales.

# It must incorporate the latest security against thieves and hackers.

To help you with all this, you'll need a range of professional webmasters tools and resources along with tutorials and guides to show you how to apply them.

There are hundreds of sites offering you their latest tool, ebook or other resource for developing one aspect of your online business.

Buying them all separately could cost you thousands of dollars.

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A total of 27 automatically generated Javascripts, selected from an easy to use menu system. Choose what you want, click a button to generate the code and then paste into your web page.

Affiliate Diamond

The Easy Way To Protect Your Affiliate Commissions

HTML Encryptor

Protect Your Web Site From Internet Pirates

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Are Your Visitors Stealing From You?

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Stop Thieves Stealing Your Ebooks And Software Products

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Moscow Apartment Rentals Give Business Travelers an Edge

After years of post-Soviet Union floundering, Russia is reemerging on the world stage as a political, social, and economic powerhouse. According to Time Magazine, which named Russian President Vladimir Putin its 2007 Person of the Year, "Russia's economy has grown an average of 7% a year for the past five years. The country has paid off a foreign debt that once neared $200 billion...worker's salaries have more than doubled since 2003."

The Bear is Back

The Bear is back...big time. And this means that Western businessmen and businesswomen are flocking to Russia to make investments, make deals, and make money. Moscow is, of course, at the heart of the action. But although business has never been better, it's sometimes hard for business travelers to navigate the city's landscape, culture, and language. That's why many are eschewing hotels and are instead opting for a fully serviced apartment rental in Moscow.

Short Term Rentals

If wisely chosen, a short term rental offers several distinct advantages over hotel accommodations. Business class Moscow rentals come fully equipped with the amenities that Westerners have come to expect while traveling. For example, high quality hotel linens, toiletries, and toilet paper are provided, as well as Western-style beverages and snacks. A fully equipped kitchen means that business travelers can prepare familiar foods and don't have to spend an inordinate amount of time in restaurants. The best Moscow rentals also come fully equipped with a washing machine and ironing board, so that travelers can pack sparingly.

But while amenities are nice, the ability to communicate both locally and with the home office is crucial for most business travelers. To that end, a business class short term rental often includes a free high-speed Wi-Fi Internet connection, a computer printer, scanner, and copier, and telephone service with free local calling. For entertainment, free satellite or Internet television with English language channels is provided.

Finding the Right Source for Moscow Rentals

When looking for a short term rental in Moscow, the key is to find a service that is owned and managed by Westerners. Not only do they speak English, but they also understand what the Western traveler wants and needs. It's also important not to skimp on quality. Rather than going with a budget service, instead opt for one that excels in providing businesspeople with accommodations in upscale locations that include everything necessary for living and working in comfort. In addition, ensure that the service you choose has staff members that speak English and that can ensure that your stay in Moscow is stress-free. Finally, through its website, the company you choose should be able to provide you with a variety of information, including maps, transportation advice, and guidelines for navigating Moscow's visa requirements.

Working in a relaxing, homelike atmosphere in a foreign land helps keep businesspeople focused and free from distractions. That's why business travelers who choose the best Moscow apartment rentals often gain a distinct competitive edge.

Work at Home for Money

We have all seen the ads such as Data Entry for cash, Type Simple Data Entry from home, Data Entry Income, Get Paid for your opinion, Online Paid Surveys, Get Paid To Take Surveys, Take Online Surveys for Cash, Typing for cash, Type Simple Data Entry from home, Home Based Typing  and more.

There are many good programs to choose from that will enable you to earn cash from home. Here are just a few examples

Online Paid Surveys

Data Entry From Home for Money

Simple Data Entry at Home for Money

Type at Home for Money

Own your own Ebay online business

Network Marketing from home for money

Earn money giving your opinion

Join focus groups from money

Type ads for money

Moms Jobs

Part time income from home

Medical Transcription

These are just a few examples of online job opportunities that are available for you. I have many more listed on my website, but I have listed enough that you can see there is plenty to choose from.

You will need to do some research, because not everything you see is as good as it sounds.  We have all seen these ads such as "Just join and make $10,000 weekly".  Lets be honest any work at home programs you join are going to involve work. Yes I have some very good network marketing companies I am affiliated with whereby you can create a nice residual income, but there still is work involved especially in the beginning.

You are going to need a computer, access to the Internet and some free time to spend on your online endeavor, whichever program you choose.  You need to either do the research yourself or rely on a website like mine which has already done the research for you.  Either way it's important to choose the best company and do your very best to stick with companies that offer a money back guarantee. I would also suggest using a credit card or Pay Pal for additional protection.  If you use a credit card make sure when you get to the page where you put your info in that the URL starts with https:. This is one of the ways I ensure that I have a secure connection if I'm entering secure data.

It is also helpful to add a separate email address if possible to send your online communication through.  I always suggest protecting yourself as much as possible. As I mentioned earlier there are many programs out there so its important to choose your online job carefully, do the appropriate research, ensure that you have all the tools required, order using a secure connection and then put forth the effort to ensure you success.

Don't let fear prevent you from working at home. You don't have to be an expert typer or have the most sophisticated equipment. It is really very easy to get an online work at home job started. I also offer a FREE Newsletter that will keep you up to date with the latest online program. You will find that on my website, which is listed in the resource box below.

Car Leasing Directory

Once you have decided to lease a vehicle, the next step is to decide where you are going to lease the vehicle from. Car leasing directories can be a great help when deciding this. A car leasing directory is basically a listing of different leasing companies. These listings are generally sorted by region or county. Once you have found a directory with different leasing companies, you can click on their name and find a short description of the company. It is here that you can also find contact information pertaining to certain leasing companies.

The first advantage to a car leasing directory is that it saves time. Because you will have a listing available for many different leasing companies in the area, you will have a general idea of what services they offer and will be able to compare companies very quickly to find exactly what it is you are looking for. There is no need to run around to different leasing companies and talk to them each individually, only to find out that the majority can’t offer you the services you are looking for.

Finding a leasing company through a car leasing directory can also be beneficial because you will not be limited to companies that are just in your immediate area. These directories usually have information regarding leasing companies outside the surrounding area. This could prove very useful when looking for a lease as you may be able to find a better deal with a company that is not in your local area.

The companies will advertise what vehicles they currently have deals on. This can also be very beneficial as they may be offering something that is perfect for you and this will give you a heads-up that there is a company specializing in a particular vehicle or a certain lease package that is just what you’ve been wanting.

