The Purpose of Wire Drawing Dies in Diamond Bits

Wire drawing dies are used in diamond bits to make them as durable as possible. Since diamond bits have to drill through very hard materials including bricks and concrete they have to be effective. The addition of wire drawing dies allows the diamond bits to hold up well to a high amount of weight and well as heat.

Even though diamond is the hardest material in the world it can still be damaged while cutting into these types of materials. Wire drawing dies allow the diamond bits to be shaped so that they offer the best performance with minimal sound. They also allow the debris that is being drilled into to be moved from the hole so that the worker doesn’t have to stop and move it away.

There is still plenty of work to be done in the area of wire drawing dies for diamond bits. As the use for these types of diamond bits continues to increase, the need for effective wire drawing dies is important. There is a great deal of research taking place and many patents that have been secured in order to market a better product.

The goal is to provide wire drawing dies that will allow the successful drilling with diamond bits to be faster. In order for this to happen they will need to sustain more heat and be even more durable than they already are. Coming up with the solution is difficult and there is plenty of testing taking place to make it happen.

As these tests continue, you will see plenty of advances in the areas of wire drawing dies for diamond bits. The process for creating them is also becoming easier and more affordable. The variables that come into play based on the amount of pressure and the temperatures require at least a 50% thickness on the wire drawing dies. It is also cemented into place with a type of carbide substrate.

Those making wire drawing dies are committed to making a quality product that can be used for diamond bits. The construction and mining industries are patiently waiting for the wire drawing dies to be manufactured that allow their diamond bits to last twice as long as they currently do. In the mean time, however, they will have to be content with using those wire drawing dies that are currently available. They definitely allow them to complete a variety of different projects with less effort than if they didn’t have wire drawing dies for diamond bits.

Diamond bits are used to complete a variety of different projects. With the use of wire drawing dies this process is completed much faster than it would ordinarily. It also allows the diamond drill bits to remain in good condition for a longer period of time. Since diamond drill bits aren’t cheap this is very important for those businesses that rely on them regularly to complete projects. Their profits increase due to the number of used drill bits declining.

Check Out Your Safety When Looking for Limousine Service

Definitely, you want everybody to notice your arrival at the party you will attend to, so you hire a limousine service. But of course, you have to make sure that the limousine service that you will hire is reliable and dependable.

If you think that inexpensive and unlicensed service provider can be a convenient and better limo service to hire but then you are wrong. Maybe you are asking why. If in case, there is an accident occur, do that company have contingency plan? Are you sure that this company can be trusted in this kind of situation?

Of course, you have to make sure to pick up the right limousine service, so read on, this article will provide you some tips.

Yes, traveling in style and having a luxury ride are the main reasons why you want to hire a limousine service. There are many types of limousines such as stretched, sedan, SUVs and so on. So you absolutely, need to pick the type and size you need according to the event or party that you are going to attend.

It is not that easy to know that the limousine company is insured and licensed, but of course, you need to know by having the necessary information about the company, you can do this by asking other people who regularly use limousine in your area. Asking for recommendation is one way of having a reliable and dependable limousine company.

You have to contact or visit few limousine companies and ask about their contingency plans, if they have any and ask about the services and rates that they provide for their customers. You also have to ask about the limousines they offer, make sure that the limousines that they have are in good condition. Ask about the driver as well; make sure the driver is professional enough. You also have to check out about their cancellation policies and other policies in order to make sure that there will be no cause of delay or problem in the specific date itself.

You have to make sure that you ask all the valuable information and details, like for instance the payments, if they are accepting credit cards, ask about the down payments, and so on. Prices vary depending on the limousine type and size that you need, so you have to know these things as well. Be an alert and well-informed customer, in order to make sure that you will be having the best out of your money.

You have to check out that you will be having the limousine that you asked for. Check it out beforehand in order to make sure that it is clean and in good condition. Make sure to ask all the necessary questions to the management to avoid any problem and conflict with the limousine company. All of these tips mentioned are helpful to you in order to make sure to have the right limousine service provider that can give you satisfaction and convenience.

Simple Solutions for your email Marketing

Get Rich Quick Scams RevealedRead this article before you consider paying for a "get rich quick" program.

Everybody would love to make lots of money quickly, working from home, and only doing a few hours of work per week. I've spent the past two years trying to find a great way of doing this. Only over the course of the past few months have I found any "get rich quick" programs worth buying. I've been trying to make money online for a long time. I had a few small websites, but they never made much more than a few hundred per month. It was easy money and didn't require much work on my part, but I knew there were people out there doing better than I was and I knew I could do as well as them.

Now, I've seen a lot of "get rich quick" programs. Most of these people make claims about earning $2000/day with Google or something similarly insane. Almost all of these people are complete liars. Even if they were making $2000/day with Google AdSense, it'd be because they had high - traffic websites with a lot of quality content. I'd know, because in one whole month, I never even made half of what they promised I'd make daily with their programs. Maybe you've already been scammed by one of these fraudsters. Anyway, I finally got sick of what was being offered.

I decided I'd look through the all of the "get rich quick" programs I could find and see if there were any that were actually legitimate. I found that there were owners selling their programs for well over $100, but the information in them could be found almost anywhere online for free. Additionally, they all contained out-of-date information, had no e-mail support, no money back guarantees, and broken links in the downloads section.

In conclusion, almost all of the programs I found were completely useless. The owners knew it, but they couldn't care less about their customers since they didn't offer refund policies! Amazingly, while looking through all of the programs, I actually did find a few legitimate programs. They were run by ordinary people like you and me, and they had found some great methods of making money from their home by doing very little work.

I spent some time working with those programs, and my income is now ten times what it used to be. These programs provided a large amount of great information on how to make extra money on your computer doing very little work. Numerous customers had provided great feedback and reviews for their products. Many of them have started to make money just days after buying!

Their programs have excellent prices, and the authors have a group of paid staff who are dedicating to helping you or providing assistance if you need any. I must say I was amazed! If you do decide to purchase any of the programs listed below, I recommend you join quickly. Most of the owners tell me they are getting an overwhelming number of sales and plan on raising prices in the near future, so order while prices are still low!

To Your Online Success,

Mortgage essentials: a few facts about mortgage loans

A mortgage can be regarded as a type of loan which is guaranteed by the property purchased by an individual. A typical mortgage deal is based on the opportunity of the lender (the party providing the money for a home purchase) to sell the house in case the debtor is unable to pay off his mortgage loan. Basically, a mortgage can be viewed as a housing loan, which is probably the fastest way to buy a house nowadays.

Different financial institutions can act as mortgage lenders. Shopping for a home mortgage loan you should consider the following options on your way:

-banks

-building societies

-home mortgage companies

-credit unions

-state pension unions

-housing societies

-insurance companies

Also there are a number of certified mortgage lenders which are called private mortgage lenders. It’s quite obvious that there are many different sources for initiating a mortgage loan. Quite a lot of mortgage lending companies have established strong presence online. Many mortgage lenders succeed in their business arranging online mortgage deals because such an approach is fast, efficient and well secured.