Car leasing directories will also usually have complete contact information for the leasing companies that they have listed. This can save a lot of hassle as well. When the leasing company is actually part of a dealership or other car sales company, it can sometimes be difficult to know who to speak to about leasing a car. Because this can be just one small division in a huge company, it can seem a little overwhelming without a little help. Car leasing directories offer this help and will point you in the right direction before you even pick up the phone to call the company.

Once you have decided that leasing a car is the right option for you, checking out different car leasing directories, these can be a really big help. Not only do they save time and hassle but they can take a lot of confusion out of leasing a car. These directories will give you many different options for a leasing company and will outline what those different companies have to offer.

What Is An Affiliate Income?

An affiliate income refers to a check you can receive from a company each month that represents a percentage of the amount of money customers spend in purchasing that company's product or service. This is based on the customers that you refer to the company's website that actually do make a purchase. In order to get started in this type of online business, your first step is to find a product that you can write about and join a free affiliate marketing program for that product.

Once you find a product and a program that pays well, then you can get started in setting up a website related to it. There are many ways to look at the type of product that you get started with. Some affiliate marketing programs pay well, but you have to think of how many people will actually buy these products. You can look at products you know that people will buy and then do a search for affiliate programs related to these. Some examples of affiliate programs that will give you a second income are travel, fitness, books and home improvement products. There are also online education programs that pay well when it comes to an affiliate income.

With the world becoming a global village because of the cheap airfares being offered all over the world, travel destinations is one of the most commonly searched term on the Internet. Select a place that you can write about and join an affiliate marketing program such as Travelocity. Each time a customer purchases hotel, car or airline reservations as a direct referral from your site, you get paid. In the case of Travelocity, this is $5.00 for each purchase, so you would only need 20 people buying from your site to make $100. All you have to do is have a domain name and a website to get started. You can make money 24 hours a day while you are sleeping, partying or playing golf.

The Value of Drop Shipping: How Much Are You Saving?

Now let's compare the length of time we would spend on an auction if we were to use Doba.

Because we are allowed to "hot link" to images on the Doba server, that saves us time right there since we don't need to upload images to an image hoster or to eBay. Let's conservatively say that it takes us three minutes to deal with images, though for an experienced person such as myself, it would probably only take 30 seconds.

Total time used so far: 3 minutes

Now for the item packaging and shipping. Oh, wait a minute; we don't have to worry about any of that! We simply place the order online. I can do that in about two minutes.

Total time used so far: 5 minutes

After submitting the order online, we're done! Five minutes and just two simple steps versus an hour. Which do you prefer? That extra 55 or so minutes can be used to list more auctions, do more research, or do any of the many other tasks that will make you more money (or allow you to kick back and enjoy the free time).

I have one more comment to make regarding drop shipping. Having done both drop shipping and the "standard" method of packaging and shipping items myself, I much prefer drop shipping. The truth is I absolutely HATE packaging, addressing, and shipping items. When I discovered drop shipping, it was such a relief to me that the value of it is far more than the simple calculation we did in the previous article.

For me, it's not just saving time that is of value to me. It's also less stress, and less hassle.

Google To Remove All Search Engine Queries After Two Year Period

In the wake of growing concerns about Internet security, Google announced recently that they will be implementing a new policy of data retention, which will involve the deletion of all search engine queries after a period of 18 to 24 months.

Google is the first major search engine to set such a time limit for information retention, and has pledged to begin this process before the end of 2007.  Search Engine query information can reveal much about an individual user, based on the number of queries about certain topics, which has recently sparked criticism of Googles previous policy of keeping these logs of information for an indefinite period.

In a statement released by the leading search engine, spokespersons for Google responded to this radical new policy change by explaining that it is in response to feedback form both privacy groups and government agencies, and that the new policy will provide better privacy protection for it’s users. The amount of time that queries will be kept before deletion, they explain, is the time period required by many foreign laws which state that user information must be kept for up to two years in the event that it is needed for any legal and or court proceedings.

Per this new policy of the deletion of search engine queries, Google will erase eight of the bits that form a user’s Internet Protocol, or IP address, which is identifies the computer used in a search engine query.  Google also has plans to make cookies, the small files that track user visits to certain websites, anonymous under the new policy. This amount of information kept, says the company, will help to improve services and aid in the detection of fraud, and will be used for no other purposes.

Retention of these search engine query records has been a much discussed and debated issue since the demand of the Justice Department that several websites turn over their query data.  Yahoo Inc, AOL Time Warner, and Microsoft Corp complied with this demand, turning over the information, to the dismay of many Privacy Advocacy groups. Google however fought this request in court and was allowed to provide a reduced amount of this user information.

Under this new policy, the disclosure of such information to any party becomes a non issue, since, in the words of Kurt Opsahl, attorney for the digital rights group, the Electronic Frontier Foundation you can’t disclose what you don’t have.

Office Cleaning Contracts | Janitorial Software | Office Cleaning Business

Here are a few ways for you to pick up more   office cleaning contracts  for your business. You can use these methods over and over again so that you can build a system that generates more office cleaning contracts consistently. That should be your goal. Considering you won't get every contract you bid on, you must know that the more quotes you provide to potential customers, the more potential contracts you will pick up.

Cold Calls:

This is a fantastic way to get more office cleaning contracts. Although I'm sure you probably hate talking to people on the phone, this is a little different. You are not going to be trying to close the sale over the phone. You simply want the chance to meet with the client so that you can present them with your proposal. That is when you will close the sale. And because of this, most potential clients will meet with you because they know that they are not under any obligation to do anything with you.

Newspaper advertising:

Advertise your business in all the local newspapers. Most people who own businesses look in there frequently for services they require for there businesses. One line ads won't really do anything in terms of return on investment. I would recommend something with some images that can stand out and grab the customer. Don't forget to include all your contact information.

Internet Advertising:

You can also advertise your website all over the internet. Look up local classified ad websites for your local area, and advertise your business in there as well. The great thing about advertising on the internet is that you can also add a link back to your website which is great for your web presence. It will also help with link exchanges, employee recruitment, and more. Use these 3 ways and pick up more office cleaning contracts.

The Importance of Building Demographic-Specific Business Leads

Everyone knows that without buyers, a product or service, no matter how innovative, will be useless. So where do you find buyers of your products and services? With today’s technology, creating consumer leads is easy. However, building direct mailing lists of targeted buyers is hard. This is where building business leads come in.

Business leads are important to any kind of company or individual seeking to earn from products or services. Without consumer leads, your marketing plan is on the wrong path. Sales leads allow you to target consumers who are interested in buying your product. They increase profitability of up to 70% because you no longer have to contact everyone and promote your product; instead, you go directly to those who are desperately searching for your product and services.