There exist different types of mortgage loans on the contemporary market. Different mortgage packages are offered by different mortgage lending institutions. And quite often, terms and conditions differ a lot.

Obtaining a mortgage loan the buyer should choose between either a fixed mortgage rate or variable mortgage rate and some other hybrid mortgage solutions combining the features of the two principal mortgage types. A particular mortgage loan affects regular mortgage payments, loan interest rate and overall mortgage costs. A good mortgage company provides customers with many different options in order to give people the flexibility they need. Before deciding in favor of a particular mortgage lender one should carefully review all mortgage opportunities, study available mortgage plans and packages in order to make the right decision. A casual approach to choosing a mortgage loan can result in a great loss of funds due to high mortgage payments and unexpected raise of the mortgage rates.

There are quite a lot of costs and fees associated with a mortgage deal. Costs can vary from lender to lender and many of them are negotiable. The most common mortgage fees are an appraisal fee, mortgage insurance fee, application fee, early repayment and a number of others. Let an experienced lawyer or mortgage broker handle your mortgage deal – that will help a lot.

Tiberias Financial Group, Inc. http://www.TiberiasMortgage.com  is an example of a typical player on the contemporary mortgage market since it offers a wide variety of services and mortgage related opportunities. Whether you're buying a home, refinancing, or looking for a home equity loan or home equity line of credit you will be serviced by professionals and get what you want.

Gain an advantage with hyip investment

Over the years, we have seen several kinds of investment options that have conquered the market. HYIP’s or High Yield Investment Programs are the latest ones.

Hyip investment is a highly profitable business proposition that allows you to generate maximum profits for minimum investments.

The percentage of interest that you earn on your investments also varies. While some companies offer you a stable 1 to 2% daily, there are other companies that offer you much higher rates. But with the increasing rates also come the ever increasing risks.

Now that you have read about the positive cash flow, it is important that you also keep in mind, that several of these companies are nothing but scams.

Choose wisely

There are several horror stories of people who looked for Hyip investment and invested in shady companies only to find that they had disappeared within weeks.

So before you invest any of your hard earned money in an HYIP, it is recommended that you seek the services of an experienced HYIP investor or consultant.

Even you can spot a scam after you spend some time in the market. Usually these companies have extremely high daily rate of interest.

How they work

The reasons why HYIP’s are so popular is because you do not have to do any kind of work at all. The only thing that you do is invest your money and watch it grow.

The HYIP has a semi automatic or completely automatic script that allows you to withdraw your money just about anytime. As an investor, you should keep withdrawing the money frequently rather than compounding it to minimize your risk.

There are experienced investors who are making a lot of money with HYIP’s and with time, you too will be there. However, a lot of newbies start their investment career with losses.

Teaching you how to get paid

Everybody would love to make lots of money quickly, working from home, and only doing a few hours of work per week. I've spent the past two years trying to find a great way of doing this. Only over the course of the past few months have I found any "get rich quick" programs worth buying. I've been trying to make money online for a long time. I had a few small websites, but they never made much more than a few hundred per month. It was easy money and didn't require much work on my part, but I knew there were people out there doing better than I was and I knew I could do as well as them.

Now, I've seen a lot of "get rich quick" programs. Most of these people make claims about earning $2000/day with Google or something similarly insane. Almost all of these people are complete liars. Even if they were making $2000/day with Google AdSense, it'd be because they had high - traffic websites with a lot of quality content. I'd know, because in one whole month, I never even made half of what they promised I'd make daily with their programs. Maybe you've already been scammed by one of these fraudsters. Anyway, I finally got sick of what was being offered.

I decided I'd look through the all of the "get rich quick" programs I could find and see if there were any that were actually legitimate. I found that there were owners selling their programs for well over $100, but the information in them could be found almost anywhere online for free. Additionally, they all contained out-of-date information, had no e-mail support, no money back guarantees, and broken links in the downloads section.

In conclusion, almost all of the programs I found were completely useless. The owners knew it, but they couldn't care less about their customers since they didn't offer refund policies! Amazingly, while looking through all of the programs, I actually did find a few legitimate programs. They were run by ordinary people like you and me, and they had found some great methods of making money from their home by doing very little work.

I spent some time working with those programs, and my income is now ten times what it used to be. These programs provided a large amount of great information on how to make extra money on your computer doing very little work. Numerous customers had provided great feedback and reviews for their products. Many of them have started to make money just days after buying!

Their programs have excellent prices, and the authors have a group of paid staff who are dedicating to helping you or providing assistance if you need any. I must say I was amazed! If you do decide to purchase any of the programs listed below, I recommend you join quickly. Most of the owners tell me they are getting an overwhelming number of sales and plan on raising prices in the near future, so order while prices are still low!

To Your Online Success,

Getpaid2

How To Build A Home Internet Business

1. Your first objective is to make your website visible to as many people who are searching for what your home business offers. This involves advertising your home based business all over the internet-whether this includes pay-per-click ads, writing articles,building links to similar home income sites,banner advertising,or writing a newsletter. These are all very important methods to advertise your home internet business.

2. It is so important that you try and get a vast number of repeat customers to your site. Offering a free email newsletter is a very good example,and with your own autoresponder account set up,your visitors will be able to subscribe to your free email newsletter thus receiving quality content and information, with the result to purchase products /services from your website. Your list will grow,and effectively over time your sales will increase.

3. Also ensuring that your website is search-engine friendly is another very important factor. Achieving excellent ranking at Google,Yahoo and MSN for search results relating to your website virtually guarantees vast numbers of targeted traffic. Best of all this traffic is free. You can optimize your website for your chosen keywords yourself, but i suggest you research keywords first. Overture has an excellent keyword tool. Do a Google search for "overture keyword tool".

4. Building back-links to your website,is another great step to advertise on the internet. Linking to other similar niche websites makes the search engines index your website far quicker,and possibly giving you better search rankings.

5. Writing and submitting articles to article directories and other webpages is an effective and free way to advertise your site too!. This has to be done on a regular consistent basis to grow your online presence. The author resource box gives you an opportunity to anchor back to your website, using a targeted keyword or phrase.

For a fee,you can hire a ghostwriter, to write articles for you-this is a great idea if you have money but no time to write!.

6. Post in work at home forums, with an anchor link to your website in your signature.These ideas can be totally free,and effectively your posts will be indexed by the search engines-giving you another free source of traffic.

7. Ppc or pay-per-click advertising is another way to receive targeted traffic to your website.

The advantage of this is almost immediate-once you set an account up,add relevant keywords and phrases, write your ads and how much you want to spend etc-the traffic flows to your site.

But

It can be very costly,to the newbie or unexperienced. Tweaks and changes are to be made to find the most clickable ads which have a high click through rate,and which cost pennies/cents rather than pounds/dollars. Google, yahoo ,and msn are the big three search engine ads companies.But you can use the smaller ad companies too!.

How to End Your Fear of Cold Calling – 3 Steps to changing your mindset about cold calling!

Most of us really dislike cold calling. It’s probably the most dreaded of all sales activity, and causes the most rejection.

But there are wonderful ways to think differently about cold calling. We can eliminate the negative experience that’s typical for both caller and receiver simply by changing our mindset. When we begin to think differently, we find that cold calling is no longer the fear-laden experience we’ve come to expect.

By adopting this new mindset, you’ll be able to enjoy calling again. And, for the first time, you’ll see other benefits to cold calling besides actually closing a sale.

Here are three key focuses that shift us into this new way of approaching cold calling:

1. Focus on relationship rather than salesmanship

Begin your cold calls with the idea of having a conversation around the other person rather than around your product or service. Let your whole focus be about whether you can assist the person you’re calling.

This allows a conversation to unfold naturally and easily around their needs. And it also helps you be more relaxed around the possibility that your solution really may not be a fit for them at this time.

Who doesn’t like the idea of meeting new people? And who doesn’t like providing help if we can? When your mindset is in this place, then gracious and easy conversations happen. You aren’t all tense about whether a cold call will result in a sale. You’re operating out of authenticity. You’re being a real person, talking to real people.

Can I be of help to you? You probably wouldn’t say these specific words, but it’s a mindset that’s easy to hold. And it’s also more easily received by potential clients. They won’t feel "chased" by your sales agenda. They’ll be more open to explore things with you. And you’ll feel the enjoyment of meeting new people and discovering whether you can help them.

When you focus on building this kind of connection with people, you’ll find yourself improving your life in many ways. One is the obvious. You’ll have better cold calling conversations. You’ll find your sales going up. And you’ll also find yourself bringing much more professionalism into the actual experience of selling.

2. Focus on dialogue, not monologue

This new cold calling mindset is about having a true conversation, not a one-way script. It means genuinely anticipating cordial conversations with a new acquaintances.

This has to come from you naturally. It has to be a natural conversation. You have to believe yourself that you’re calling to see if you can help someone with your product or service.

Once you begin to enjoy the idea of conversing with people and building trust with them, your whole being shifts into this new frame of reference. And you begin to be in a place where the sale itself will not affect your behavior.

When this happens, your fear of rejection goes way down and your enjoyment of the human connection goes way up.

This is where you become free of the old rules around cold calling because you’re not worried about the selling anymore. You’re only concerned with helping the client, regardless whether you make a sale or not. And that’s freedom. It’s freedom to be professional and authentic.

When you think of upcoming cold calls in terms of dialogue rather than monologue, then you aren’t focused solely on what you might get from the conversation. You’re operating out of an honest desire to assist, and this always means having a two-way conversation.

3. Focus on problem solving rather than product selling

No matter what industry you’re in, there must be a need for your product or service, or you wouldn’t survive very long. So whether you’re offering entertainment, bookkeeping, computer programs or anything else, you’re fulfilling a particular need.

This new cold calling mindset focuses on identifying these needs from the perspective of potential clients. Shift your mindset away from what you have to offer, and focus instead on what their problem is. Step into their world.

Most of us enjoy problem solving. We like to "fix things." So it’s easy for us to come from a place of wanting to solve a problem. And that’s where we begin our cold calling conversations -- from their point of view, their difficulties, and whether we might be of service.

Human nature being what it is, we, as people, enjoy other people. And the more we help them, the more we get feedback that is supportive and positive.

We all want to enjoy our jobs and feel good about what we’re doing.

One of the major benefits of this new cold calling mindset is to add credibility and integrity to what we do as professionals. When we humanize the process of cold calling, we step out of the typical one-sided salesperson persona, and that feels really good.

Get the Word Out with Press Release Distribution

If you have a small business, chances are that you're struggling to establish or maintain your market niche. To grow your business to the next level, you need to get the word out to your target audience. You probably don't have the budget to place prominent print advertising, much less television and radio advertising. As it turns out, the best advertising - and the most effective advertising - is free advertising, in the form of media interest generated from a press release. But, even if you write a press release, how do you master the art of press release distribution?

Targeted press release distribution is one of the most powerful forms of marketing and advertising available. The value of the exposure your product or business will receive as a result of a television segment, a newspaper or magazine article is exponentially more than you'd receive as a result of paid advertising. That's because, although the media doesn't explicitly endorse products and businesses, it has an objectivity that provides consumers with a perception of credibility and legitimacy. In other words, consumers know that the media isn't being paid to cover your product or business, so they trust that writers and producers will provide them with unbiased information. The bottom line is that, if you get press attention, your business is bound to grow.

The trick is getting the word out to the media. In days past, this would involve countless of hours of research and lots of postage stamps, then crossing your fingers and playing the waiting game. But in this day of sophisticated Internet marketing, press release distribution can be accomplished instantaneously through press release services.

When selecting a press release distribution service, follow these guidelines:

* The press release distribution service should be able to provide online distribution to thousands of media outlets.

* The press release distribution service should be able to provide you with press release writing services for an additional fee.

* The press release distribution service should be able to provide you with fax distribution and audio distribution, in addition to online print distribution.

* The press release distribution service should have a proven track record, with clients who have been featured in major daily newspapers, major consumer or trade magazines, major Internet portals, and on television shows and radio stations.

* The press release distribution service should be able to target email press releases to those media outlets covering your preferred market.

Newspapers, magazines, radio and television stations, and websites all depend upon a steady stream of press releases in order to provide content to their readers, listeners, and viewers. They want to hear about new products, services, and businesses, and they prefer to obtain the releases electronically. When you select a press release distribution service that has a proven track record, you can be assured that the media will turn to the press releases distributed by that service, knowing they are trustworthy.

Business Articles Can Help You Grow Your Company

Whether you already own a business or anticipate launching a business, it pays to do your research and stay abreast of issues that could affect your company. In the past, understanding business management and trends may have required an MBA degree or attending expensive seminars. Today, however, the Internet provides a wealth of information completely free of charge. By regularly reading business articles, you can gain insight into a variety of issues affecting companies like yours.

Taking a Cue from the Experts

Experts, business owners, and consultants routinely post valuable information on a wide range of topics to article content hubs, also known as article directories. For example, you can find dozens of articles about customer service, with topics ranging from how to effectively resolve customer complaints to using customer service to build customer loyalty to the pros and cons of using retail greeters. If you're getting ready to launch a business, you can find step-by-step guides to writing a business plan, how to incorporate flexibility into your strategic plan, and how to diversify your revenue streams.

Similarly, you can keep abreast of the specific issues affecting your business by reading business news articles and business ethics articles. Likewise, small business articles can help you avoid many of the pitfalls that besiege owners of small companies, and prompt you to adopt best practices for your industry.