Creating demographic-specific sales leads allows you to target only those who are more likely to buy what you offer. When you build telemarketing lists or email lists, you can directly promote your products only to those who are interested, saving you time, effort and money in marketing. This way, your company can widen customer base without spending additional funds.

There are many ways to reach your target consumers through business leads. You can use mailing lists, email lists or telemarketing lists, depending on your needs. With just a few newsletters, promotional e-mail and other marketing techniques, not only can you single-handedly widen your customer base, you also increase sales dramatically in just a matter of days.

However, sales leads should be gathered with your target audience in mind. Meaning, your business leads shouldn’t be from just any list; instead, they should come from targeted mailing lists. As such, even new homeowners should be part of your email lists and telemarketing lists to ensure that all consumers who are more likely to buy your product hear about your promotion, products or services.

The importance of building demographic-specific sales leads can be used in any kind of business. Whether you’re managing an online store or you’re the marketing head of a huge company, these business leads could be your ticket to success. So if you’re having problems creating a solid customer base or increasing sales, then the best thing you can do is to find business leads through building telemarketing lists, email lists or direct mailing lists today and experience the dramatic increase in sales.

How to Start Your Own Janitorial Business

If you are hard working, blue collar person thinking about starting your own business from a scratch and have only a small amount to invest, you may consider janitorial cleaning service business. Every business needs immaculately cleaned once in a while and often times in a day if it is public premise.

Once you decide to start a janitorial cleaning business. Like any other business, there are lots of steps involved you need to take into account:

1.     You need to decide and register your business name.

2.     Get the business registrations and licenses from your Local County or city hall.

3.     Start up cost

4.     Income Potential

5.     Printing marketing materials

If you are intending to work from home, you need to consult the zoning guidelines governing your residential area to check whether starting this business from home is allowed.

Doing the right things from the start will take your cleaning business to the next level of success.

It is important to sit down and figure out what will be start up cost to build a janitorial cleaning business. Your start-up costs can be around $500 - $5000. You can even start on a part-time basis working from home with just a vehicle and minimal amount of equipment.

However, janitorial expert recommends you that you should have at least $50000 as an initial investment to start this business right.

Starting your janitorial cleaning business as a home based business will put you in a much better position allowing you to...

1.     Keep your expenses low until you succeed in establishing some accounts and customer base.

2.     Offer lower prices as a part of your initial business strategy.

3.     Work flexible hours primarily on a part time basis

4.     Increase your hours of operation

Once you establish your identity as a successful janitor/janitorial cleaning service provider in your area and surroundings, you can rent or lease a space with adequate parking and storage space to store your equipment and supplies efficiently and safely.

A janitorial business lacks glamour and may seem "mundane", but the janitorial service industry has shown remarkable growth over the past decade and many experts believe that the outlook for the industry over the coming decades is very bright.

Five Tips to Finding the Best Home Based Business Opportunity

Who wouldn't rather work from home? In today's workforce, the wealthy are getting richer, those with the least resources are getting poorer, and the middle is being squeezed out. With gas prices gouging consumers, commutes to and from work are costing more than ever before, meaning less discretionary income when payday rolls around. And, as companies continue to tighten their belts and downsize, workers are taking on increased responsibilities for the same amount of money. What's the result? Working longer hours with less to show for it.

When you work at home, though, your office is down the hall. Instead of filling up your gas tank twice a week, you might fill it twice a month. You have more time with your family and more time to spend following your passions. Best of all, you can make your own hours and the only boss you have to answer to is the one who looks back at you from the mirror.

So, the lure to work from home is there, but exactly what are you going to do in order to make money? Anyone who has surfed the Internet knows that there are thousands - if not hundreds of thousands - of home based business opportunities being touted. How do you find one that's legitimate so you can make money while you work at home? Here are five commandments to follow:

1. Beware of Sales. Unless you're a natural born salesperson and have a passion for it, avoid the business opportunity that forces you to sell. You'll end up hating it, and the neighbors, friends, and family members that you try and convince to buy your product will wind up resenting you.

2. Beware of Inventory. This is ancillary to the first commandment. Many home based business opportunities require that you invest in inventory. Remember, you want to make money, not spend it on inventory. Moreover, you don't want to deal with the hassles and headaches of storing products, fulfilling orders, and shipping products.

3. Embrace Support. The home based business opportunity you choose should offer a comprehensive support program. This should mean that the company has a step-by-step training manual, online courses, and wonderful support staff who are available to answer any and every question you may have. The company should also provide you with materials such as templates, samples, and anything else you need to get started.

4. Flexibility is Key. Whatever business opportunity you choose, it needs to be one that's flexible. If you hook up with a company that insists you put in a certain number of hours each week, it's no better than working an eight-hour shift and having a boss. The idea is that you own your own business and that you have the ability to choose whether to work at your own pace, whether that's part time or full time.

5. Carry it Forward. For your first home based business, choose a company that can teach you skills and strategies that you'll be able to use in your future endeavors. Your first home based business probably won't be your last, so it's important to learn all that you can in order to succeed in the future.

Experts Question Flip-Flops In The Workplace And Their Effect On Our Feet

Women are wearing flip flops in the workplace more and more, especially in these warmer months. U.S. style experts believe that flip flops could be damaging not only our feet but our careers.

There are so many new styles of flip flops: beaded, leather, sequins that women feel it is easy to get away with wearing them to work.

An employee of West Glenn Communications comments that she wears flip-flops on the days she doesn’t have important meetings with clients or avoids wearing them if she knows that someone who disapproves will be in the office.

Thousands of women across the country consider flip-flops an indispensable element in their summer wardrobe.

An Old Navy and Gap online survey showed that flip-flops were at the top of the list as summer work attire for high school and college students.  More than 31 % of the women surveyed said that flip-flops were essential part for their summer work wardrobe.

Many companies feel differently.

A spokeswoman for BNP Paribas says that if a dress code says no beachwear this includes flip flops.

Style experts advise that flip-flops could be detrimental to a career. Younger women are the ones who tend to wear them to work.

Style commentator Meghan Cleary says, "Shoes convey the mood of a woman. Wearing flip-flops conveys the mood that you are relaxed and on vacation. That's not a good message in the office,"

Doctors also have concerns about the effect of flip-flops on the feet.

Doctors at the American College of Foot and Ankle Surgeons say that flip-flops are connected to a rising number of heel problems among teens and young adults.

A representative recently said, "We're seeing more heel pain than ever in patients 15 to 25 years old, a group that usually doesn't have this problem.” She said that thin soled flip-flops give no arch support and can intensify abnormal biomechanics in foot motion. This will ultimately cause pain and inflammation.