Valuable Marketing Tips

It's always a challenge to stay a step ahead of the game and market your business in a way that gives you a competitive edge. This is especially true when it comes to Internet marketing, since cutting edge strategies quickly and fluidly changes in response to the needs of the marketplace. An article content directory that emphasizes business articles can provide a wealth of information on topics ranging from email marketing, pay-per-click advertising, traffic building, Web design and development, and copywriting.

Scouting for Business Opportunities

Whether you're ready to launch a new business or simply wish to diversify your revenue streams, a business-oriented article content directory will showcase new business opportunities. It will also contain business articles that will help you evaluate opportunities and provide benchmarks to determine whether or not you are achieving your goals. Other articles will help to motivate you by giving you pointers on setting goals, visualizing success, and convincing those around you to buy into your dream.

Sharing Your Knowledge

If you have experience in business issues - whether on general business topics or in a narrow specialty - consider using an article content directory to share your knowledge. Your advice, tips, and roadmap to success are certain to help others who are seeking guidance. When you do, you have the added benefit of being able to promote your business or website by including a hyperlink in the resource box of your article.

Expanding Your Website

Your company's website serves to both create brand awareness and to provide visitors with valuable information that will encourage them to return often. Article content directories often allow website owners to reprint articles on their own sites, as long as proper attribution is given and the author's resource box remains intact. Reprinting business articles and other articles on topics of interest to your visitors can help you add high-value content to your website and expand its reach.

Attract New Eyes and More Profits to Your Business with Flexible Neon LED Lighting

There are many ways to get your business noticed. Signs, flashing lights, bright building paint colors, banners, and window displays can all attract more customers to your establishment. But a new innovative method that many businesses are now using to get attention is the addition of flexible neon LED lighting to their building. Flexible neon lighting such as NeoFlex neon offers many benefits, dollar savings, and an easy way to spruce up an older building.

Uses for Flexible Neon LED Lighting

There are many uses for this unique type of neon lighting. You can decorate your building in a great way by installing the lighting around the entire building or storefront. Many businesses place the neon border tubing along the edges of building borders and roofs. In the windows, you can create unique neon signs for open/closed signs, slogans, special sales, or even the name of your business. You can also create amazing logos with the neon tubing.

These neon lights and signs not only attract attention while customers are entering your store or business, but they also attract attention from the highway, especially at night. The more people see your storefront, the better chance you'll have of getting them to enter your store. You can get their attention with neon, and then make a special offer on a sign to bring in targeted customers.

These types of lights are great for car wash neon lighting, bar neon lights, stage lights, casino neon lights, and restaurants or pubs. They do wonders for hotels and condos, or any business that's open after dark.

Benefits of Flexible Neon Lights

Using flexible neon LED lighting for architectural lighting offers numerous benefits. The tubing is bendable so it can be molded and shaped to fit almost any surface. It is easy to install, and many business owners install it on their own for smaller lighting projects. Flexible neon tubing can be cut to any length to meet any lighting need. Also, it is made with a thick rubber coating that protects it from weathering, vandals, or flying debris.

This type of lighting can be plugged into a regular 110-volt outlet, so no special power supplies are needed. Also, it is cost-efficient. You can save up to 80 percent in energy costs when compared with standard neon lighting. This lighting has up to 100,000 hours of life expectancy and is also cool to the touch.

Colors and Surfaces

There are also a variety of colors so you can match the neon lighting your business logo colors. These include red, purple, green, white, blue, yellow, and orange. You can decorate in one color or all "rainbow" colors if you want your business to really stand out.

Flexible neon LED lighting can be installed on several surface types such as wood, steel, plastic, and concrete. Up to 300 feet of continuous border tubing can be stretched along your building's exterior or interior to create eye-catching building highlights.

If you're searching for an affordable, but noticeable, way to draw more attention to your storefront, LED neon lighting is a great alternative lighting solution. Easy installation neon lighting gives your business its opportunity to shine!

Resume Templates

Working with Resume Templates

There’s no right way or wrong way to write a resume.  Find a resume template that you like and can work with. Stick to the general outline but edit to fit your best credentials and accolades.

It’s an advantage to have a large collection of templates to choose from to give as many options as possible. You can also utilize different formats and see which you like best. Make sure you have someone who can proof read for grammar and spelling.

What’s great about specific job resume templates is that they give you a targeted outline to work with. For example: A Marketing resume template might include headings like Entertainment and Media, Marketing and Advertising, Sales, Business, and Promotional Development, Business and Project Management. The things associated with marketing that will encourage you to think about what you have to offer a new company.

A good practice is to develop two resumes with different formats and then pass them around to family and friends for opinions.

As you begin to read job postings and the employment Ads, you can tweak your resume as you go.  Do your homework about the company you’re interested in and personalize it with pertinent and positive information in your cover letter.

Reduce Risks with a Turn Key Automated System

Another major advantage of a turn key, automated home based business is you don't have to risk your time and money on something that hasn't yet been tested. Imagine starting an online crafts store. You work hard to design your website, invest in promotions, stock craft-related inventory, set up order processing, and install a customer service phone line. Then after about a year, you discover the business is just not going to work out. It's not bringing enough profit to carry on. You've just wasted a year's time (and money) on something that doesn't work.

With a turn key business, the testing period is usually over even before you get started. Someone else has gone before you to see what works and what sells. From the Web presentation to the closing of the sale, the entire pathway to success has already been explored. All you have to do is get on the right pathway and start promoting.

Many business opportunities do require a start-up investment, but this if often minimal when compared to normal business start-up costs. You may risk a small amount of money, but you can work hard to promote and earn that money back plus a healthy residual income without future risk. Once you get started making sales and find out what works, you can do it again and again. Many MLM companies will also provide you with a plan of promotion that has already been tested, which is an added bonus.

Looking to the Future

The potential of a turn key, automated home based business is amazing. Once you find a few advertising methods that bring a good response rate, you can roll out larger campaigns for more sales. You'll have a team of experts to help you sell the product, so all you'll have to worry about is finding effective ways to get new people to your website. You can make money from home while leveraging the skills of others. And, of course, those who work to help you will receive benefits from every sale. It's a win-win opportunity.

Also, you'll have the flexibility to work on your business any time of the day. The Internet is not limited to certain hours, so you can start promotions early in the morning or late in the evening. You'd be surprised at the number of people surfing the Web during wee hours of the night looking for a home business opportunity.

With a turn key, automated home based business, you'll be able to enjoy wealth from home without the many headaches of starting your own business. Start realizing your home business dreams today!

Do You Have to Be Aggressive to Make Sales?

We could say that Unlock The Game™ actually takes the "middle ground" between passive and aggressive by being authentically unassuming, yet effective - and that this is the most stress-free and effective way to sell.

What do I mean?

I mean that you have to shift away from assuming that every prospect is a fit for your solution.

It's sort of like the legal concept of "being innocent until proven guilty."

We can't afford to make any assumptions about "fit" until our conversation with the prospect indicates that we've mutually arrived at that conclusion.

The aggressiveness that turns off prospects sets in when you assume, every time you pick up the phone, that you have a solution for them.