Flip-flops have been around for at least 70 years, originating from traditional Japanese woven, and possibly wooden soled sandals in New Zealand.

The Y-shaped and flat soled sandal is known all over the world and to all social classes.

It is very common in developing countries for its affordable price and sometimes the only shoe used because it is easy to make.

The term "flip-flop" gets its name from the slapping sound the sandal makes when it hits the ground and the heel.

A few years ago the life of the flip flop changed completely. They became trendy and popular. All kinds of stores sell them in a variety of colors with all kinds of decorations. There is even a bridal Flip flop which is full of Swarovski crystals and sells for $140.

In June 2005 the Northwestern University’s champion woman’s lacrosse team wore flip-flops to the White House to meet the President.  It was considered inappropriate attire and the women were criticized

Ellen Campuzano, president of the Committee of Color and Trends, a New York-based forecasting service specializing in footwear and accessories, believes that flip-flops' popularity has almost run its course.

"Usually these trends come and go in about five years," she said. "I think we've reached the peak. They can't be any more widespread, so maybe next summer something will replace them."

Being Competitive in a GM

The challenges of today's global marketplace are forcing companies to look at doing things differently in order to get that extra edge over their competition.

According to Makino, a global provider of advanced machining technology, companies doing things the same way they have been doing them for the last 10 to 15 years are probably in a "recurring uniform trap," or "RUT," while the global market is passing them by.

Why do something differently? Productivity is a big reason. A 21st century equation explains what productivity requirements will be for the future; the concept

being half the number of people, making twice as much money, but doing three times the amount of work.

In manufacturing, this concept is coming true today. Companies are looking under every rock for opportunities to improve productivity, increase efficiency and lower costs.

In many machine shops, machining centers sit idle while manual work is still being performed. By doing things this way, the companies are not getting the most out of their machine nor their personnel investment.

In today's competitive environment, companies must identify if they are stuck in a RUT. In order to improve, they must be willing to step outside their comfort zones and create solutions.

Culture change takes place gradually, and everyone, especially the people who are out on the floor, must first have a high level of confidence that new technology will work and work reliably before they embrace it. Reliable, high-performance machines not only produce results but also eliminate your business RUT.

Smooth 5.25 Treadmill

The Smooth 5.25 is offered by Smoothfitness who have been a favorite of “Runners World” for offering unsurpassed stability.   This treadmill offers a strong 2.5 HP continuous motor with speeds ranging from 0.5 to 10 MPH.  The 5.25 has a 20’ belt.  Belts of this size usually only offered by more expensive treadmills.  Runners have fallen in love with the stable feel of this treadmill due to the uni-weld design.  The 5.25 also offers 7 programs to choose from for a varied workout, and an easy to use hand grip pulse monitor.

Using Swing Arm technology means that the entire running deck and frame are suspended on two pivots. This will help reduce harmful impact on your ankles, knees, hips and back and ensure that you have a workout that will equal to any commercial machine.

This machine also offers the space saving feature of soft drop folding, which makes storage a snap.

This Top Rated treadmill will amaze you, with a stable ride and options that you find only on the most expensive treadmills.  The warranty included into the price for the Smooth 5.25 features 3 years on parts, and 1 year on in home service.

This treadmill is extraordinary, with a price to match.  The Smooth 5.25 is excellent for avid runners and novices alike.  This treadmill deserves a look from anyone needing to acquire a solid piece of equipment for an unbelievable price.

Epic 425 MX Treadmill

The Epic 425 MX is a perfect choice for the individual looking to lose weight, get in shape and not spend a fortune.  This heavy duty 3.0 CHP commercial-grade motor has an amazing weight limit of 350lbs, and speeds from 0 to 12 MPH.  The 425 MX has 10 personal training workouts for a varied regime, 0 to 12% incline, and a 10 x 20 workout matrix that displays your workouts graphically.

The Epic 425 MX offers a Comfort Stride Impact reducing belt that runs the full length of the walking belt.  The Comfort Stride helps to protect joints from undue stress while running or walking.  In addition to all of the listed features, the 425 also offers the space saving capability of folding, and Easy Drop Shock that slowly lowers the deck when the user is ready for another workout.  Epic also offers a 12 year warranty on motor, and 1 year on parts and labor.

This heavy duty treadmill is a perfect match for anyone that has some weight to lose, and offers stability for almost anyone interested in improving their health.  This durable treadmill will impress anyone that has ever considered purchasing a commercial grade machine due to weight constraints.

Create Your Own Shopping Mall and Work from Home

There's no disputing that the Internet has enabled hundreds of thousands of people to launch their own home based business. And, with the economy on the brink of recession, more people than ever before are looking for ways to supplement their existing income, to recover from a job loss, or to hedge against uncertain times. An Internet home based business offers a multitude of benefits. You can make your own hours, so you can work while the kids are in school or after they've gone to bed at night. You can avoid the time wasted by a daily commute and don't have to pour money into your gas tank going to and from work everyday. Best of all, you don't have to answer to a boss, because you are the boss!

Because the amount of money consumers spend online is at an all-time high, one of the best businesses you can launch is an online shopping mall. While this seems counterintuitive - after all, where are you going to store all of the inventory? - many people are finding extraordinary success in selling online.

What's the secret? It's actually pretty simple. You just need to find a supplier who will give you access to products that you can sell online, and then who will do the shipping for you. In other words, you don't have to stock inventory, you don't have to deal with packaging and shipping; you just need to sell the products. Ideally, the company you partner with should have 200,000 or more products from which you can choose. When you have access to that kind of inventory, you can become an eBay power seller or a star Amazon trader in no time at all.

When you're looking for a company with which to partner, find one that has at least three different plans. One might be an auction plan, with a one-time set up charge and no monthly fees. You should have access to low wholesale prices and all of the company's products, with no minimum order.

Another option might be a website plan where you get your own website pre-loaded with all of the products, where you can customize your website, and where no merchant account is required. A third option might be a website and auction plan where you can have the best of both worlds, and where you get a free domain and a free email account.

Beyond the plan options, you should look for a company with no monthly fees, that offers free order fulfillment, and that will dropship every product you sell directly to your customer. In other words, you should be able to have a turnkey shopping mall that you can administer from home. All you need is a computer.

As for the types of products you sell, there are virtually no limits. The best partnering companies offer hundreds of thousands of products in categories like apparel, computers, electronics, health and beauty, home and garden, jewelry, toys and games, and so forth. Typically, an online shopping mall that offers a wide variety of products is more successful than one that offers a small selection.