Your tone of voice and language gives them that message long before they've even had a chance to agree that they have a problem you might be able to help them solve.

But if you can manage to find that middle ground of not assuming anything while also communicating in a low-key, unassuming manner, you'll discover a whole new effectiveness you could never have imagined.

Can prospects sense when you're assuming too much?

Sure they can -- because most of us have been conditioned to present or talk about our solution as a way to engage prospects so they'll reveal their problems to us.

But that logic is completely flawed, because when you launch into your solution to someone who doesn't trust you yet, all you do is allow them to pigeonhole you as a stereotyped "salesperson."

So how do you make this concept of being unassuming but effective a reality?

First, learn to start conversations by focusing 100 percent on generating discussions around prospects' problems, rather than pitching your solution the second you hear an opening.

Second, learn to begin those conversations by converting the benefits of your solution into problems that your solution can solve.

Third, after you and your prospects have identified a problem or problems, you can then engage in a discussion about whether fixing those problems is a priority.

It's only at that point that prospects have finally given you implicit permission to share your solution with them.

Jumping in with solutions prematurely will only land you back in the trap of being perceived as "aggressive."

No More Selling Scripts? 5 Ways to Be Yourself Again

I knew right away that he was using a structured sales script, and that triggered the negative "salesperson" stereotype in my mind.

I didn’t want to hurt his feelings so I let him continue with his pitch for a few minutes. Then I gently said, "Hi, Steve." He was so startled that he completely stopped speaking. He had no idea how to react to my simple, normal greeting.

Why? Because he was totally focused on his selling script and not on my reaction to it.

If you’ve been selling for a while, chances are you’ve been asked to use sales scripts to make cold calls. And even if you feel scripts are unnatural and impersonal, you’ve probably used them anyway because they were the only way you knew to start a conversation with prospects.

Maybe you’ve even made some sales using scripts.

But here are some questions you need to ask yourself.

How do you really feel when you use a script?

How do your prospects feel when they know you’re using a script? (And they do know.)

Most important, how many sales are you losing because you’re using a script?

When people call me and ask how they can throw out their scripts and cold call the natural way, the first thing I do is ask them whether they’re willing to role-play with me using their script.

As soon as they start reading their script, a couple of things happen. I hear their voices go up in volume so they sound enthusiastic. They also talk faster, and their voice takes on a canned, robotic quality. All these things trigger the negative "salesperson" stereotype.

After a few moments, I gently stop them and tell them they’re sounding like a totally different person from the one who called me and talked with me so naturally about their sales issues.

You know what they always say? "Ari, you are so right. When I use a script, I feel as if I can’t be myself. I feel like a robot or an actor, and it’s very awkward and uncomfortable. Is there any way I can be myself again?"

Here are 5 ways to throw out your linear selling script and be yourself again:

1. Admit that scripts make you sound "scripted."

When you begin your sales script, prospects detect the very subtle change from your natural voice to your unnatural scripted voice within seconds. "Fine," you might say, "I’ll just work on making myself sound natural." But that in itself creates a conflict.

The first step is to realize and admit that you can’t "work at" being natural. However, you can let go of your script as a crutch. The idea may sound scary at first because you’ve been programmed to believe you have to have a script to make a successful cold call. It is possible to learn another way to make calls without a linear step-by-step script.

2. Start your cold call as a conversation, not a one-way pitch.

If you’re used to scripts, you’re probably shaking your head and wondering, "How the heck will I know what to say without a script?" You might want to ask yourself why you think you won’t know what to say, because the reason for that is important. It means you’re basing your call on what you have to offer -- and not on what’s important to the prospect, because you haven’t found that out yet.

Pitching your solution as soon as you begin a call is one of the biggest problems with linear sales scripts because you trigger sales pressure and cause prospects to react with defensiveness or even abrupt, immediate rejection.

Here’s another option. Write down 2 or 3 core issues or real problems (not benefits or features) that your product or service solves. Then take that "problem statement," as I call it, and put it into words your prospect can understand. In fact, the wording should be so familiar to your prospects (because those are the words they use every day in their business) that when you start discussing the issue, they’ll feel a sense of comfort knowing that your mental focus is on helping them solve problems, not on making the sale.

3. Create openings rather than forcing a "yes."

Selling scripts are designed to be linear and step by step so you can move calls in the direction you want them to go. From the traditional selling point of view, that direction is toward a "yes," because if you don’t get a "yes" at the beginning of the cold call, you’re not "selling." But that’s the biggest problem with scripts. They give you only one path to follow.

If you can start a conversation that triggers a "What do you mean?" response from your prospect, you’ll find you can explain yourself in a natural way that creates a two-way dialogue, which in turn lets you learn what you need to find out by flowing with the conversation, without feeling you’re getting off-track. Developing your problem statement makes this much easier.

4. Tape-record yourself talking with someone you know. Then record yourself reading your script.

Have you ever heard yourself calling a prospect and reading your script? Probably not. That’s why most people who use scripts think they sound natural. They’ve never heard themselves. But if you do this simple exercise, you’ll hear the same kinds of differences I hear when people role-play with me.

In our day-to-day personal relationships, we simply want to get to know and communicate with others. But when we go into sales situations using scripts, we have an agenda -- to make the sale. And because scripts trigger the perception that that’s all we want, the people you talk with sense this immediately and put up their guard. Between our hidden agenda and their reaction, there’s no chance to build trust through communication. Also, because we've been taught for so long that we have to control the process, we never stop to think that scripts make it impossible for us to be flexible in how we communicate and build trust.

5. Set a new goal for your calls. Focus on simply opening the conversation rather than trying to control it, so prospects will feel comfortable telling you the truth about their situation.

Does surrendering your use of a script seem scary? Try this alternative and see how it feels. Begin the conversation with "Hi, maybe you can help me out for a moment..." Most people will respond with something like, "Sure, how can I help?" You can say, "I’m just calling to see if (problem statement)...," which makes it easy for the prospect to reply, "What do you mean?" or "Tell me more." And after that, the possibilities of your conversation are endless.

What do I mean by this? If you target their issues, create a conversation around the problems or issues you know they’re facing, and explain how your solution solves those problems -- in a conversation that is completely void of sales pressure -- prospects will share their truth with you. They’ll tell you whether solving the issue is a priority, whether they have the resources to commit to it, and everything else you need to know.

When you let go of a linear script, you’ll find that you’ll no longer fumble for words if prospects get "off track" by taking the conversation away from your sales process and into their buying process. In fact, that’s exactly what you hope they’ll do, because that means they’re telling you the truth.

Now that you understand why linear step-by-step scripts create the negative "salesperson" stereotype by making it impossible for you to be your natural self, you can begin learning how to engage total strangers on the phone in ways that feel as comfortable as calling a friend.

Yes, it’s possible, and don’t let anyone tell you it’s not.