Starting a home based business can be incredibly satisfying, as well as financially rewarding. The secret lies in partnering with the right company.

Working From Home With A Flexible Schedule

Everybody would love to make lots of money quickly, working from home, and only doing a few hours of work per week. I've spent the past two years trying to find a great way of doing this. Only over the course of the past few months have I found any "get rich quick" programs worth buying. I've been trying to make money online for a long time. I had a few small websites, but they never made much more than a few hundred per month. It was easy money and didn't require much work on my part, but I knew there were people out there doing better than I was and I knew I could do as well as them.

Now, I've seen a lot of "get rich quick" programs. Most of these people make claims about earning $2000/day with Google or something similarly insane. Almost all of these people are complete liars. Even if they were making $2000/day with Google AdSense, it'd be because they had high - traffic websites with a lot of quality content. I'd know, because in one whole month, I never even made half of what they promised I'd make daily with their programs. Maybe you've already been scammed by one of these fraudsters. Anyway, I finally got sick of what was being offered.

I decided I'd look through the all of the "get rich quick" programs I could find and see if there were any that were actually legitimate. I found that there were owners selling their programs for well over $100, but the information in them could be found almost anywhere online for free. Additionally, they all contained out-of-date information, had no e-mail support, no money back guarantees, and broken links in the downloads section.

In conclusion, almost all of the programs I found were completely useless. The owners knew it, but they couldn't care less about their customers since they didn't offer refund policies! Amazingly, while looking through all of the programs, I actually did find a few legitimate programs. They were run by ordinary people like you and me, and they had found some great methods of making money from their home by doing very little work.

I spent some time working with those programs, and my income is now ten times what it used to be. These programs provided a large amount of great information on how to make extra money on your computer doing very little work. Numerous customers had provided great feedback and reviews for their products. Many of them have started to make money just days after buying!

Their programs have excellent prices, and the authors have a group of paid staff who are dedicating to helping you or providing assistance if you need any. I must say I was amazed! If you do decide to purchase any of the programs listed below, I recommend you join quickly. Most of the owners tell me they are getting an overwhelming number of sales and plan on raising prices in the near future, so order while prices are still low!

1.     To Your Online Success,

All about Tucson shows

The Tucson Gem and Mineral shows are the annual site for the world’s biggest treasure hunt.  Hundreds of thousands of gem and jewelry enthusiasts, wholesalers, buyers and designers make their pilgrimage to this traditional epicenter of the American jewelry industry.  They all come to see the exhibitors which consist of miners, jewelry manufacturers, stone carvers, importers, beads dealers and other sellers.  Tucson’s annual gathering is a winter event starting in late January and running through end of feb.  Since the 1950s the event has garnered world wide recognition and has been attracting visitors from 45 international jewelry hotspots.

The focus is on gems, minerals, jewelry, rocks, colored stones and beads.  These come in every international flavor, including Brazilian cut gem stones and minerals, rough stones from Africa, pearls from South East Asia, Caribbean corals, and Baltic Amber.  One can also find home dйcor products, art, boutiques and gifts made from stones.  This is all distributed amongst more than 40 shows spread out around Tucson.

Visitors attending these shows are primarily owners of retail stores looking for the latest designs to display on their shelves.  Many of the shows are not even open to the general public; you must be a retail jewelry store representative to get in.  More casual visitors are just jewelry enthusiasts looking for a little something for themselves or to take a jewelry design class.  Also in attendance are researches, university students and geologists. All in all, the Tucson Gem Shows bring over 110 million dollars into the Tucson economy each year.  If you haven’t had a chance to visit, come out for the 2008 shows and see what all the commotion is all about.

Continuous Improvement of Business Audits

An effective audit process will mean that audit teams will be taking a systematic approach to gathering and interpreting data and information. In order to maximise the value of the outcomes of the audits the management should: Accept that the audit activity needs appropriate resourcing, including training of auditors, education of operational and management staff, and physical and financial funding. If any of these are inadequate, then the quality of outcomes will suffer. Accept that there will be limitations to the data gathered and the outcomes produced, not least because of the influence of the quality and quantity of resources allocated to the audit activity, but also because of the varying standards of judgement and interpretation that may be applied to the outcomes; Focus on trends, take appropriate corrective action on specific issues, but look for trends and patterns that indicate underlying, hidden, problems that need addressing;  Ensure that the auditing activity is flexible and adaptable, in order to make it compatible with the culture and structure of the organisation, rather than adopt a rigid, unchanging process which is likely to be inappropriate and producing inaccurate results; Challenge the findings, the audit process will not be infallible, and should be challenged continuously to ensure that it is, itself, performing effectively; Apply the highest possible standards to the interpretation of results and judgement on what action to take, this requires training, experience, expertise, awareness of the internal and external environment, and an awareness of the impact of proposed changes on the motivation and morale levels of staff and managers, and an ability to forecast the impact on the operational and strategic objectives.

However, there are some dangers that must be avoided in order to maximise the effect of the audits. These include: Overload of data and information, the result either or too many audits being scheduled in general and-or the unnecessary auditing of areas of activity that are obviously performing well. This can be avoided by targeting the audits and schedules more thoughtfully; Overload of improvement recommendations, not in itself a danger, but the organisation can find it impossible to resource, in terms of budget, time, or human resources - all the improvements identified. The answer is to prioritise, focusing on those improvements that will bring greatest value to the achieving of the organisation’s objectives; Complacency, where results are apparently positive in most areas, there is a danger that management will become complacent. By adopting the kaizen continuous improvement approach to auditing, this should be avoided; Over-reliance on the auditing process, by leaving the identification and correction of poor performance to the audit process, rather than the audit process at least in part confirming that positive, continuous improvement activity is taking place; Managers ignoring the relevance of audit findings the most damaging response. If managers do not take the audit results and recommendations seriously and refuse to implement, or only half-heartedly implement the required changes, then the value of the audit process is wasted.

Although the auditing should be scheduled to examine all processes and activity on a regular basis, there is a need for additional emphasis to be given to auditing poor performers. These are activities, processes, functions, systems, where problems are visible of suspected, but the causes are not certain and need further investigation. In these cases management should arrange for ad hoc audits, and-or for these areas to be given priority in current or imminent auditing activity. It is not acceptable to rely on a generic auditing approach. Not dealing with visible or suspected poor performers immediately will allow poor performance to cause immediate and possibly long term damage. Inevitably, the longer the problems remain unaddressed, the more difficult it will be to take corrective action.

There is a danger that management will see only the audit results and concentrate on the decision making as to what improvements to make, and how to implement these. However, management must remember that the audit results are drawn from the activities of people. This means employees, operational staff, managers, specialists, suppliers, customers, stakeholders. Feedback, shaped and delivered in an appropriate manner, depending on the target group, must be seen as an essential element of effective auditing and successful implementation of changes. Not informing people of the rationale, the purpose, the results, and the positive contribution made by auditing, will lead to low morale and motivation, dissatisfaction, and possibly conflict.

It is essential that the improvements generated by the audits strengthen the organisation’s capability to compete. In order to ensure this happens, management will need to be aware that: It will often be necessary for improvement action to be prioritised. Where this is the case, then those improvements that will contribute the most value to the organisation’s competitiveness should be given higher priority. This is a responsibility of management, who will need to be appropriately skilled in this task; The business sector and general external environment is changing rapidly, and even relatively recent outcomes and improvement recommendations may no longer be appropriate due to significant external changes. This requires management to be alert to such changes and to have the ability to interpret how their organisation should best respond; After improvement changes have been implemented these will have, by default, altered the nature of activities and processes, and will need monitoring, auditing, to ensure that the effect is positive. It is highly likely that most changes made will need adjustment, especially in the early stages after implementation. This must be an integral, high profile, element of the change process.

Business Performance Audits are critical to the success of the organisation. The specific functional, process, and activity improvements generated by the Performance Audits are important and must be visible supported by the management. However, strategic and operational priorities will be constantly changing. Senior management must also ensure that the audit activity contributes positively and supports the strategic direction that the organisation is taking. It is the responsibility of senior management to continuously monitor the effectiveness of the auditing activity in the light of this requirement, and make appropriate changes if necessary.

To obtain the maximum benefit from Business Performance Audits the management must view them as a critically important element of the business. Appropriate resources must be allocated to the activity itself, to the interpretation of results, and to the implementation of improvements generated. Auditing must be integrated into the continuous improvement approach of the organisation. In addition, the objectives of the auditing process must be to generate improvements that contribute positively to operational and strategic objectives. If this approach is taken by management, then the organisation will benefit greatly from the continuous improvements that an effective auditing process can deliver, enabling it to continue to perform to the best of its ability.

Home Based Business Ideas for the Health and Fitness Industry

If you're considering your own home based business, the "health and fitness" industry is a great place to start. There are millions of people of all ages searching for good health tips, products, health advice, vitamins and minerals, etc. So, there's an ongoing need for health-related businesses - both online and offline. Here are some great ideas for starting your own health related home based business.

Focusing on a Woman's Health

A woman's health is very important to her. You can start a home based business based on health and fitness for women only. Women are always trying to lose weight, improve health, and discover the secrets behind true health. You can build a home based business that offers advice for women and "improve your health" products such as vitamins, minerals, diet foods, recipes, etc.

Men's Health and Fitness

Men are typically not as weight-conscious as women, but they do like to stay in shape. If you want to establish a home based business centered on men's health, focus on fitness and exercise. Offer exercise tips and products or vitamins that can help build muscle strength and increase energy.

Weight Loss

If it is weight loss that interests you, you can start an entire home based business about weight loss for men, women and children. You can promote only one weight loss program or a variety of weight loss programs. With a weight loss website, you can offer almost unlimited tips, recipes, articles, etc. Also, you can dedicate sections of your site to fitness and exercise. The possibilities are endless!

Start a Health Newsletter

You can also start your own newsletter about health-related issues. With a newsletter, you can offer it free to subscribers and charge for advertising. Advertisers might be retailers of vitamins and minerals, exercise equipment, health foods, weight loss products or programs, doctors, etc. You can also start a newsletter to promote your own health-related home based business. An online e-zine is even better!

Join with Experts in the Field

If you feel uneasy about starting a health home based business on your own, or simply don't have the expertise needed for such a venture, you can easily team with others who are knowledgeable about the health industry. Some companies, such as USANA, enable you to sell their products, and they do all the groundwork and research for you. So, you can start a home based business in the health industry with little or no prior knowledge.

Helping others to improve health, lose weight, or get in shape can be both a rewarding and lucrative home based business. Discover your rewards while the industry is still booming!

Five Ways to Make Your Organization Innovative

Creative ideas are what turn ordinary companies into market leaders. These companies see the end result first and then build a path to achieve those results.

A safety zone needs to be established. Often, failure is punished but success is not rewarded. We must remember that failure is the second cousin to success. We learn from our mistakes.

Creativity and innovation are key elements that propel businesses to the top. Without either, your company comes in second at best, and no one remembers No. 2. While being No. 1 certainly doesn't guarantee continued success, it is definitely better than being forgotten.

Here are some ways to keep your company at the top:

* Foster a business climate that's open to innovation and creativity. Innovation is the ability to come up with ideas and solutions to pressing problems. It is the process of producing something that has value and did not exist before. Creativity is the ability to take that new idea and make it valuable in your customers' eyes. Realize that every problem has a solution, although the solution may not be in plain sight.

* Become No. 1 with your clients. The more satisfied your clients are, the more business you'll have in the future. Realize that the only commodity your clients know is you. Since you are the catalyst providing the solution to their problem, you are accountable for fulfilling their needs. As a result, you need to invest time in keeping the channels of communication open.

* Create a partnership with clients. Clients recognize partnerships when the companies they work with function as problem solvers. Remember, value is something you produce by the acceptance clients place on what you do for them.

* Create a partnership with employees. Asking people to be creative and then shooting down their ideas creates a rift in your organization. Instead, show people that bringing their imagination on the journey is welcome. Information wealth flows directly from innovation, not optimization.

* Implement next-generation approaches. Replacing "rules" with "roles" will free your employees from the "we have always done it this way" syndrome. The secret is not knowing the formula; it is applying information in a way that works for your employees and benefits your clients. James Feldman is a motivational speaker and business consultant.

Why Hollywood and Businesses Flock To Miami Beach

The City of Miami, and Miami Beach as well, has always been enshrined in the American psyche as the “nation’s playground”, for its year-round tropical climate, elegant waterfront homes and condos, lively nightlife, world-famous beaches and its vibrant ethnic diversity.

With its Hispanic essence and live-and-let-live attitude and lifestyle, this area is considered as the most "foreign" city in the US. The area boasts of a psychedelic mixture of architecture and nationalities, fashion and food. On South Beach, at the southern end of Miami Beach, the senior citizens and baby boomers that used to come in droves here have been replaced by the young and trendy; stylish Coral Gables now booms with the posh offices of multinational corporate giants.