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Rapid Prototyping Revolution

In the past, any new consumer or industrial product part brought to market had to first have a prototype built to ensure that the design could be properly applied and used by the manufacturer. Years ago, these were often wooden miniatures and clay models. More recently, laser-sintering technology has allowed plastic samples to be built from CAD/CAM electronic drawings and powdered resin.

The newest trend is called rapid prototyping. Advancements in machining speed and flexibility combined with sophisticated electronic computer interfaces allow for cost-effective, exact metal sample parts or molds for plastic injection parts.

Technical and application engineers at Makino, a global provider of advanced machining technology, say that such advanced machining technology permits companies to cut manufacturing steps. These eliminated steps are primarily created because steel can now be milled as quickly and cost-effectively as aluminum or other lighter materials.

Such progress allows mold builders and other manufacturers to actually develop applications which can be utilized immediately to make more products. This allows their customers to get new products to market faster.

Many other kinds of prototypes don't carry the real properties that the customer is trying to simulate. Most rapid prototypes are made from the raw material intended for the final product, which makes it identical to what is actually going to be put in production.

Customers can get a hardened steel or prehardened steel part or mold in five or six weeks versus 10 or 12 weeks from previous processes. This is a timesavings they appreciate in an effort to get their product to market faster and less expensively.

Technological advancements like CAD and other sophisticated computer interfaces can positively combine with state-of-the-art machine tools that are accurate, rigid and stable in order to achieve maximum results. Customers can save up to two-thirds of the total time originally required by more traditional mold building processes.

How to Hire Your First Cleaning Employee

You may have started your cleaning company part-time and thought that as the business grew you could quit your "day job" and put more time into the business. But as your cleaning business grows you may find you can no longer manage all the tasks you need to handle, no matter how much time you devote to it. If you do not have time to market your business or to keep in contact with your clients regularly, it may be time to think of adding an employee. Hiring help not only allows you to keep your cleaning business growing, but also allows you to take some much needed and hard earned time off.

Start your hiring process by making a list of the tasks needed in your cleaning business and then decide on those you want (or need) someone else to do. Your first employee should be more than just someone who takes the extra work off your shoulders. This individual should be able to help with the overall growth of your cleaning business by helping not only with cleaning responsibilities, but by making sure they provide great customer service.

As you start the hiring process, decide on the job title and prepare a comprehensive job description. This will help you to focus on the responsibilities you want your employees to have, and then when you hire your first employee, he or she will know what his or her duties are.

As well as a job description, you will need a way to evaluate job performance. You should give a written evaluation regularly. During the first year of employment you may want to do evaluations at 3 months, 6 months, and then at the end of the year. After the first year, job performance evaluations are usually given annually on the employee’s employment anniversary date. Also be prepared to offer constructive feedback as needed. If an employee is doing a task wrong, you need to take steps to immediately correct the situation.

Hiring the right individual can take time. Set realistic goals for when you want that first person on board. It may take longer than a week or two to advertise, interview and get the right person on board. As you interview potential candidates, look for individuals who have an eager and willing attitude. You will be able to train most of the specific skills an individual will need. If you find someone who has the right attitude don't overlook them if they have never run a buffer, carpet steamer or backpack vacuum.

You may be eager to get someone on board once you have a job description prepared. But before you advertise for help, make sure you have the following addressed:

Is your employee covered by your insurance? Check with your insurance agent to make sure your policy covers employees. As an employer, you’ll also need to provide workers compensation insurance. Your agent should be able to help you get the right insurance.

Do you have an employee manual and is it up-to-date? Your employee manual will cover the orientation, evaluations, time off procedures, equipment policies, and the overall working responsibilities that your employees will have. It may also include safety information - or the safety manual may be a separate document. All of your policies should be in writing before your employee's first day of work.

Your cleaning employees will most likely be working in buildings after hours, so you will need to conduct background checks. Your clients may not require background checks of cleaning employees. However it is an added selling point for your services to let any potential clients know that all of your employees go through a background check before they start working for your cleaning company.

Have a training program in place. This can be a detailed manual or guidelines for one-on-one training. The training program should include how to perform all tasks that you expect your new hire to complete. In addition, as your cleaning employees will be working with chemicals and equipment, they need to have specific training to address safety issues to comply with OSHA standards.

If you are a one-person operation you may not have obtained a federal employment identification number. This number is required once you hire employees. To get the necessary form to obtain a federal ID number, go to the IRS website at www.irs.gov.

Register with your state's employment department. All states have a system set up for unemployment compensation. Employers are required to pay into this fund through unemployment compensation taxes.

Set up a payroll system for withholding taxes and making payroll tax payments to the IRS. Check with your accountant to make sure you file the necessary paperwork.

There are specific labor notices the government requires you to post at the worksite. The Department of Labor's website at www.dol.gov has a listing of the federal posters you need to post. Check with your state's department of labor to see if they have added requirements.

Hiring your first employee is big step towards the growth of your cleaning business. Making sure you have all of your i's dotted and t's crossed before you bring someone on board will help with the transition of moving your cleaning business from a one-person shop to the next level. Your cleaning business can grow exponentially with the right employees and it all starts by getting that first employee on board!

WEBconference applications for personnel

Problems

In such a situation, a training method that is a continuing formation adapted to the ever-changing needs of the firms would be illusory; also, efforts to manage all the information within an organization as back-up data would be unrealistic. Often, consultation with employees is usually nonexistent, too. Hence, it can be safely concluded that the research result which says that clients' loyalty is directly proportional to employees' motivation is true.

Solution

Pedagogical methodology has profoundly evolved during the last ten years. Virtual classrooms have appeared, with long-distance training. Closer to us, "coaching" has become a common practice. Both these methodologies can make use of the web conferencing technology. By constantly recording the training sessions as well as the meetings, information can be made widely available to everybody. Usually, these concern  better practices or strategic visions that can be shared. Also, thanks to the polls and votes during a web conference, the management gets to know the personnel's opinions which they can actively implicate.

Results

First of all, optimizing training to integrate new employees shortens the time needed for them to fully develop their capacities and to perform better. Profit targets are met faster as costs get reduced, as well. Moreover, the organization's efficiency in the developing of exchanges and the sharing of best practices improves, too. This has a considerable impact on profits. The higher the individual motivations pyramid, the more the people will feel the need to belong, to be appreciated, and to accomplish something. In short, the key is bidirectionality.

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The Indian Software and IT Outsourcing Industry

India's software industry has over the years grown in importance in the global market that we now have.  The majority of revenue generated is from their export market (i.e. selling services to offshore companies), which is in heavy competition with the USA.

After 9/11, many companies around the world realised the need for offshore back-up systems and this prompted a rash of investment by banks, airlines, telecommunications and IT companies.

The Indian software industry is worth approximately $38billion, with $31billion of that being generated from exports.

So who are the major players?

Infosys (NASDAQ - INFY), which floated on the US stock market in 1999, is an Indian IT outsourcing with no Indian clients.  It's purely a player on the global stage and one that's only growing.  Its shares may not be on the rise right now, but once the dollar grows back in strength their value will show and it will be time to sell.