Topless sunbathing is also tolerated on certain designated areas of the beach. The TV show Miami Vice helped make the area immensely popular. Miami Beach, particularly Ocean Drive of what is now the Art Deco District, was also featured prominently in the Al Pacino movie Scarface.

South Beach is a major late-night haunt, where revelers eat breakfast at lunchtime, and can choose from a wide array of restaurants and cafes serving continental, European, South American and Asian cuisines. One of the beaches’ best food haunts is 11th Street Diner, which is open 24 hours a day and Nemo, along 100 Collins Avenue, for its eclectic cooking focusing on seafood, and outstanding desserts. Visitors could also go for a relaxing swim in the sea or in a pool at any of the over-the-top hotels on South Beach, like at the Marlin hotel, or in the extravagant Venetian Pool in Coral Gables. Most visitors would say that it’s a public pool that looks like a Hollywood film set.

A major player in the pop-music world, Miami in general, and South Beach in particular, loves to party. The best clubs are on Washington Avenue, South Beach. Clubs like Crobar, The Mansion, Opium Garden and Shadow Lounge, and a lot more, are filled up on weekend nights, while on nearby Ocean Drive, one could hear live bands clutter the outdoors.

Miami, as well as Miami Beach, may not be like Los Angeles or New York, cities where movies are constantly being shot around every corner. However, Miami has certainly has its fair share of filming. The movie Scarface, which is considered a cult classic, is a tale about Tony Montana, played by Al Pacino, who comes to Florida as a Cuban refugee. After becoming a gangster, as a result of the 1980s cocaine boom, he rises to the top of Miami’s organized crime world, only to fall back down.

Most of you would still remember the equally zany film, There’s Something About Mary. One of the funniest movies to ever hit the screen, this film starred Cameron Diaz as Mary, a girl whom men were willing to go to great lengths to impress. Among the Hollywood blockbusters shot on location in Miami Beach and its environs are the Al Pacino football thriller Any Given Sunday, as well as the Martin Lawrence and Will Smith action-flick Bad Boyz.

Make Money With Pay Per Click Ads and Google AdSense – Arbitrage

If you have done any Internet based marketing or even considered it you've no doubt heard of Google AdWords. If you have a Website you may have considered adding Google AdSense to it in order to increase revenue.

For those of you who don't know, Google AdWords is a marketing techique that offers to help you market your business. If you have ever done a search on you have seen the links to the right of the main list. Those are links that companies have set up in Google AdWords. If you click on a link, the company pays a price. That is, they pay a specific price 'per click'. Google is not the only search engine to offer this kind of marketing. All the main search engines offer a variation of it.

Google AdSense is an extension of AdWords. You may have seen Websites that are not that say 'Google Ads'. You can set up an AdSense account with and add Google ads to your Web page. If someone clicks one of the Google Ad links you get paid a specified price. What you actually get paid is the result of a very secretive 'formula' that the people at came up with. Again, all the major search engines offer a similar service.

So, you can create ads in Google AdWords and get people to click on them pretty easily. When people click the link, they are taken to the Web page of your choice.

You can create Web pages that have Google AdSense ads on them. These Web pages can be the pages that you direct people to in your Google AdWords ads. Can you see where we're going with this?

This technique is commonly called 'Arbitrage'. The trick of course is to get people to click the Ad Sense ads on your pages enough to *more than* compensate for the price you're paying for your AdWords ads. This may seem impossible but it's not. In fact some people claim to make over $75,000.00 per *month* with this technique.

So how do you do it? Well, some AdWord ads are higher priced than others. The more popular the keywords are among AdWords marketers, the higher the price per click. For example, keyword phrases having the word 'insurance' usually charge a pretty high price per click because other companies are willing to pay more. Other keyword phrases pay very little per click, even as low as $0.05 per click. These keywords can be very valuable if you can find the right ones.

Also, Google AdWords generally cost more per click than the other search engines' pay per click services because is the most popular search engine. You can still drive a lot of traffic to your Website if you use the other search engines' pay per click marketing and you'll pay a lot less per click. A few sites to look at are:, and

Once you have your pay per click ads set up you create pages that will display AdSense ads that are relatively close to your pay per click ads. You design a Web page that has a lot of the keyword phrases you want your AdSense ads to be about. For example, if you're trying to attract AdSense ads for the phrase 'Insurance New York', you'll design a page about insurance in New York. You'll make sure that the words 'insurance' and 'New York' are in there a lot (usually about 5% of all words on the page). You'll want to use those words in your Header Title and as your page title. You'll want to be sure to use Google AdSense as opposed to the other search engines because they pay more per click because, again, is more popular.

So now you're paying for people to click links to go to your site that has ads on it that will pay you each time they click your AdSense ad. If you've done it right the AdSense clicks will pay you more than what you're paying for your pay per click ads (usually at least 50% more).

Now you're asking how you find all these great keyword combinations right? You need low pay per click keywords to drive people to your Web page that has high paying keywords. A few sites exist that can help you a great deal.

• - can help you learn how many people are searching on a given keyword phrase and will also make suggestions on other closely related phrases.

• - another site that can help you determine how many people are searching on a given keyword phrase. Also, wordtracker will suggest other phrases that are close.

• - yet another site to help you determine what keyword phrases people are searching on.

Now, you need to understand that pay per click ad prices are generally set by the people doing the marketing. For example, if I'm only willing to pay $2.95 per click on a keyword phrase but my competitor is willing to pay $5.00, my competitor's ad will always show up before mine. In fact, my ad may not show up at all. You need to be able to determine how much people are 'bidding' on a given keyword phrase.

• - helps you get an idea of what prices people are paying per click for certain keyword phrases. It also will suggest closely related phrases.

You can also buy software to help you keep a close watch on what prices people are paying and it will help you manage your pay per click ad campaigns as well.

The only way you can succeed at this is to test, test, test your work. Find a keyword phrase 'pair' (1 for your pay per click ads, the other for your AdSense ads) then design and publish your Web page laced with your AdSense keyword phrases. Go to and sign up for an AdSense account. get the 'code' needed for your AdSense page and paste it into your page (the top center and/or bottom center is usually real good). Then set up one or more pay per click ad(s) with a lower paying search engine and pull the trigger.

Once you've got your pay per click ads running, monitor them every hour. Not much time will pass before you get an idea of whether or not it's working. If not, kill the pay per click ad *fast*, and start over.

Your chances of making money in less than your first 10 attempts isn't great. But if you keep at it and learn the game you really can make money using pay per click 'Arbitrage'.

Enhance Profits for Your Home Based Business with Affiliate Programs

A home based business offers you the opportunity to work at home while earning profits on a full-time or part-time basis. You can often set your own schedule and create a comfortable office setting that enables you to do your daily home business tasks. What you may not realize is there are more ways than one to start your own home business. With an Internet home business, you can enhance your profits with affiliate programs by adding these to your already successful website or by promoting them solely as your business.

Affiliate programs are opportunities in which you send customers to another company and receive commissions when those customers make a purchase or sign up for a service. As an affiliate, you will be promoting someone else's products and business while you enjoy a percentage of the profits. There are advantages and disadvantages of affiliate programs, but once you understand how they work, you can easily start a home based business by promoting the skills and products of others.

Benefits of Affiliate Programs for Home Business

With affiliate programs, you're able to have a completely online home based business. By this we mean you can work entirely from home online without visiting customers or businesses in person. You don't have to network around the neighborhood with friends and family members. You can do all your promotions online from home, and with many programs, you'll never have to come in direct contact with customers. Affiliate programs offer a legitimate home based business opportunity without the high startup costs of a regular business. You don't have to stock inventory, accept credit card payments, or ship any products.

Disadvantages of an Affiliate Program

The main disadvantage of an affiliate program is a lower conversion ratio. It's commonly known that you must promote the right product to the right audience to make a sell in any business. But with affiliate programs, this is still true plus you must promote to even more people. The conversion ratio for purchases is often lower with affiliate programs than if you were to sell your own product directly. Therefore, you must promote diligently and be sure to do plenty of research to find the appropriate products with good conversion ratios.

Another disadvantage is you're at the mercy of each affiliate company. If they go out of business, so do you! It's a good idea to sign up with several reputable, established companies so you won't have to worry so much about this.

Recurring Income

An affiliate program can be more beneficial if it offers ways to make residual income. There are some affiliate programs that offer services with recurring payments from customers, such as hosting services, marketing services, and so forth. These will often pay you every time the customer makes a payment so you can earn again and again just from one customer. Other services might offer you commissions on every future purchase made by one customer. Both of these setups are often more profitable than one-time sales unless you can find a one-time program that pays really well for that one payment.

Add Affiliate Income to Your Current Home Based Business

Another home business idea is to add related affiliate programs to your current home business. You might sell your own product, but want to add other products or services without adding to your labor. Affiliate programs can enhance your income without adding more work or products. You can add affiliate links to your current website and receive commissions every time someone makes an affiliate purchase.

You might ask, "What's the best home based business with affiliates?" This is a difficult question because everyone is different. You have to consider what you enjoy doing and the types of products or services that interest you. Find something you love doing so you won't burn out after a year or so. Discover home business opportunities that pay well AND give you a sense of fulfillment every day.

With an Internet home business and affiliate programs, you'll soon enjoy profits never before imagined while doing the work you love from home!

How To Make Money Online With Different Techniques

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Although there are some ways to make money online without a website or product, just like making

money online with Google AdWords PPC Campaigns, email marketing, we still have to admit that we

are powerful and potential with a business website.  Most entrepreneurs these days think getting

a website and some product to sell online is a great way to make money, also, most advertisers

make it seem quite easy with all the bells, whistles, promises and the marketing tools they

present.  Making money online in the comforts of your own home is a dream come true for anyone

with the desire to get out of the everyday 9-5 routine.

You can make lots of money with online advertising, as this is one of the high risers for ways to

make money online.  If you are still at a loss with what you want to sell, because your interests

cannot be turned into profit making products that you can sell online, it is a good idea to

consider selling the products of someone else to make money online.  Now, you're probably asking

yourself: "Can I make money online by selling products and, in the same time, keep the scam

artist away?

While it is time consuming and can take over as a full-time job for many people, having a work at

home job has the best potential to make money online.  After all the promises and the marketing

“mumbo jumbo” about making money online with website that people just click and spend, after all

the explanation of creating content that holds the viewers, after all the work to get the

information out to potential customer you wind up with nothing.

Some of those sites are just plain garbage and most of them are affiliate links to the few

hundred marketing gurus that have the market flooded with information, software and online money

making idea that all promise the way to the golden nugget.  Some of the other methods to make

smaller amounts of money online are affiliate marketing on a smaller scale, getting paid to

drive, getting paid to shop, and getting paid to take surveys.  Now you know the best route to

take, the methods that put the successful where they are today and the real investments that you

should be applying, to make money online.

If you are looking for an easy way to make quick money online, there is no doubt that network

marketing is the best choice.  As you can see, finding out what the best way to make money online

is not as easy as you would think.  Making money online is possible and if you have the desire to

do so, you will succeed if you have a definite plan.

Global Business to Business Marketplace

Most latest and significantly useful way of trade prevailing in market is Global B2b Marketplace. It is a trade portal through which buyers and suppliers of various goods and services come together in a virtual trade show. These trade shows are conducted as either regular trade shows or online trade shows.

The companies today jointly are coming with this concept of fusing at a common place for the convenience of each other. The primary focus is to facilitate trade at various levels i.e.

•      Manufacturing level

•      Import level

•      Export level

•      Wholesale level

It is a two way process in which the buyers will find the worlds most reputable suppliers and vice versa at one common ground.

Buyers Consideration: Every buyer is in search of supplier who has the capability and the facility to meet his procurement needs. To fulfill these criteria each one is struggling globally. But with the coming of this new concept of trading, it is a blessing to find varied range of suppliers under one roof. The suppliers who match ones consideration can be contacted directly.

In case of online trade shows an email can be triggered when new goods or services listing appears. Benefits of buying including detailed company profile, product information, List of industry association, multiple quotations, etc.

Suppliers Consideration: B2B Marketplace acts like a hub for various suppliers to promote their products by providing detailed information about their offering through catalogs. The more of the displayed visibility translates increased awareness about the company and the potential for entry in untapped markets which inurns increases the sale pattern. It appears like an opportunity for suppliers to get noticed by global buyers through enhanced exposure.

Companies through out the world get themselves registered for such shows. They are required to provide complete information about themselves starting from true name, postal address, phone, fax, e mail address, registration content etc.

Key Points

•      Suppliers can provide world class products to their customers at good prices and one can find manufacturers and suppliers that one can trust to deliver best quality at the best price on time.

•      It is very cost effective way to connect with the whole lot of trading units throughout the world.

•      One may find thousands of credible suppliers to compete for ones business. This makes the quality and price comparison easier and much simpler across the range of suppliers in seconds.

•      It is the most appreciable and quickest key to global trade.