If you're brave and enjoy a venture in to the foreign markets India's TCS (Tata Consultancy Services Ltd) is another of the major players in India's software and IT outsourcing industry.  Tata may be a name familiar to many of you from Tata Holdings, which is one of India's biggest industrial groups, so you can feel very confident about this stock's value and future.  Currently, TCS (TCS.NS) is listed on India's national stock exchange.

Next up is Wipro Technologies (NYSE - WIT) a company that has over the past couple of years has snapped up various US and European companies, which is sure to have sent out a message to their Western competitors of their intent to continue moving forward.  And its competitors in the West are companies which just cannot compete with India's lower wagers but higher skills level.

What can major Western software companies do to fight back?  Will home grown Indian companies be buying up the major Western players as they find that they cannot compete in the long-term?

I cannot answer the second question, but a possible answer for the first is that some of the advantages established Western companies have over emerging Indian companies are the experience in managing projects efficiently and meeting deadlines and the basic infrastructure within their own company and society ensures there is less rough and more polish.  It's not to say that some of India's IT companies are not on equal (or superior) footing in terms of infrastructure but the companies leading the way in terms of infrastructure are majors such as TCS, Wipro and Infosys.  For smaller projects, investment in India is a gamble, as you may not know of the products doom until the eleventh hour.  Western companies survival will depend up on them promoting the quality of development they have to offer and the solidity of project management from beginning to end.

How to Stop Cold Calls from Feeling Intrusive

4 key ways to be seen as helpful while cold calling

Most people sense that cold calls are self-serving to the person calling. You can almost hear the unspoken thought, "You want something, right? Otherwise why would you be calling?" This triggers almost immediate resistance.

For cold calling to be done in a non-intrusive way, we must shift the perception away from "you want something," into "you are being helpful." When our cold calls do not feel intrusive, people naturally are more open to talking with us.

Shifting this perception in others is all about shifting a perspective within ourselves.

Focusing on being helpful takes us away from the traditional sales mindset. In the old mindset, we talk about ourselves and our product or service. In this new approach, we’re focusing on potential clients and what may be helpful to them.

To be perceived as helpful, we must actually be helpful. If we try to use "being seen as helpful" as just another sales technique, people will sense our hidden agenda and react with suspicion. Be sincere in your approach and desire to help the other person.

Here’s how to stop being intrusive and start being helpful:

1. Make It About Them, Not About You

We’ve all learned that when we begin a conversation with a potential client, we should talk about ourselves, our product, and our solution.

But this self-focus almost always feels intrusive to the other person and shuts down the possibility of a genuine conversation.

Instead, step directly into their world. Open the conversation with a question rather than a sales pitch. For example, "I’m just giving you a call to see if your company is grappling with unpaid invoices issues?"

Never let the person feel that your focused on your own needs, goals, or agenda. Communicate that we’re calling with 100 percent of your thoughts and energy focused on their needs.

2. Avoid the Artificial Salesperson Enthusiasm

People feel pushed along by artificial enthusiasm. This triggers rejection because it feels very intrusive to be pushed by someone they don’t know.

Artificial enthusiasm includes some expectation that our product or service is a great fit for them. Yet, we’ve never spoken with them before, much less had a full conversation with them. We can’t possibly know much about them or their needs.

And so to them, we are simply someone who wants to sell them something

It is better to modestly assume you know very little about them. Invite them to share with you some of their concerns and difficulties. And allow them to guide the conversation, even when it means getting "off track" a bit.

3. Focus on One Compelling Problem to Solve

Don’t go into a pitch the way you would if you were operating out of the traditional sales mindset. Make what you say about them, not about you. Try to keep in mind that who you are and what you have to offer are irrelevant at this moment.

The key is to identify a problem that you believe the other person might have. Depending on your business or industry, here are some examples of what you might say:

I’m just calling if you’d be open to looking at any possible hidden gaps in your business that might be causing sales losses?

I’m just calling to see if you’re grappling with problems of employee performance related to a lack of training support?

I’m just calling to see if you’re open to looking at whether any department in your company might be losing revenue due to vendor overcharges?

Address one specific, concrete problem that you know most businesses experience.  Don’t make any mention of you or any solutions you have to offer. Remember, it’s always about them, not about you.

4. Consider "Where Should We Go From Here?"

Let’s say the initial call turns into a positive and friendly conversation. The other person feels you’re offering something valuable, and wants to know more. Both of you feel there may be a match.

Rather than focusing on making a sale at this point, you can simply say, "Well, where do you think we should go from here?"

This question reassures potential clients that you’re not using the conversation to fulfill your own hidden agenda.

Rather, your giving them space and time to come to their own conclusions. You’re helping them create their own path, and you will follow.

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People in Home Businesses have been trying to create systems to FACILITATE the selling process. Telling you join here, and you don’t have to do any selling. Then they sell you a website that they say will take your orders for you. But you know almost every time, someone has to contact them and ask them for the money! I call that person a salesman, because that’s what salesmen do - Ask for the Money! Then WHY do they say this? Because, they know that 95% of people don’t like to sell, or simply aren’t comfortable with selling.

They want you to believe you don’t have to with their self replicating websites, online movies, and conference rooms, but these systems only take you so far. Ultimately, you will still have to talk to people and close the sale if you want to make money with any other system. Very few People will send in money after only viewing a website, listening to a conference call, or listening to a online audio message. They need to talk to a live person first! That person is your personal Sales Representative at the Roadmap To Riches Sales Center!

Frank Thomas as been heavily involved with advertising in the offline business world for 14 years . He has however bee closely affiliated with internet marketing since 1998, teaching and helping  fellow  marketers how to apply his innovative brand of "guerrilla advertising". His desire to see others succeed has propulsed  him into the ranks of some of the best known mentors in the industry. For more:

http://www.rocketwealthsys.net/main

Numerous Chinese Toy Recalls, So Who Is Really To Blame

In its quest for lower and lower priced imports it was inevitable that the US would fall victim to Chinese companies who would attempt to cut corners to deliver these products to our shores at prices we would find pallatable.  Our mantra "Cheaper is better" might be coming back to haunt us as our offshore manufacturing partners search for the means to shave tenths of pennies from already staggeringly low prices.  In lands where finished goods often sell for less than we can purchase the underlying commodities (the paper and paint etc.) much of this magic may soon be exposed for what it is - cutting corners and outright cheating, often to enhance profits, while often just to stay in business.

But the finger should not be pointed squarely in the direction of Asia.   All the parties must look past the greedy motives and reach a solution that benefits everyone, from workers, to manufacturer, through wholesale and retail channels, and ultimately to the consumer.  United States importers, wholesalers, retailers and consumers should take a long hard look up and down the supply chain and understand that everyone must profit fairly so that a balance can be maintained that is sustainable for the long term.  And this includes the factory worker who is often overworked, is underpaid, is often  exposed to toxins, and is forced to live in filthy conditions of poverty and squallor.

In the wake of recent recalls due to "lead-based" paints and serious design flaws, David Chiu, chairman of the Hong Kong Small and Medium Enterprise Progress and Investment Association, urged international importers to throw Chinese manufacturers a lifeline by not demanding the lowest price for their goods.  The recent scandal involving tainted paint used in the manufacture of Mattel toys and the tragic death of Cheung Shu-hung, who committed suicide after the scandal broke, has brought sharp focus on the issues of quality control and safety standards, and has cast a questioning spotlight on "Cheaper is better".

But todays events are yet another stark reminder that history repeats itself, as those who remember the Japanese production boom after shock waves from the second world war had subsided can attest to.  In the 1950s and 1960s the Japanese were well known for pumping out extraordinary numbers of inexpensive goods, and "made in Japan" was equated with "inferior quality" and sometimes even with "hazardous to your health".  As the Japanese economic situation matured and lifestyles improved, so did manufacturing quality.  Today the Japanese produce many of the worlds finest quality goods, albeit with a slightly higher price tag.  Perhaps this should remind us all that ultimately "You get what you pay for".

5 Super Wealth-Building Tips Pave the Way to Financial Freedom

There are so many things involved with building wealth that it would take much more than one article to explain it all. So, we've put together a simple five-step guide to help you get a great start in building wealth for a lifetime.

Step 1: Set Specific Goals

Goal setting is a task that can be easily put off - especially when you are extremely busy in day-to-day activities. However, goal setting is the first and one of the most important steps you'll take to achieve wealth. Set both short-term and long-term goals. Short-term goals may be daily, weekly and monthly goals. These should reveal where you would like to be financially by a certain time in the near future.

Long-term goals include the amount of wealth you would like to accumulate within a year, two years, or maybe even five or ten years. Both types of goals are necessary to build wealth. Without goals, you are wondering blindly with no care or thought of what's ahead. This pattern of life is sure to leave you empty-handed!

Step 2: Create a Business Plan

Every successful business from the past and today started with a plan. Your business plan should illustrate where you are now, where you plan to be in the future, and how you're going to get there. Write these few notes down on paper. Then, fill in the blanks to create a rough business plan. It's easier than you think.

*Your current income

*Business profits and expenses (if you already own a business)

*Business budget (or personal budget if working for someone else)

*Capital needed upfront to promote and operate business

*Plans to acquire the capital needed (source of capital)

*Spending plan (promotions, supplies, inventory, online expenses, etc.)

*Expectations (What results do you expect from your initial efforts?)

Creating a business plan is a necessary step to build wealth through your own business. Even if you don't own a business, you should write down a similar plan to reach your personal wealth goals.

Step 3: Avoid Harmful Debt

Debt is the one of the key reasons many people never accumulate wealth. But remember, there are two types of debt: harmful debt and necessary debt. Harmful debt is the debt you create for things you do not need such as excessive shopping, luxury items, expensive cars that you can't afford, etc. Necessary debt is a debt most people must have to live, such as a mortgage, car loan (affordable), medical, college, etc. These debts are a part of life for most families and will be for many, many years. However, even these types of debts should be kept well within your income limitations. If you can only afford a $250/month car loan, then shop around until you find one at this price. Don't give in to the temptations and pressures to buy the fancier, more expensive car with a $450/month payment. It's not worth the risk!

You may ask, "I thought these steps were for building wealth?"

As it happens, debt is the opposite of wealth.  The more debt you have, the less wealth you will accumulate. You can't save money or invest money that belongs to someone else. If you earn $3,000 in income this month, but owe $2,000 in loans (before everyday living expenses), you can't possibly have extra money to save. You must either earn more or sell some items to pay off your debt. You should avoid this "debt trap" if you intend on building wealth for the future.

Another type of debt is one for your business. You may take out a small business loan to get things started or to promote your business. If you are uncertain about whether the business will bring profits, try to avoid business debt until you have tested it a while.

Step 4: Develop a Personal Plan

Above, you developed a business plan. Now it's time to create a personal plan. What tasks will you do daily to build wealth? Put yourself on a schedule and a strict budget. Work toward your goals daily by making a list of things to do and marking off each item on the list as you complete the tasks. In your budgeting, include a set amount of money you will put away in savings (savings account, IRA, stocks, bonds, etc.) If you plan to invest, be sure to diversify your investments. Choose only one or two high-risk investments and several "safer" investments such as mutual funds or bonds.

Step 5: Stay focused on the Goal, not the Circumstances

No matter what circumstances you find yourself in, keep your eyes on the wealth-building goal ahead. Even if sales are down in your business, don't stop dead in your tracks. Remember, businesses have ups and downs. If you remain steadfast toward your goal during the slow times, the busy times are bound to be much better than ever. Your income will grow and you will have the extra money needed to reach your wealth-building goals.

In a nutshell, building wealth does not happen over night with one get-rich-quick program. It happens with consistent labor toward the goals and tasks you have created. You can build wealth for your future if you do not waver from these basic truths that have worked for millions of others!

Generation Y’s At Work San Diego’s Search Engine Entrepreneurs

October 2, 2007. It’s a typical day at SEOhaus in the largest office located within the company’s 1400sqft. space, employees sit in a semi-circle around a cordless speaker phone.

"We need to really focus on improving our PR," a client says, his voice on speaker phone audible throughout the room.

"We can do that," one of the employees says, glancing down at the yellow legal pad on her lap. "Let’s come up with a solution."

Ten minutes later, when the meeting ends, the employees disperse to their respective offices, and the company’s owners, William Senn, 26, and William Canu, 25, take a short break from their hectic work schedules to share what it’s like being an entrepreneur under 30.

"We’re growing so fast," Canu says, leaning back in his office chair and glancing over his shoulder at the busy traffic below on Kettner Blvd. "It’s amazing."

The two Williams, who started SEOhaus from the proceeds of their last business venture's mail-order DVD rental service, have seen their company grow from a single room with two employees (themselves) to a small business with approximately ten full-time employees and growing. Next week, the company will move to a much larger office suite down the hall.

"We’re excited," says Senn, a former Google employee." The walls of the new office are being painted right now, and it (the move) is starting to feel official."

SEO, or Search Engine Optimization, is all about the art of achieving increased traffic, presence, and page rankings (i.e. higher search results) for a website, and this is achieved by a variety of different methods, including, but not limited to: building links, writing and marketing SEO content articles, social bookmarking, and web design.

"SEOhaus is a boutique firm," Senn explains, "We specialize in customized services, and our employees are very good at what they do."

SEOhaus and it’s twenty-something owners, represent a growing trend in American business: young entrepreneurs making an impact in their respective industries and developing successful businesses before their 30th birthday.

Their generation, known as Generation Y (1981-1995) is a generation of young entrepreneurs. The online publication Inc.com recently released the list of the "thirty coolest entrepreneurs under thirty," profiling individuals who began their own companies---some while still living in their parent’s houses, and have seen them grow exponentially in only a few short years.